647 Village Drive, Galt, CA 95632, Galt, 95632 - 2 bed, 2 bath
Loading property details...
647 Village Drive
Galt, CA 95632
ACTIVE
CONDITION: FAIR
2Beds
2Baths
1,282Sq Ft
4,613Lot Size
Property Price
LIST PRICE$385,000
EST. MARKET VALUE
$403,173
4% BelowMARKET VALUE
SUMMARY
This 55+ Single-Family Residence is a Strong Value Opportunity, listed at $385,000—positioned well below the $405,752 Fair Market Value by 5%. This valuation gap offers $20,752 in Instant Equity for the buyer. Featuring a Fair Condition Rating, the home provides a low-maintenance lifestyle with fresh interior updates and a private patio. Residents benefit from premium community amenities, including a clubhouse and pool. This property is an ideal acquisition for Active Adults or Downsizing Retirees seeking a worry-free, move-in ready sanctuary.
Estimated Market Value
$403,173+$18,173 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Galt.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 647 Village Drive Subject | $385,000* List Price | 2 | 2 | 1,282 | $314 | - |
A 596 Village Drive Sold | $473,000 | 3 | 2 | 1,658 | $285 | 0.1 mi |
B 748 Young Court Sold | $485,000 | 2 | 2 | 1,672 | $290 | 0.3 mi |
C 682 Village Drive Pending | $399,000 List Price | 2 | 2 | 1,154 | $346 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
The property was built in 2003, making it 21 years old and placing it in the 'Fair' category based on age. While the listing highlights 'fresh updates' including new flooring and paint, the kitchen remains dated with original oak cabinetry, tile countertops, and a fluorescent light box. The bathrooms have new toilets but appear otherwise original, and the white appliances are functional but aged.
PROSSTRENGTHS & OPPORTUNITIES
- Low-Maintenance Lifestyle
The HOA comprehensively covers exterior maintenance, including the roof and grounds, providing a worry-free environment ideal for active adults.
- Turnkey Condition
Recent updates including fresh interior paint and new flooring throughout ensure the home is move-in ready, saving buyers time and renovation costs.
- Premium Community Amenities
Residents enjoy access to a clubhouse, fitness center, pool, and secured RV parking, offering a high-quality social and active lifestyle within the gates.
CONSRISKS & DEFICIENCIES
- Age-Restricted Market
The 55+ community requirement limits the potential buyer pool to a specific demographic, which can impact resale liquidity compared to standard residential zones.
- Recurring HOA Expenses
The $349 monthly association fee adds a significant fixed cost to the monthly budget, which may be a concern for seniors on a fixed income.
About 647 Village Drive
Welcome to easy, low-maintenance living in the highly desirable Emerald Village 55+ community. This beautifully updated single-family home offers 2 bedrooms, 2 bathrooms, an open office or flex space, 1,282 square feet of living space, and a spacious 2-car garage. Inside, you'll find fresh updates throughout, including all-new interior paint, flooring, and toilets, creating a clean, modern feel that's truly move-in ready. The open floor plan provides comfortable living and entertaining space, while the additional office is perfect for working from home, hobbies, or accommodating guests. Life at Emerald Village is about more than just the home. Residents enjoy access to a clubhouse, fitness center, swimming pool, spa, walking paths, and secured RV parking. The HOA takes care of the grounds, gated entry, roof, and exterior maintenance, giving you the freedom to enjoy an active, worry-free lifestyle. Conveniently located just blocks from shopping, restaurants, banking, pharmacies, and salons, this home offers the perfect blend of privacy, convenience, and community. With its welcoming neighbors and vibrant social atmosphere, Emerald Village is one of the area's premier destinations for active adult living.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2003
- Lot Size
- 4,613 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $349 / Month
Neighborhood Insights
Galt Unified Schools
Lake Canyon Elementary School
Grades K-6 • 0.5 mi
6/10
Mccaffrey Middle School
Grades 7-8 • 1.2 mi
5/10
Liberty Ranch High School
Grades 9-12 • 1.6 mi
7/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 3.3 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,282 | 1,606.436 |
| Lot Size | 4,613 | 6,779.636 |
| Price | $385.0K | $514.9K |
| Price per sq ft | $300 | $317 |
| Built year | 2003 | 1997 |
| HOA | $349 | $268 |
| Days on market | 40 | 65 |
Pricing History
Listed for Sale
Jul 31, 2026
$385,000
Initial Listing
Sold
Jan 31, 2003
$173,500
Public Record