6820 Susanna Court, Citrus Heights, CA 95621, Citrus Heights, 95621 - 4 bed, 3 bath

6820 Susanna Court, Citrus Heights, CA 95621 home-pic-0

6820 Susanna Court

Citrus Heights, CA 95621

ACTIVE
CONDITION: FAIR
4Beds
3Baths
1,856Sq Ft
2,614Lot Size

Property Price

LIST PRICE$394,999

SUMMARY

Analysis of 6820 Susanna Court, Citrus Heights, CA 95621 is currently available with a list price of $394,999. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Citrus Heights Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Fair
TeardownExcellent

Property is moderate renovation needed.

The property is well-maintained and move-in ready, but it reflects its 1978 construction with dated features. The kitchen and bathrooms show signs of being outdated, featuring older cabinetry and fixtures that likely haven't seen a major renovation in over 15-20 years. While functional, the home lacks the modern finishes required for a higher rating.

PROSSTRENGTHS & OPPORTUNITIES

  • Assumable Low-Interest Financing

    The property offers a rare 2.625% assumable FHA loan, providing a significant competitive advantage and substantial monthly savings compared to current market interest rates.

  • Spacious and Functional Layout

    With 4 bedrooms and 1,856 square feet of living space, this home provides a generous floor plan that is ideal for families or those needing a dedicated home office.

  • Quiet Cul-de-Sac Location

    Situated on a peaceful cul-de-sac within an established community, the home offers reduced traffic and a safer environment, complemented by access to a community pool and greenbelt.

CONSRISKS & DEFICIENCIES

  • High Association Fees

    The monthly association fee of $575 is relatively high, which adds a significant fixed cost to the buyer's monthly carrying expenses.

  • Minimal Private Yard Space

    The small lot size and condominium status mean limited private outdoor space, which may not suit buyers looking for a traditional large backyard for gardening or play.

About 6820 Susanna Court

Welcome to this well-maintained 4-bedroom, 2.5-bath home offering 1,856 sq ft of comfortable living in a desirable Citrus Heights community. Take advantage of a 2.625% assumable FHA Loan- a rare below-market rate opportunity. Buyer to assume existing balance (subject to lender approval) and obtain secondary financing or cash for the remaining purchase price! Tucked away on a quiet cul-de-sac, this home features a functional floor plan with generous living spaces, ideal for everyday living and entertaining. The main level offers a welcoming living area, dining space, and kitchen with ample cabinetry and storage. Upstairs, the primary suite includes a private bath and walk-in closet, while three additional bedrooms provide flexibility for guests, a home office, or additional living needs. Enjoy a low-maintenance lifestyle with access to community amenities including a pool and greenbelt, perfect for outdoor enjoyment without the upkeep of a large yard. The home's location offers convenient access to shopping, dining, parks, and major commuter routes. A great opportunity for buyers seeking space, functionality, and community amenities in an established neighborhood.

Property Details

Public Facts

Property Type
Condominium
Year Built
1978
Lot Size
2,614 Sq. Ft.

Interior

Total Bedrooms
4
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$575 / Month

Neighborhood Insights

Citrus Heights Unified Schools

Arlington Heights Elementary School

Grades K-5 • 0.8 mi

4/10

Citrus Heights Elementary School

Grades K-6 • 0.9 mi

4/10

Harry Dewey Fundamental Elementary School

Grades K-6 • 2.5 mi

7/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds4.02.0
90%
Baths3.02.0
86%
Square foot1,8561,060
97%
Lot Size2,6142,087
79%
Price$395.0K$270.0K
93%
Price per sq ft$213$243
28%
Built year19781974
55%
HOA$575$360
72%
Days on market37157
3%

Pricing History

Listed for Sale

Feb 20, 2026

$394,999

$399,999

-1% Price Drop

Initial Listing

Price Change

Jan 29, 2026

$399,999

Initial Listing

Sold

Jan 22, 2021

$375,000

Public Record

Browse Properties by State Browse housing market trends by state