692 Humbert Street, Folsom, CA 95630, Folsom, 95630 - 4 bed, 3 bath
692 Humbert Street
Folsom, CA 95630
Property Price
SUMMARY
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 692 Humbert Street Subject | $720,000* List Price | 4 | 3 | 1,998 | $354 | - |
A 118 Gilded Rock Circle Sold | $730,000 | 4 | 3 | 1,938 | $377 | 0.5 mi |
B 932 Farmhouse Way Sold | $765,000 | 4 | 3 | 2,335 | $328 | 0.8 mi |
C 129 Chesterfield Way Sold | $775,000 | 4 | 3 | 2,258 | $343 | 0.4 mi |
D 463 Facet Place Sold | $620,000 | 3 | 3 | 1,673 | $371 | 0.6 mi |
E 701 Ferrier Way Active | $699,000 List Price | 4 | 3 | 1,998 | $350 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although built in 2005, the property has undergone extensive recent renovations within the last 5 years, including new wood flooring throughout, quartz kitchen countertops, updated stainless steel appliances, fresh paint, and a new HVAC system. The interior finishes are modern and meet current quality standards, presenting the home in virtually new condition with no deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
High School: Folsom High School (9/10).
- Exceptional Financing Opportunity
The property features a rare $288k VA assumable loan at a 2.375% interest rate, offering massive long-term interest savings for qualified buyers.
- Prime Central Location
Boasts a high walkability factor to Folsom's major amenities, including the Aquatic Center, public pickleball and baseball parks, and premium shopping centers.
CONSRISKS & DEFICIENCIES
- Compact Lot Size
At approximately 5,009 square feet, the lot is relatively small for a 4-bedroom home, which may limit private outdoor space and backyard activities.
- Mandatory HOA Fees
The property is subject to a $130 monthly association fee, which adds to the fixed monthly carrying costs compared to non-HOA neighborhoods.
- Recent Price Volatility
The listing has undergone a recent price reduction from $730,000 to $720,000, suggesting the property may have been initially overvalued for the current market.
About 692 Humbert Street
Very low rate(2.375%) 288k VA assumable loan with 25 years remaining. You do not have to be a VA buyer to qualify it. Location, location and location. Centrally located updated home in Folsom. Walking distance to major shopping, gym, public pickleball park, baseball park, aquatic center, schools. You name it. With 2 car garage plus 4 car driveway parking. You can invite friends for party. Recent updates including Wood floor thought out the whole house, quartz kitchen counter. Paint. HVAC. Kitchen appliances. Come and see this house. You will love it.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2005
- Lot Size
- 5,009 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $130 / Month
Neighborhood Insights
Folsom Unified Schools
Theodore Judah Elementary School
Grades K-5 • 0.9 mi
Natoma Station Elementary School
Grades K-6 • 1.4 mi
Sutter Middle School
Grades 6-8 • 0.8 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 52% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 1,998 | 2,082 | 45% |
| Lot Size | 5,009 | 7,192 | 27% |
| Price | $720.0K | $760.0K | 40% |
| Price per sq ft | $360 | $375 | 42% |
| Built year | 2005 | 1999 | 66% |
| HOA | $130 | $53 | 62% |
| Days on market | 172 | 172 | 51% |
Pricing History
Listed for Sale
Dec 5, 2025
$720,000
$730,000
-1% Price Drop
Initial Listing
Price Change
Sep 16, 2025
$730,000
Initial Listing
Sold
Jan 22, 2018
$465,000
Public Record
Sold
Dec 17, 2008
$315,000
Public Record
Sold
Apr 26, 2007
$419,000
Public Record