692 Humbert Street, Folsom, CA 95630, Folsom, 95630 - 4 bed, 3 bath
Loading property details...
Folsom, CA 95630
This Turnkey Modern Residence is listed at $709,900, representing a stable acquisition at its $709,900 Fair Market Value. The property offers a massive financial hedge via a rare 2.375% VA assumable loan, complementing its Condition Score of 3. Interior highlights include quartz kitchen counters, new wood flooring, and an updated HVAC system. Situated in a highly walkable central location near the Folsom Aquatic Center, the home is served by top-rated schools including 9/10 Folsom High. It is an ideal sanctuary for growing families or Owner-Occupants.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 692 Humbert Street Subject | $709,900* List Price | 4 | 3 | 1,998 | $355 | - |
A 382 Seaton Drive Sold | $870,700 | 4 | 3 | 1,997 | $436 | 1.0 mi |
B 206 Oxburough Dr Sold | $625,000 | 3 | 2 | 1,693 | $369 | 0.6 mi |
C 503 Given Street Sold | $640,000 | 3 | 3 | 1,573 | $407 | 0.2 mi |
D 467 Jewel Stone Way Sold | $559,000 | 3 | 3 | 1,673 | $334 | 0.5 mi |
E 701 Ferrier Way Active | $675,000 List Price | 4 | 3 | 1,998 | $338 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Built in 2005, this property is in move-in ready condition with several significant recent updates. The interior features new wood-look flooring throughout, fresh paint, and a modernized kitchen with quartz countertops and stainless steel appliances. While the cabinetry and bathrooms maintain a more traditional builder-grade style, the overall maintenance is excellent, and the HVAC system has been recently updated, meeting the criteria for a well-maintained home within the 10-20 year age range.
High School: Folsom High School (9/10).
The property features a rare 2.375% VA assumable loan with 25 years remaining, providing a massive financial advantage and significant monthly savings for qualified buyers in a high-interest-rate environment.
Boasting an incredible walkability score, the home is steps away from Folsom's premier amenities, including the aquatic center, public pickleball and baseball parks, major shopping centers, and top-rated schools.
At just over 5,000 square feet, the lot is relatively small for a four-bedroom home, which may limit private outdoor space and gardening opportunities for families seeking a larger yard.
The property has undergone multiple price reductions and remains active on the market, suggesting that despite the attractive financing, the initial pricing may have been misaligned with current buyer demand.
Very low rate(2.375%) 288k VA assumable loan with 25 years remaining. You do not have to be a VA buyer to qualify it. Location, location and location. Centrally located updated home in Folsom. Walking distance to major shopping, gym, public pickleball park, baseball park, aquatic center, schools. You name it. With 2 car garage plus 4 car driveway parking. You can invite friends for party. Recent updates including Wood floor thought out the whole house, quartz kitchen counter. Paint. HVAC. Kitchen appliances. Come and see this house. You will love it.
No exterior & parking available.
Grades K-5 • 0.9 mi
Grades K-6 • 1.4 mi
Grades 6-8 • 0.8 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 51% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 1,998 | 2,129 | 44% |
| Lot Size | 5,009 | 7,261 | 26% |
| Price | $709.9K | $775.0K | 35% |
| Price per sq ft | $355 | $375 | 39% |
| Built year | 2005 | 1999 | 67% |
| HOA | $130 | $82 | 62% |
| Days on market | 218 | 174 | 78% |
Apr 1, 2026
$709,900
$720,000
-1% Price Drop
Initial Listing
Dec 5, 2025
$720,000
$730,000
-1% Price Drop
Initial Listing
Sep 16, 2025
$730,000
Initial Listing
Jan 22, 2018
$465,000
Public Record
Dec 17, 2008
$315,000
Public Record
Apr 26, 2007
$419,000
Public Record