712 Church Street, Galt, CA 95632, Galt, 95632 - 3 bed, 3 bath

712 Church Street, Galt, CA 95632 home-pic-0

712 Church Street

Galt, CA 95632

ACTIVE
CONDITION: FAIR
3Beds
3Baths
1,588Sq Ft
7,636Lot Size

Property Price

LIST PRICE$450,000
EST. MARKET VALUE
$468,733
3% BelowMARKET VALUE

SUMMARY

Estimated Market Value

$468,733 +$18,733 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Galt.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
712 Church Street
Subject
$450,000*
List Price
331,588$295-
A
790 Singletree Court
Sold
$435,000421,730$2510.2 mi
B
19 A Street
Sold
$450,000331,505$2990.8 mi
C
910 1st Street
Sold
$400,000321,356$2950.5 mi
D
998 Fernando Way
Sold
$495,000321,429$3460.5 mi
E
613 Crow Creek Drive
Sold
$514,000321,520$3380.6 mi
F
350 Palin Avenue
Pending
$494,900
List Price
321,488$3330.9 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Fair
TeardownExcellent

Property is moderate renovation needed.

Built in 1961, this property is functional but dated, requiring 'TLC' and cosmetic modernization to meet current standards. While it features a significant recent upgrade with a new HVAC system (2024) and has 'good bones,' the interior finishes, kitchen, and bathrooms are aged. The listing's mention of original hardwood under carpet and the need for a 'personal touch' confirms it is a well-maintained but outdated home typical of the 'fair' condition category.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7636, living area = 1588.

  • Income & Multigenerational Potential

    The property features a separate studio with private outdoor access, providing an excellent opportunity for passive rental income, a home office, or a private guest suite.

  • Recent Infrastructure Upgrades

    A brand-new HVAC system installed in 2024 and original hardwood flooring preserved under the carpet offer significant immediate value and reduced maintenance concerns.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Living area discrepancy between mls listing and other public or private record. mls listing living area = 1588, other record living area = 1140.

  • Deferred Maintenance

    The property is noted as needing 'TLC' and a personal touch, indicating that buyers should anticipate additional investment for repairs and cosmetic updates.

  • Dated Interior Design

    Built in 1961, the home likely requires modernization of its original finishes and layout to meet the expectations of contemporary buyers seeking a move-in-ready aesthetic.

About 712 Church Street

Welcome to this incredible opportunity in a well-established, desirable neighborhood! Situated on a generously sized lot, this versatile 3-4 bedroom, 2.5 bathroom home offers the perfect setup for multigenerational living or those seeking additional space and flexibility. Inside, you'll find a functional layout with multiple living areas and room to customize to your needs. It also offers a newer HVAC system installed in 2024, wheelchair ramp access, RV parking for your toys and original hardwood flooring in great condition under the carpet. Built with good bones, this home has endless potential and is ready for your personal touch and a little TLC to truly shine. A standout feature is the separate studio with its own private outdoor access ideal for extended family, guests, a home office, or the opportunity to generate passive rental income. Whether you're looking to offset your mortgage or create a private retreat, the possibilities here are endless. The expansive lot provides ample space for outdoor entertaining, gardening, recreation, or future expansion. If you're searching for space, flexibility, and income potential all in one property, this is an opportunity you won't want to miss!

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1961
Lot Size
7,636 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths3.02.0
68%
Square foot1,5881,750.5
40%
Lot Size7,6367,557.5
51%
Price$450.0K$530.1K
23%
Price per sq ft$283$307
27%
Built year19611992
14%
HOA$0$0
50%
Days on market14183
1%

Pricing History

Listed for Sale

Feb 21, 2026

$450,000

Initial Listing

Sold

Jul 13, 2018

$290,000

Public Record

Sold

Aug 13, 1998

$98,000

Public Record

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