7440 W Black Tree Lane, Citrus Heights, CA 95610, Citrus Heights, 95610 - 3 bed, 2 bath
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Citrus Heights, CA 95610
This High-Potential Investment Opportunity is a 3-bedroom, 2-bath PUD listed at $439,950—positioned well above the $364,125 Fair Market Value by -20%. While the list price exceeds current market estimates, the property offers a Condition Rating of 4, featuring a rare single-level floor plan and a private deck overlooking an oak greenbelt. The gated community provides a quiet, secure environment. This asset is best suited for Buy-and-Hold Investors or Owner-Occupants who prioritize accessibility and community privacy over immediate equity gains.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 7440 W Black Tree Lane Subject | $439,950* List Price | 3 | 2 | 1,717 | $212 | - |
A 7526 Creekridge Lane Sold | $400,000 | 3 | 3 | 1,560 | $256 | 0.7 mi |
B 7458 Black Tree Lane Active | $500,000 List Price | 3 | 3 | 2,098 | $238 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Property is moderate renovation needed.
Built in 1990 (34 years old), the property is well-maintained and functional but features dated 1990s finishes. Visuals show original ceramic tile, gold-framed mirrored closet doors, and older bathroom vanities, indicating a need for cosmetic updates to meet modern standards.
This rare single-story floor plan features an exceptionally spacious 19x15 primary suite, offering high demand accessibility and comfort that is difficult to find in the local market.
Classified as a PUD (Planned Unit Development), this property qualifies for all major financing types including FHA and VA loans, making it accessible to a wider range of qualified buyers.
Located in a quiet gated community, the home offers enhanced security and a private backyard deck that overlooks a serene oak tree greenbelt, providing a peaceful outdoor retreat.
The monthly HOA fee of $585 is relatively high for the area, which may impact overall affordability and the debt-to-income ratio for budget-conscious buyers.
The property is zoned for schools with mixed performance ratings, including a high school rated 3/10, which may be a drawback for families prioritizing top-tier educational districts.
See private remarks re: HOA dues.Hard to find 'single level' and a PUD; meaning complex will allow all types of financing!! Great property in a 'gated' community! Enjoy the backyard deck with oak trees greenbelt. As per owner; 'a very quiet community'!! Sit back and relax near the 'wood burning', cozy fireplace!! Don't miss this opportunity to show this private, quiet, one level 'rare' beauty! very spacious bedrooms including 19 x 15 primary!! Walk to C Bar C park! See private remarks re: HOA
No exterior & parking available.
Grades K-6 • 4.0 mi
Grades K-8 • 0.4 mi
Grades 6-8 • 2.1 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 2.0 | 67% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,717 | 1,274 | 78% |
| Lot Size | 3,920 | 1,194 | 89% |
| Price | $439.9K | $329.0K | 89% |
| Price per sq ft | $256 | $241 | 56% |
| Built year | 1990 | 1982 | 89% |
| HOA | $585 | $475 | 89% |
| Days on market | 26 | 176 | 11% |
May 12, 2026
$439,950
Initial Listing
Aug 21, 2023
$445,000
Public Record
Mar 5, 2003
$249,000
Public Record