74 New Montgomery Street 313, SAN FRANCISCO, CA 94105, SAN FRANCISCO, 94105 - 1 bed, 1 bath
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SAN FRANCISCO, CA 94105
Analysis of 74 New Montgomery Street 313, SAN FRANCISCO, CA 94105 is currently available with a list price of $292,804. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the SAN FRANCISCO Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Property is move-in ready.
This property is in move-in ready condition with modern finishes throughout. The kitchen is well-equipped with contemporary two-tone cabinetry, stone countertops, and stainless steel appliances. The bathroom features updated tiling and a modern vanity. While the building is historic (built in 1914), the interior reflects a high-quality conversion with light wood-style flooring and industrial-chic concrete accents that appear well-maintained and within their functional lifespan.
Elementary School: Chin (John Yehall) Elementary School (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
Situated in the heart of Yerba Buena, the property offers exceptional proximity to the Financial District, Salesforce Park, and Montgomery BART, providing unparalleled transit and lifestyle convenience.
Located in 'The Montgomery,' a classic 1914 building, residents benefit from 24-hour security, a panoramic rooftop deck with BBQ facilities, and the unique charm of loft-style living.
The property is subject to strict MOHCD income limits and first-time homebuyer requirements, along with resale controls that significantly limit future equity appreciation.
At $1,127 per month, the association fees are notably high for a 600-square-foot studio, which may strain the budget of the target income-qualified buyer.
Below Market Rate (BMR) studio condominium available at 120% qualifying AMI, reflecting the one-time 20% increase allowed under the temporary waivers. This loft-style residence offers an open living space with elevated sleeping area, in-unit washer/dryer combo, kitchen appliances, and dedicated storage cage. Full-service building amenities include 24-hour security, panoramic rooftop deck with BBQ, and bike storage. Prime Yerba Buena location, only two blocks from Montgomery BART, near the Financial District, Salesforce Park, and SFMoMA. Must be first-time homebuyer and income eligible. Maximum income limits: for 1 person=$130,900; 2=$149,470; 3 =$168,300; 4=$187,000; 5= $201,950. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be listed on DAHLIA, the SF Housing Portal starting on the application date, 3/25/2026. Fair Housing Opportunity. Scan QR code to be taken to the information for this listing. Application, loan pre-approval, and homebuyer education verification due on 4/20/2026 at 5:00 PM. OPEN HOUSES: 3/29 Sun. 2pm - 5pm 3/31 Tues. 5pm -7pm 4/4 Sat. 2pm - 5pm 4/12 Sun. 2-5pm 4/19 Sun. 3-5pm
No exterior & parking available.
Grades K-5 • 0.5 mi
Grades K-5 • 0.8 mi
Grades K-5 • 1.0 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 2.0 | 48% |
| Baths | 1.0 | 2.0 | 43% |
| Square foot | 600 | 1,042.5 | 3% |
| Lot Size | - | 28,689.595 | 19% |
| Price | $292.8K | $1.19M | 1% |
| Price per sq ft | $488 | $1.1K | 1% |
| Built year | 1914 | 2008 | 6% |
| HOA | $1127 | $1.4K | 24% |
| Days on market | 28 | 206 | 1% |
Mar 25, 2026
$292,804
Initial Listing
Jul 31, 2018
$212,000
Public Record