7046 Rancho Mirage Court, Citrus Heights, CA 95621, Citrus Heights, 95621 - 3 bed, 3 bath
7046 Rancho Mirage Court
Citrus Heights, CA 95621
Property Price
SUMMARY
Analysis of 7046 Rancho Mirage Court, Citrus Heights, CA 95621 is currently available with a list price of $345,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Citrus Heights Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1985, the property is nearly 40 years old and appears to have mostly original finishes, fitting the 'Fair' criteria for homes of this age without major recent renovations. The listing explicitly offers a $15,000 credit for upgrades and notes 'deferred modernization,' indicating that while the home is functional, the kitchen, bathrooms, and flooring are dated and require aesthetic and functional improvements to meet modern standards.
PROSSTRENGTHS & OPPORTUNITIES
- Financial Incentives
The property is priced competitively and includes a substantial $15,000 seller credit, providing immediate capital for buyers to personalize and upgrade the home to their taste.
- Extensive Community Amenities
Located in the desirable Crosswoods subdivision, residents benefit from 88 acres of park-like grounds, three swimming pools, and unique perks like an affordable RV and boat storage lot.
- Spacious Floor Plan
As the Oak model, this home features a generous 1,831 square foot layout with three oversized bedrooms and formal dining, offering significantly more living space than typical area condominiums.
CONSRISKS & DEFICIENCIES
- High Association Fees
The monthly HOA fee of $637 is relatively high, which may impact a buyer's debt-to-income ratio and overall monthly affordability.
- Deferred Modernization
The explicit mention of an upgrade credit suggests the interior finishes are likely dated and will require a time-consuming renovation to achieve a contemporary aesthetic.
About 7046 Rancho Mirage Court
Best deal in Crosswoods plus a $15,000 seller credit for upgrading! Oak model with 1,831 sq. ft., has 3 huge upstairs bedrooms. Features a living/formal dining room. Lots of parking for entertaining. Crosswoods spans 88 acres filled with majestic oaks, lighted walking paths, and 3 swimming pools. While it's a perfect place to retire, Crosswoods welcomes residents of all ages. Conveniently located near shopping, dining, bus routes, and freeway access (but not too close), it's also within walking distance of public tennis courts and a library. For added convenience, the community features an affordable RV and boat storage lot. Experience the charm and tranquility of Crosswoods living!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1985
- Lot Size
- 2,178 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $637 / Month
Neighborhood Insights
Citrus Heights Unified Schools
Arlington Heights Elementary School
Grades K-5 • 0.8 mi
Citrus Heights Elementary School
Grades K-6 • 1.2 mi
Harry Dewey Fundamental Elementary School
Grades K-6 • 2.2 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 2.0 | 69% |
| Baths | 3.0 | 2.0 | 86% |
| Square foot | 1,831 | 1,060 | 97% |
| Lot Size | 2,178 | 2,087 | 59% |
| Price | $345.0K | $270.0K | 79% |
| Price per sq ft | $188 | $243 | 17% |
| Built year | 1985 | 1974 | 83% |
| HOA | $637 | $360 | 72% |
| Days on market | 134 | 157 | 31% |
Pricing History
Listed for Sale
Mar 4, 2026
$345,000
$350,000
-1% Price Drop
Initial Listing
Price Change
Feb 12, 2026
$350,000
$353,000
-1% Price Drop
Initial Listing
Price Change
Dec 27, 2025
$353,000
$366,000
-4% Price Drop
Initial Listing
Price Change
Oct 24, 2025
$366,000
Initial Listing