644 Wilmington Dr, Chula Vista, California 91914, Chula Vista, 91914 - 5 bed, 4 bath

644 Wilmington Dr, Chula Vista, California 91914 home-pic-0

644 Wilmington Dr

Chula Vista, California 91914

ACTIVE
CONDITION: GOOD
5Beds
4Baths
3,047Sq Ft
7,771Lot Size

Property Price

LIST PRICE$1,499,000
EST. MARKET VALUE
$1,456,518

SUMMARY

Analysis of 644 Wilmington Dr, Chula Vista, California 91914 reveals a Fairly Priced Property with a current list price of $1,499,000  aligned with the estimated $1,456,518 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Chula Vista Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$1,456,518
Based on Realkey algorithm analyzing recent comparable sales in Chula Vista.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
644 Wilmington Dr
Subject
$1,499,000*
List Price
543,047$478-
A
728 Crooked Path Place
Sold
$1,225,000332,640$4640.3 mi
B
2879 S S Compass Cir
Sold
$1,600,000553,657$4380.5 mi
C
2567 View Trail Ct
Sold
$1,190,000432,667$4460.6 mi
D
2706 Valleycreek Cir
Sold
$1,170,000442,423$4830.2 mi
E
986 White Alder Avenue
Sold
$1,310,000433,739$3500.8 mi
F
615 Wilmington Drive
Active
$1,500,000
List Price
543,300$4550.1 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property is in move-in ready condition with significant high-end updates. While built in 2003, the kitchen has been modernized with quartz countertops, custom cabinetry, a farmhouse sink, and a pot filler. The home features premium wood flooring, crown molding, and a spa-inspired primary bathroom. Additional modern systems like owned solar and a whole-house fan enhance its quality, though it does not qualify as 'excellent' because it is over 20 years old and has not undergone a total, comprehensive renovation of all original 2003 components.

PROSSTRENGTHS & OPPORTUNITIES

  • Great Schools

    Elementary School: Salt Creek Elementary School (9/10). High School: Eastlake High School (9/10).

  • Versatile Multigenerational Layout

    The rare main-level configuration featuring two bedrooms and two full bathrooms offers exceptional flexibility for guests, a home office, or multigenerational living arrangements.

  • Significant Financial Incentives

    The property boasts owned solar panels and the absence of Mello-Roos assessments, providing substantial long-term monthly savings compared to similar homes in the area.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Living area discrepancy between mls listing and other public or private record. mls listing living area = 3047, other record living area = 2825. Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 5, other record bedroom count = 4.

  • Aging Infrastructure

    With a 2003 build date, certain original components such as the roof or major mechanical systems may be approaching the end of their typical lifespan, potentially requiring future investment.

  • Limited Backyard Space

    The 3,047 square foot home occupies a significant portion of the 7,771 square foot lot, which may leave less outdoor area for buyers desiring a large private yard or pool.

About 644 Wilmington Dr

Discover this elegant and highly coveted Rolling Hills Ranch residence, gracefully positioned near the end of a peaceful, elevated cul-de-sac where sweeping views and natural beauty create a serene backdrop. Showcasing timeless Spanish-inspired architecture, the home’s stately curb appeal is enhanced by a wraparound balcony and mature, drought-tolerant landscaping that frames the façade with effortless charm.Inside, rich wood flooring sets the tone, leading into a luminous formal living room adorned with crown molding, plantation shutters, and classic interior archways that highlight a dramatic, winding staircase. The formal dining room is equally impressive, with soaring ceilings and abundant natural light creating an inviting setting for refined gatherings. Along the rear of the home, an expansive open-concept design seamlessly connects the family room—anchored by a warm fireplace—to a casual breakfast area and a thoughtfully designed gourmet kitchen. The kitchen blends function and style with extensive custom cabinetry, a generous center island, abundant quartz countertops, a deep farmhouse sink, a five-burner gas range with pot filler, and premium finishes throughout. Designed to accommodate a variety of lifestyles, the main level offers two bedrooms and two full baths, providing flexibility for a private guest suite, multigenerational living, or a dedicated home office with its own entrance. Upstairs, the luxurious primary suite is a true retreat, capturing scenic oceans views and featuring crown molding, a spa-inspired bath with a soaking tub, separate shower, dual vanities, and an expansive walk-in closet. Two additional bedrooms with balcony access share a well-appointed Jack-and-Jill bath, completing the upper level. The inviting backyard offers an ideal setting for both intimate relaxation and vibrant entertaining. Additional highlights include no Mello-Roos, owned solar, central air conditioning, a whole-house fan, enhanced wall insulation, and added garage storage. Residents of this prestigious community enjoy resort-style amenities including five pools and spas, nearby parks and playgrounds, and access to top-rated schools—all just minutes from Montevalle Recreation Center, shopping, dining, and convenient freeway access.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
2003
Lot Size
7,771 Sq. Ft.

Interior

Total Bedrooms
5
Total Bathrooms
4 (4 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$199.0 / Month

Neighborhood Insights

Chula Vista Unified Schools

Salt Creek Elementary School

Grades K-6 • 1.0 mi

9/10

Marshall (Thurgood) Elementary School

Grades K-6 • 1.1 mi

8/10

Liberty Elementary School

Grades K-6 • 1.6 mi

8/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds5.04.0
55%
Baths4.04.0
50%
Square foot3,0473,162
48%
Lot Size7,7718,429
48%
Price$1.50M$1.31M
65%
Price per sq ft$492$446
81%
Built year20032005
19%
HOA$199.0$186
58%
Days on market3211
3%

Pricing History

Listed for Sale

Mar 4, 2026

$1,499,000

Initial Listing

Sold

Jun 27, 2003

$559,000

Public Record

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