656 Franklin St, Lincoln, CA 95648, Lincoln, 95648 - 5 bed, 3 bath
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656 Franklin St
Lincoln, CA 95648
ACTIVE
CONDITION: EXCELLENT
5Beds
3Baths
2,161Sq Ft
5,057Lot Size
Property Price
LIST PRICE$595,000
EST. MARKET VALUE
$604,188
SUMMARY
This Modern Single-Family Residence is a Strong Value Opportunity, listed at $595,000—positioned well below the $604,189 Fair Market Value by 1.5%. This valuation gap offers $9,189 in Instant Equity for the buyer. Featuring a 2022 build date and a Mint Condition Rating, the home includes a fully owned solar system and a functional multi-generational layout. It is an ideal acquisition for Owner-Occupants seeking a turnkey lifestyle or first-time buyers prioritizing energy efficiency and modern design.
Estimated Market Value
$604,188
Based on Realkey algorithm analyzing recent comparable sales in Lincoln.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 656 Franklin St Subject 5 bd · 3 ba · 2,161 sqft · $280 | $595,000* List Price | 5 | 3 | 2,161 | $280 | - |
A 3346 America Drive Sold 4 bd · 3 ba · 1,678 sqft · $298 · 0.3 mi | $500,000 | 4 | 3 | 1,678 | $298 | 0.3 mi |
B 3186 Dunlap Street Sold 5 bd · 3 ba · 2,161 sqft · $272 · 0.0 mi | $588,000 | 5 | 3 | 2,161 | $272 | 0.0 mi |
C 631 Aberdeen Lane Sold 4 bd · 2 ba · 1,785 sqft · $336 · 0.5 mi | $600,000 | 4 | 2 | 1,785 | $336 | 0.5 mi |
D 460 Paine Court Sold 3 bd · 2 ba · 1,923 sqft · $296 · 0.2 mi | $569,402 | 3 | 2 | 1,923 | $296 | 0.2 mi |
E 2770 Delegate Drive Sold 4 bd · 3 ba · 2,481 sqft · $252 · 0.4 mi | $625,789 | 4 | 3 | 2,481 | $252 | 0.4 mi |
F 1471 Gwinnett Street Sold 4 bd · 3 ba · 2,129 sqft · $265 · 0.2 mi | $565,000 | 4 | 3 | 2,129 | $265 | 0.2 mi |
G 2700 Patriot Drive Sold 4 bd · 2 ba · 1,785 sqft · $328 · 0.4 mi | $585,000 | 4 | 2 | 1,785 | $328 | 0.4 mi |
H 3159 Declaration Avenue Sold 4 bd · 3 ba · 1,969 sqft · $284 · 0.1 mi | $560,000 | 4 | 3 | 1,969 | $284 | 0.1 mi |
I 608 Franklin Street Pending 4 bd · 3 ba · 2,318 sqft · $270 · 0.0 mi | $624,900 List Price | 4 | 3 | 2,318 | $270 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Built in 2022, this home is in mint condition with modern finishes, a premium open-concept kitchen, and new systems including a fully owned solar system.
PROSSTRENGTHS & OPPORTUNITIES
- Owned Solar System
The property features a fully owned solar system, providing the homeowner with significant energy cost savings and immediate equity without the burden of a lease.
- Modern Multi-Generational Layout
Built in 2022, this contemporary home includes a desirable downstairs bedroom and full bathroom, offering flexibility for guests, an office, or multi-generational living.
- Enhanced Lot Size
With a 5,057 square foot lot, this property offers more outdoor space than many competing new-builds in the Independence subdivision, providing a rare sense of breathing room.
CONSRISKS & DEFICIENCIES
- Unfinished Backyard
The backyard is currently a 'blank canvas,' requiring the buyer to budget additional time and significant capital for landscaping and outdoor improvements.
- High Bedroom Density
Fitting five bedrooms into 2,161 square feet may result in smaller individual bedroom dimensions, which could feel restrictive for families with large furniture.
About 656 Franklin St
If you're looking for a 5 bedroom home with more than a postage sized lot, be sure to check out 656 Franklin St! Located in Independence, one of Lincoln's newest established neighborhoods, this 2022 home is modern, stylish and efficient - with a backyard canvas waiting for your dreams to unfold. The functional layout includes a bedroom and full bathroom downstairs and an additional four bedrooms and laundry up. The heart of the home features an open-concept living area and a kitchen anchored by a large central island, premium finishes, and abundant natural light. One of the most significant upgrades is the fully owned solar system, providing immediate relief from rising energy costs and adding massive equity from day one. If you've been searching for a move-in-ready home that balances modern sophistication with a level of outdoor space that is increasingly hard to find, 656 Franklin St. stands in a league of its own.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2022
- Lot Size
- 5,057 Sq. Ft.
Interior
- Total Bedrooms
- 5
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 5.0 | 3.0 |
| Baths | 3.0 | 2.6 |
| Square foot | 2,161 | 1,964.715 |
| Lot Size | 5,057 | 6,928.353 |
| Price | $595.0K | $633.0K |
| Price per sq ft | $275 | $345 |
| Built year | 2022 | 2005 |
| HOA | $0 | $188 |
| Days on market | 19 | 52 |
Pricing History
Listed for Sale
Oct 5, 2026
$595,000
Initial Listing
Sold
Apr 4, 2025
$620,000
Public Record
Sold
Oct 31, 2022
$579,000
Public Record
Sold
Apr 7, 2022
$968,000
Public Record