6820 Susanna Court, Citrus Heights, CA 95621, Citrus Heights, 95621 - 4 bed, 3 bath

6820 Susanna Court
Citrus Heights, CA 95621
Property Price
SUMMARY
Analysis of 6820 Susanna Court, Citrus Heights, CA 95621 is currently available with a list price of $394,999. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Citrus Heights Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
The property is well-maintained and move-in ready, but it reflects its 1978 construction with dated features. The kitchen and bathrooms show signs of being outdated, featuring older cabinetry and fixtures that likely haven't seen a major renovation in over 15-20 years. While functional, the home lacks the modern finishes required for a higher rating.
PROSSTRENGTHS & OPPORTUNITIES
- Assumable Low-Interest Financing
The property offers a rare 2.625% assumable FHA loan, providing a significant competitive advantage and substantial monthly savings compared to current market interest rates.
- Spacious and Functional Layout
With 4 bedrooms and 1,856 square feet of living space, this home provides a generous floor plan that is ideal for families or those needing a dedicated home office.
- Quiet Cul-de-Sac Location
Situated on a peaceful cul-de-sac within an established community, the home offers reduced traffic and a safer environment, complemented by access to a community pool and greenbelt.
CONSRISKS & DEFICIENCIES
- High Association Fees
The monthly association fee of $575 is relatively high, which adds a significant fixed cost to the buyer's monthly carrying expenses.
- Minimal Private Yard Space
The small lot size and condominium status mean limited private outdoor space, which may not suit buyers looking for a traditional large backyard for gardening or play.
About 6820 Susanna Court
Welcome to this well-maintained 4-bedroom, 2.5-bath home offering 1,856 sq ft of comfortable living in a desirable Citrus Heights community. Take advantage of a 2.625% assumable FHA Loan- a rare below-market rate opportunity. Buyer to assume existing balance (subject to lender approval) and obtain secondary financing or cash for the remaining purchase price! Tucked away on a quiet cul-de-sac, this home features a functional floor plan with generous living spaces, ideal for everyday living and entertaining. The main level offers a welcoming living area, dining space, and kitchen with ample cabinetry and storage. Upstairs, the primary suite includes a private bath and walk-in closet, while three additional bedrooms provide flexibility for guests, a home office, or additional living needs. Enjoy a low-maintenance lifestyle with access to community amenities including a pool and greenbelt, perfect for outdoor enjoyment without the upkeep of a large yard. The home's location offers convenient access to shopping, dining, parks, and major commuter routes. A great opportunity for buyers seeking space, functionality, and community amenities in an established neighborhood.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1978
- Lot Size
- 2,614 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $575 / Month
Neighborhood Insights
Citrus Heights Unified Schools
Arlington Heights Elementary School
Grades K-5 • 0.8 mi
Citrus Heights Elementary School
Grades K-6 • 0.9 mi
Harry Dewey Fundamental Elementary School
Grades K-6 • 2.5 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 2.0 | 90% |
| Baths | 3.0 | 2.0 | 86% |
| Square foot | 1,856 | 1,060 | 97% |
| Lot Size | 2,614 | 2,087 | 79% |
| Price | $395.0K | $270.0K | 93% |
| Price per sq ft | $213 | $243 | 28% |
| Built year | 1978 | 1974 | 55% |
| HOA | $575 | $360 | 72% |
| Days on market | 37 | 157 | 3% |
Pricing History
Listed for Sale
Feb 20, 2026
$394,999
$399,999
-1% Price Drop
Initial Listing
Price Change
Jan 29, 2026
$399,999
Initial Listing
Sold
Jan 22, 2021
$375,000
Public Record


















































