645 Front St 2204, San Diego, California 92101, San Diego, 92101 - 3 bed, 5 bath

645 Front St 2204, San Diego, California 92101 home-pic-0

645 Front St 2204

San Diego, California 92101

ACTIVE
CONDITION: EXCELLENT
3Beds
5Baths
4,455Sq Ft
59,317Lot Size

Property Price

LIST PRICE$5,250,000

SUMMARY

Analysis of 645 Front St 2204, San Diego, California 92101 is currently available with a list price of $5,250,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

This penthouse has been recently renovated with high-end finishes, including luxury vinyl flooring, plush carpeting, and premium kitchen appliances like Wolf gas range and Sub-Zero refrigerators. The kitchen features Taj Mahal quartzite countertops and dual sinks/dishwashers, indicating a modern and well-equipped space. The bathrooms are also described as upgraded with a spacious two-person shower in the primary suite. The property boasts extensive outdoor living space, custom lighting fixtures (Chihuly-inspired chandeliers), and a sophisticated wet bar. While built in 2003, the recent extensive renovations and the quality of materials used place it in the 'excellent' condition category, meeting current quality standards with no deferred maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • Exceptional Outdoor Living Space

    Boasts over 2,400 sq. ft. of private outdoor living space, offering unparalleled opportunities for entertainment and relaxation.

  • Luxury Renovations and High-End Finishes

    Recently renovated with wide plank luxury vinyl flooring, plush carpeting, smooth-finished walls, and premium materials like Taj Mahal quartzite countertops and Wolf appliances.

  • Unobstructed Panoramic Views

    Offers sweeping views of mountains, Downtown, Coronado, the bay, and the ocean from multiple vantage points.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 4.

  • High Association Fees

    The monthly association fee of $1929.60 is a significant ongoing cost for potential buyers.

  • Potential for Elevator Installation Cost

    While an elevator can be installed, the associated costs and complexities are not detailed and could be substantial.

About 645 Front St 2204

Welcome to Renaissance Penthouse Residence 2204, a recently renovated, top-floor, two-story home occupying the entire southern half of the building with over 2,400 sq. ft of private outdoor living space. This rare residence offers sweeping views with mountains to the east, Downtown and Coronado to the south, and expansive bay and ocean views to the west. Recent renovations include wide plank luxury vinyl flooring throughout the main living areas, plush new carpeting in the primary suite and office, smooth-finished walls, fresh paint, custom drapery, upgraded hardware, and a redesigned powder room. The home features multiple living and entertaining spaces, including formal living and dining areas, a family room with an Onyx stone wet bar and fireplace, a private office, and a 6-zone Sonos sound system. There is also the option to install an elevator. The primary suite offers a massive walk-in closet, a dedicated vanity area, and a spacious two-person shower. The kitchen is finished with Taj Mahal quartzite countertops and full-height backsplashes, a Wolf gas range, dual Sub-Zero frig/freezers, 2 sinks, and 2 dishwashers. Additional highlights include custom railings by artist Linda Joanoue, 3 hand-blown, Chihuly-inspired glass chandeliers, and a temperature-controlled 300+ bottle wine refrigerator. Designed for entertaining, this home can comfortably host over 150 guests. Offered with 3 parking spaces and 3 large storage lockers, this penthouse presents a rare opportunity to own a one-of-a-kind residence in the heart of Downtown.

Property Details

Public Facts

Property Type
Condominium
Year Built
2003
Lot Size
59,317 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
5 (5 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$1929.6 / Month

Neighborhood Insights

San Diego Unified Schools

Washington Elementary School

Grades K-5 • 0.9 mi

5/10

Sherman Elementary School

Grades K-5 • 1.2 mi

5/10

Perkins Elementary School

Grades K-8 • 1.2 mi

3/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.02.0
92%
Baths5.02.0
99%
Square foot4,4551,101
100%
Lot Size59,317-
86%
Price$5.25M$739.0K
100%
Price per sq ft$1.2K$696
95%
Built year20032004
38%
HOA$1929.6$830
96%
Days on market29180
6%

Pricing History

Listed for Sale

Feb 6, 2026

$5,250,000

Initial Listing

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