728 E Swain Road, Stockton, CA 95207, Stockton, 95207 - 6 bed, 3 bath
728 E Swain Road
Stockton, CA 95207
Property Price
SUMMARY
Analysis of 728 E Swain Road, Stockton, CA 95207 is currently available with a list price of $564,900. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Stockton Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1972, this triplex is in fair condition, showing a mix of recent cosmetic updates and aged original features. The living areas have been refreshed with modern laminate flooring and neutral paint. However, the kitchen and bathrooms remain largely outdated, featuring older tile countertops, aged cabinetry, and dated plumbing fixtures. The exterior siding and walkways show visible signs of wear and deferred maintenance, indicating the property is functional but requires modernization to meet current market standards.
PROSSTRENGTHS & OPPORTUNITIES
- Income Versatility
The triplex configuration offers excellent flexibility, allowing an owner-occupant to offset their mortgage by living in one unit and renting the others, or for an investor to maximize cash flow by leasing all three.
- Immediate Occupancy Potential
With one unit currently vacant, a buyer can move in immediately or set a new market-rate lease without the complications of existing tenant relocation.
- Dedicated Parking and Storage
Each of the three units includes a detached one-car garage plus additional storage space, a premium feature in the rental market that enhances tenant satisfaction and property value.
CONSRISKS & DEFICIENCIES
- School District Ratings
The property is served by several schools with lower performance ratings, which may be a deterrent for long-term tenants with school-aged children.
- Property Age
Built in 1972, the structure may require more frequent maintenance or significant capital expenditures for system upgrades compared to newer multi-family assets.
- Limited Bathroom Count
Each unit features only one bathroom, which can be a competitive disadvantage in a market where modern renters often prefer a 1.5 or 2-bath configuration.
About 728 E Swain Road
Live in one and rent the other two or rent all three for solid cash flow!​ This triplex features three 2-bedroom, 1-bath units, each with a detached one-car garage plus extra storage space. One unit is currently vacant, giving an owner-occupant the chance to move right in and offset the mortgage with rental income.​ Located in a high-demand rental area close to shops, restaurants, and schools. A great option for investors or anyone looking to build equity while generating income.
Property Details
Public Facts
- Property Type
- Triplex
- Year Built
- 1972
- Lot Size
- 7,048 Sq. Ft.
Interior
- Total Bedrooms
- 6
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Stockton Unified Schools
Valenzuela Elementary School
Grades K-8 • 0.6 mi
Maxine Hong Kingston Elementary School
Grades K-8 • 0.7 mi
Adams Elementary School
Grades K-8 • 0.8 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 4.5 | 83% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 2,741 | 1,743 | 83% |
| Lot Size | 7,048 | 7,671 | 33% |
| Price | $564.9K | $560.0K | 67% |
| Price per sq ft | $206 | $225 | 50% |
| Built year | 1972 | 1978 | 33% |
| HOA | $0 | $176 | 50% |
| Days on market | 21 | 138 | 17% |
Pricing History
Listed for Sale
Feb 15, 2026
$564,900
Initial Listing
Sold
Jul 26, 2017
$248,000
Public Record
Sold
Dec 31, 2014
$224,000
Public Record
Sold
Oct 11, 2013
$180,000
Public Record
Sold
Apr 14, 2011
$122,000
Public Record
Sold
Jul 16, 2001
$165,000
Public Record