664 Toro Street, San Luis Obispo, California 93401, San Luis Obispo, 93401 - bed, bath

664 Toro Street, San Luis Obispo, California 93401 home-pic-0

664 Toro Street

San Luis Obispo, California 93401

ACTIVE
CONDITION: EXCELLENT
0Beds
0Baths
1,259Sq Ft
6,720Lot Size

Property Price

LIST PRICE$1,325,000
EST. MARKET VALUE
$1,310,549

SUMMARY

Estimated Market Value

$1,310,549
Based on Realkey algorithm analyzing recent comparable sales in San Luis Obispo.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
664 Toro Street
Subject
$1,325,000*
List Price
1,259$1,041-
A
442 Buchon
Sold
$1,195,000321,353$8830.9 mi
B
880 Buchon Street
Sold
$1,225,000221,174$1,0430.6 mi
C
1443 Iris Street
Sold
$1,175,000221,240$9480.9 mi
D
680 Howard Street
Sold
$980,00021780$1,2560.1 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

The property features a newly remodeled kitchen with modern concrete countertops and subway tile, along with an updated Jack-and-Jill bathroom including a new glass shower enclosure. Despite its 1930 build date, the home has been extensively renovated recently with professional landscaping and a newly plumbed firepit, making it move-in ready with high-quality contemporary finishes.

PROSSTRENGTHS & OPPORTUNITIES

  • Development Potential

    The property is zoned R3 and offers the significant value-add opportunity to build two additional units or up to three ADUs, making it an ideal choice for investors or those seeking multi-generational living.

  • Prime Location

    Perfectly situated near the Cal Poly bike trail and within walking distance to downtown San Luis Obispo's shops and restaurants, the home offers high desirability and a view of Bishop's Peak.

  • Immediate Income Stream

    The inclusion of a studio with a separate address, private entry, and its own fenced yard provides an immediate opportunity for rental income or a private guest suite.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Living area discrepancy between mls listing and other public or private record. mls listing living area = 1259, other record living area = 938.

  • Functional Layout Constraints

    The 1930s-built main house utilizes a Jack-n-Jill bathroom configuration, which may be seen as a drawback for buyers preferring more private or modern bathroom access.

  • Regulatory Due Diligence

    The potential for expansion is subject to city code verification, placing the burden of proof and potential zoning hurdles on the buyer before development can begin.

About 664 Toro Street

ADD 3 MORE BEDROOMS TO EXISITING STRUCTURES OR 3 ADUs! * Buyer to verify with SLO City code. Adorable SLO cottage with updated features and a view of Bishop's Peak. Conveniently located near Cal Poly bike trail with walking bridge, you can walk to downtown San Luis Obispo's shops and restaurants. There is a studio in the back with a separate address and entry off the driveway behind the main house, with its own fenced in yard. The driveway is long and has plenty of parking which leads to a detached 2 car garage. This lot is zoned R3 and an additional two units may be built, to boost rental income! Entering the main house, you'll see living room with gas fireplace, and a door to the fenced in side yard. Enjoy a cozy night outside at the newly plumbed firepit. Professionally landscaped front yard with automatic sprinklers. The home has two bedrooms connected by a jack-n-jill bathroom updated with a new pedestal sink and glass shower enclosure. The kitchen is newly remodeled with concrete countertops and subway tile backsplash. Dining area has the original built-ins that add to the charm of this home.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1930
Lot Size
6,720 Sq. Ft.

Interior

Total Bedrooms
-
Total Bathrooms
-

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds-3.0
2%
Baths-3.0
2%
Square foot1,2591,722
24%
Lot Size6,7206,000
55%
Price$1.32M$1.18M
66%
Price per sq ft$1.1K$660
94%
Built year19301994
12%
HOA$0$0
50%
Days on market85177
10%

Pricing History

Listed for Sale

Feb 26, 2026

$1,325,000

Initial Listing

Price Change

Dec 12, 2025

$1,375,000

Initial Listing

Sold

Aug 6, 2021

$1,025,000

Public Record

Sold

May 30, 2019

$600,000

Public Record

Sold

Jul 28, 2017

$686,000

Public Record

Sold

May 28, 1999

$230,000

Public Record

Sold

Mar 24, 1998

$210,000

Public Record

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