646 Woodland Terrace, San Jose, California 95112, San Jose, 95112 - 3 bed, 3 bath

646 Woodland Terrace, San Jose, California 95112 home-pic-0

646 Woodland Terrace

San Jose, California 95112

ACTIVE
CONDITION: GOOD
3Beds
3Baths
2,232Sq Ft
2,833Lot Size

Property Price

LIST PRICE$1,100,000
EST. MARKET VALUE
$1,203,766
8% BelowMARKET VALUE

SUMMARY

Analysis of 646 Woodland Terrace, San Jose, California 95112 reveals a Prime Investment Opportunity with a current list price of $1,100,000—significantly undercutting the $1,203,766 Fair Market Value by 8%. This valuation gap indicates a +$103,766 Instant Equity potential for buyers. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Jose Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$1,203,766 +$103,766 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in San Jose.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

Built in 2006, this property falls within the 10-20 year age bracket for a 'good' rating and appears well-maintained. The kitchen features functional stainless steel appliances, granite countertops, and quality cabinetry. The interior is move-in ready with a combination of hardwood, tile, and carpeted flooring, recessed lighting, and modern fixtures. While the styling reflects its original construction era rather than a recent high-end renovation, the home shows minimal wear and tear.

PROSSTRENGTHS & OPPORTUNITIES

  • Modern Construction and Scale

    Built in 2006, this residence offers contemporary building standards and a generous 2,232 square feet of living space, providing a significantly newer and larger footprint than many traditional homes in the area.

  • Prime Commuter Location

    The property is strategically located minutes from Downtown San Jose, major Silicon Valley tech employers, and key freeway interchanges, offering exceptional convenience for professionals.

  • Functional Open Layout

    The interior features a thoughtfully designed floor plan with a well-appointed kitchen that flows seamlessly into light-filled living areas, making it ideal for both daily comfort and guest entertainment.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 4.

  • Low Available Lot Utilization

    The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 2833, living area = 2232.

  • Low School Ratings

    The assigned public schools currently hold low ratings (ranging from 2 to 4), which may be a concern for families and could impact future appreciation compared to higher-rated districts.

About 646 Woodland Terrace

Nestled on a quiet residential street, this inviting home offers the perfect blend of comfort, functionality, and convenience. Thoughtfully designed living spaces are filled with natural light, creating a warm and welcoming atmosphere ideal for both everyday living and entertaining. The home features a well-appointed kitchen with ample cabinetry and workspace, seamlessly connecting to the main living areas. Spacious bedrooms provide comfortable retreats, while the backyard offers room to relax, garden, or entertain. Ideally located just minutes from Downtown San Jose, major tech employers, shopping, dining, parks, and freeway access this property offers both neighborhood charm and commuter convenience. Whether you're a first-time buyer, investor, or looking to upgrade, 646 Woodland Terrace presents an excellent opportunity to own in one of San Joses most desirable and centrally located areas.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
2006
Lot Size
2,833 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$320.0 / Month

Neighborhood Insights

San Jose Unified Schools

Lowell Elementary School

Grades K-5 • 0.5 mi

3/10

Selma Olinder Elementary School

Grades K-5 • 0.6 mi

2/10

Horace Mann Elementary School

Grades K-5 • 1.1 mi

4/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths3.02.0
72%
Square foot2,2321,437
89%
Lot Size2,8336,165
6%
Price$1.10M$1.10M
50%
Price per sq ft$493$845
2%
Built year20061918
98%
HOA$320.0$0
98%
Days on market3159
2%

Pricing History

Listed for Sale

Mar 4, 2026

$1,100,000

Initial Listing

Sold

Sep 24, 2020

$957,500

Public Record

Sold

Apr 9, 2009

$465,000

Public Record

Sold

May 18, 2006

$732,000

Public Record

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