Timeless charm meets thoughtful modern design on a quiet street in beloved Loyal Heights. A crisp white exterior, charming awnings, rose-lined entry & fenced front yard offers a warm welcome. Inside, a generous, sun-filled living rm anchored by a stone FP adjoins the dining which rests within walls of windows filtering gorgeous natural light. Beautifully appointed kitchen pairs timeless cabinetry w striking stone that flows from counters to backsplash, while a distinctive stone-clad island plus pantry adds character & everyday functionality. Pass through the light-filled hallway leading to the bedroom wing w an expansive slider offering private deck access - a special space for lingering gatherings under twinkling lights. Primary suite is a serene retreat w FP, spacious walk-in & 5-piece bath layered w marble, custom tile & a warm oak double vanity. 5th bed offers flexibility for office or additional living space. Downstairs, tall ceilings, new finishes & a tiled FP make the lower level feel equally inviting, w 2 more beds & a new full bath where rich burgundy tile brings depth alongside marble floors. New electrical, plumbing & more plus a thoughtfully redesigned layout & curated fixtures bring lasting value, while a detached garage w alley access adds convenience. From afternoons at Loyal Heights Playfield to sunsets at beach walks at Golden Gardens, plus access to award-winning schools, this is a home that invites you to settle in and savor the neighborhood.