
San Francisco, CA 94110
This Turnkey Single Family Residence is a High-Potential Investment Opportunity, listed at $1,395,000—positioned well below the $1,767,467 Fair Market Value by 21%. This valuation gap offers $372,467 in Instant Equity. Featuring a remodeled kitchen, permitted lower-level suite, and panoramic city views, the home maintains an Excellent Condition Rating. Located in Bernal Heights, it offers a flexible layout and proximity to top-tier schools like Lowell High. This is an ideal acquisition for Owner-Occupants or savvy investors seeking immediate value.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 739 Ellsworth Street Subject | $1,395,000* List Price | 3 | 2 | 1,794 | $985 | - |
A 719 Banks Street Sold | $1,355,000 | 3 | 2 | 1,640 | $826 | 0.1 mi |
B 727 Andover Street Pending | $1,488,000 List Price | 3 | 3 | 1,753 | $849 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
The property has undergone a high-quality recent renovation (likely <5 years) featuring a remodeled kitchen with modern shaker cabinetry, subway tile, and stainless steel appliances. The home is in turnkey condition with fresh interior/exterior paint, refinished hardwood floors, and updated electrical systems visible in the garage. The permitted lower-level suite and modern lighting throughout indicate a comprehensive update to the original 1948 structure.
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
The permitted lower-level suite with a full bath and family room offers rare versatility for multi-generational living, a dedicated home office, or a guest suite, providing significant functional value.
With fresh interior and exterior paint and a remodeled kitchen featuring classic Shaker cabinetry, the home is in move-in-ready condition, saving buyers time and immediate renovation costs.
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 1751, living area = 1794.
The most immediate neighborhood schools, such as Paul Revere Middle and Junipero Serra Elementary, have lower ratings (2 and 4 respectively), which may be a concern for education-focused families.
With a lot size of 1,751 square feet nearly matching the interior living space, the property offers minimal yard or private outdoor area, a common trade-off for the density of this district.
739 Ellsworth Street is a three bedroom, two bath home that offers something increasingly rare in San Francisco, a thoughtful layout that adapts to how families actually live. Set in Bernal Heights, one of the city's most welcoming and sun filled neighborhoods, this residence blends comfortable everyday living with genuine flexibility. Freshly painted inside and out, the home presents beautifully from the moment you arrive, with crisp new interior and exterior paint that lets you move in and simply enjoy it rather than plan your first weekend of work. The top level features two bedrooms, creating a private and restful retreat set apart from the home's main gathering spaces. At the center of the home, the remodeled kitchen naturally becomes the centerpiece, anchored by classic Shaker cabinetry that brings a timeless, uncluttered elegance to daily cooking and entertaining. Downstairs, a permitted one bedroom with full bath and family room opens the door to possibilities. Extended family, a long term guest suite, a dedicated home office, or a quiet space for a returning student, the lower level gives you real options, all within the legitimacy of permitted space. Adding to the home's practicality is a huge storage room, a genuine luxury in San Francisco, which can be used as a play room, yoga/work out area or additional storage. Bernal Heights offers an unmatched sense of community, with the Farmers Market, cafes, restaurants and neighborhood shops of Cortland Avenue just moments away, along with easy access to Highway 101 and 280 for commuters. This is a rare turnkey opportunity where fresh finishes, thoughtful space, and one of San Francisco's most beloved neighborhoods come together in a single address.
No exterior & parking available.
Grades K-5 • 0.4 mi
Grades K-5 • 0.7 mi
Grades K-5 • 1.0 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,794 | 1,711.807 |
| Lot Size | 1,751 | 2,637.135 |
| Price | $1.40M | $1.93M |
| Price per sq ft | $778 | $1.2K |
| Built year | 1948 | 1932 |
| HOA | $0 | $85 |
| Days on market | 29 | 48 |
Aug 11, 2026
$1,395,000
Initial Listing
May 19, 2021
$1,045,000
Public Record
Jan 2, 2020
$850,000
Public Record
Aug 15, 2008
$604,000
Public Record