74 New Montgomery Street 303, San Francisco, CA 94105, San Francisco, 94105 - 1 bed, 1 bath
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San Francisco, CA 94105
This Below Market Rate (BMR) Condominium offers a rare opportunity for affordable urban living with a List Price of $345,950, closely tracking its $332,219 Fair Market Value. Featuring a Well-Maintained Condition Rating, the unit provides move-in ready comfort alongside luxury building amenities like a panoramic rooftop deck and 24-hour security. The location is anchored by Top-Rated Schools, including Chin Elementary (9/10) and Lowell High (10/10). This historic property serves as a perfect long-term sanctuary for Owner-Occupants or first-time buyers who meet the city's income eligibility requirements.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 74 New Montgomery Street 303 Subject | $345,950* List Price | 1 | 1 | 672 | $495 | - |
A 74 New Montgomery Street Pending | $292,804 List Price | 1 | 1 | 600 | $488 | - |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
Although the building was originally constructed in 1914, it underwent a major residential conversion approximately 15-20 years ago. The bathroom features modern tiling and updated fixtures, and the building amenities like the rooftop deck are in excellent, functional condition. The unit appears well-maintained and move-in ready, fitting the 10-20 year renovation profile.
Elementary School: Chin (John Yehall) Elementary School (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
Priced at $345,950, this unit offers a rare entry point into the San Francisco real estate market for first-time homebuyers, significantly below the area's median market value.
Residents enjoy premium building features typically reserved for luxury condos, including 24-hour security, a panoramic rooftop deck with BBQ facilities, and dedicated bike storage.
As a BMR unit, the property is subject to rigorous income caps and MOHCD restrictions that limit the pool of eligible buyers and cap future resale profits.
The association fee of $1,170 per month is notably high for a one-bedroom unit, which may impact the overall monthly affordability for the target income bracket.
1 bedroom/1 bathroom Below Market Rate (BMR) housing opportunity available at 120% Area Median Income (AMI) reflecting the one-time 20% increase allowed under the temporary waivers. Maximum income for 1 people = $136,150; 2 people = $155,650; 3 people = $175,100; 4 people = $194,500; 5 people = $210,050 etc. Must be 1st-time homebuyer & income eligible. Unit available through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first-come, first-served basis starting on 07/14/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000HqLZdEAN to view the listing and for application & program info. Fair Housing Opportunity.
No exterior & parking available.
Grades K-5 • 0.5 mi
Grades K-5 • 0.8 mi
Grades K-5 • 1.0 mi
No sensitive facilities data found.
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 1.0 | 0.0 |
| Baths | 1.0 | 0.0 |
| Square foot | 672 | - |
| Lot Size | 17,865 | - |
| Price | $345.9K | $1.27M |
| Price per sq ft | $515 | $1.1K |
| Built year | 1914 | 0 |
| HOA | $1170 | $0 |
| Days on market | 78 | 62 |
May 5, 2026
$345,950
Initial Listing