649 Merit Drive, San Marcos, California 92078, San Marcos, 92078 - 3 bed, 3 bath
649 Merit Drive
San Marcos, California 92078
Property Price
SUMMARY
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 649 Merit Drive Subject | $1,190,000* List Price | 3 | 3 | 2,211 | $485 | - |
A 662 Gemstone Dr Sold | $1,162,000 | 5 | 3 | 2,550 | $456 | 0.1 mi |
B 722 Gemstone Drive Sold | $1,040,000 | 4 | 3 | 2,211 | $470 | 0.2 mi |
C 712 Gemstone Drive Sold | $1,185,000 | 4 | 3 | 2,550 | $465 | 0.2 mi |
D 140 Unity Ln Sold | $1,140,000 | 4 | 3 | 2,458 | $464 | 0.0 mi |
E 232 Reserve Court Sold | $1,350,000 | 4 | 3 | 2,801 | $482 | 0.3 mi |
F 563 Townsend Way Sold | $980,000 | 3 | 3 | 1,703 | $575 | 0.7 mi |
G 751 Merit Dr Active | $1,400,000 List Price | 4 | 3 | 2,646 | $529 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Built in 2018, this home is well within the 10-year threshold for an excellent rating. It features a modern open-concept design, a contemporary kitchen with quartz countertops and stainless steel appliances, updated flooring, and energy-efficient upgrades like owned solar panels, showing no signs of wear or deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Energy Efficiency & Modernity
Built in 2018, this contemporary home includes owned solar panels, providing significant utility cost savings and the benefits of modern construction standards.
- Premium Community Amenities
Situated in the gated Rancho Tesoro community, the property offers a resort-style lifestyle with access to a pool, BBQ areas, and immediate proximity to Discovery Lake and extensive hiking trails.
- Versatile Floor Plan
The inclusion of a dedicated office with an existing closet allows for an easy transition to a fourth bedroom, offering flexibility for growing families or remote work needs.
CONSRISKS & DEFICIENCIES
- Low Available Lot Utilization
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 3000, living area = 2211.
- Limited Lot Size
The 3,000-square-foot lot is relatively compact for a home of this size, which may limit private outdoor recreational space compared to older neighborhoods.
- Recurring HOA Fees
The $246 monthly association fee adds a permanent layer to the carrying costs, which budget-conscious buyers must factor into their monthly mortgage obligations.
About 649 Merit Drive
Welcome to the lifestyle so many families are quietly searching for in San Marcos. Nestled inside the gated community of Rancho Tesoro, this 3-bedroom + office (with a closet already added for optional 4th bedroom use) and owned solar, offers the perfect blend of charm, functionality, and connection. Step outside your front door and you’re minutes from Discovery Lake, miles of hiking trails, and the vibrant energy of North City with its growing lineup of restaurants, coffee shops, and community events. Cal State San Marcos and Palomar College are just nearby, making this location incredibly convenient while still feeling peaceful and tucked away. Rancho Tesoro is known for its resort-style pool, gated entry, community BBQ area, parks, and neighborhood gatherings where kids play freely and neighbors truly know each other. This is more than a home. It’s sunset walks. Pool days. Trail mornings. It’s the kind of place people move to and never want to leave. Come experience it in person.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2018
- Lot Size
- 3,000 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $246.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 4.0 | 50% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 2,211 | 2,183 | 51% |
| Lot Size | 3,000 | 6,593 | 13% |
| Price | $1.19M | $1.27M | 41% |
| Price per sq ft | $538 | $573 | 33% |
| Built year | 2018 | 1997 | 90% |
| HOA | $246.0 | $90 | 82% |
| Days on market | 22 | 169 | 3% |
Pricing History
Listed for Sale
Feb 12, 2026
$1,190,000
Initial Listing
Sold
Apr 30, 2018
$669,509
Public Record