78451 Montego Bay Circle, Bermuda Dunes, California 92203, Bermuda Dunes, 92203 - 2 bed, 2 bath

78451 Montego Bay Circle
Bermuda Dunes, California 92203
Property Price
SUMMARY
Analysis of 78451 Montego Bay Circle, Bermuda Dunes, California 92203 is currently available with a list price of $375,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Bermuda Dunes Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although built in 1988, the property has undergone extensive recent renovations within the last 5 years. The kitchen is fully modernized with quartz countertops and new stainless steel appliances (stovetop, oven, dishwasher). The interior features new laminate flooring throughout, updated light fixtures including a new chandelier, and modern finishes, making it move-in ready with no deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: James Monroe Elementary School (9/10).
- Modernized Interior
The property features significant recent upgrades, including a fully remodeled kitchen with quartz countertops, new appliances, and laminate flooring throughout, offering a move-in-ready experience.
- Resort-Style Amenities
Located within the exclusive Bermuda Dunes Country Club, residents enjoy access to five community pools, spas, tennis courts, and 24-hour gated security.
CONSRISKS & DEFICIENCIES
- High Monthly Carrying Costs
The monthly HOA fee of approximately $746 is substantial and may impact the overall affordability or financing qualifications for some buyers.
- Aging Infrastructure
Built in 1988, the property and its surrounding community infrastructure are over 35 years old, which may necessitate future assessments for long-term maintenance.
About 78451 Montego Bay Circle
Welcome to Montego Circle, an exclusive gated enclave within Bermuda Dunes Country Club. This gorgeous, well-appointed condo offers 2 bedrooms, 2 bathrooms, and 1,415 square feet of light-filled living space. Soaring ceilings and an open-concept floor plan create an airy atmosphere perfect for both everyday living and entertaining. The beautifully updated kitchen showcases quartz countertops, a new stovetop, oven/microwave combo, dishwasher, upgraded sink and faucet, and modern finishes throughout. Additional recent upgrades include a new washer and dryer, elegant dining room chandelier, custom drapes for the sliding glass doors, and laminate flooring throughout.Enjoy the ease of resort-style living with HOA amenities that include exterior maintenance, five community pools and spas, tennis court, lush landscaping, 24-hour security, water, trash, internet, and cable. Located in the private Montego Circle community, this condo offers comfort, convenience, and a premier desert lifestyle.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1988
- Lot Size
- 2,614 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $746.49 / Month
Neighborhood Insights
Bermuda Dunes Unified Schools
James Monroe Elementary School
Grades K-5 • 0.7 mi
Gerald R. Ford Elementary School
Grades K-5 • 1.7 mi
Colonel Mitchell Paige Middle School
Grades 6-8 • 0.9 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,415 | 1,415 | 50% |
| Lot Size | 2,614 | 960 | 59% |
| Price | $375.0K | $258.5K | 53% |
| Price per sq ft | $265 | $243 | 71% |
| Built year | 1988 | 1988 | 50% |
| HOA | $746.49 | $368 | 82% |
| Days on market | 5 | 169 | 6% |
Pricing History
Listed for Sale
Mar 2, 2026
$375,000
Initial Listing
Sold
May 28, 2021
$300,000
Public Record
Sold
Mar 1, 2021
$171,500
Public Record

































