78451 Montego Bay Circle, Bermuda Dunes, California 92203, Bermuda Dunes, 92203 - 2 bed, 2 bath

78451 Montego Bay Circle, Bermuda Dunes, California 92203 home-pic-0

78451 Montego Bay Circle

Bermuda Dunes, California 92203

ACTIVE
CONDITION: EXCELLENT
2Beds
2Baths
1,415Sq Ft
2,614Lot Size

Property Price

LIST PRICE$375,000

SUMMARY

Analysis of 78451 Montego Bay Circle, Bermuda Dunes, California 92203 is currently available with a list price of $375,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Bermuda Dunes Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

Although built in 1988, the property has undergone extensive recent renovations within the last 5 years. The kitchen is fully modernized with quartz countertops and new stainless steel appliances (stovetop, oven, dishwasher). The interior features new laminate flooring throughout, updated light fixtures including a new chandelier, and modern finishes, making it move-in ready with no deferred maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • Great Schools

    Elementary School: James Monroe Elementary School (9/10).

  • Modernized Interior

    The property features significant recent upgrades, including a fully remodeled kitchen with quartz countertops, new appliances, and laminate flooring throughout, offering a move-in-ready experience.

  • Resort-Style Amenities

    Located within the exclusive Bermuda Dunes Country Club, residents enjoy access to five community pools, spas, tennis courts, and 24-hour gated security.

CONSRISKS & DEFICIENCIES

  • High Monthly Carrying Costs

    The monthly HOA fee of approximately $746 is substantial and may impact the overall affordability or financing qualifications for some buyers.

  • Aging Infrastructure

    Built in 1988, the property and its surrounding community infrastructure are over 35 years old, which may necessitate future assessments for long-term maintenance.

About 78451 Montego Bay Circle

Welcome to Montego Circle, an exclusive gated enclave within Bermuda Dunes Country Club. This gorgeous, well-appointed condo offers 2 bedrooms, 2 bathrooms, and 1,415 square feet of light-filled living space. Soaring ceilings and an open-concept floor plan create an airy atmosphere perfect for both everyday living and entertaining. The beautifully updated kitchen showcases quartz countertops, a new stovetop, oven/microwave combo, dishwasher, upgraded sink and faucet, and modern finishes throughout. Additional recent upgrades include a new washer and dryer, elegant dining room chandelier, custom drapes for the sliding glass doors, and laminate flooring throughout.Enjoy the ease of resort-style living with HOA amenities that include exterior maintenance, five community pools and spas, tennis court, lush landscaping, 24-hour security, water, trash, internet, and cable. Located in the private Montego Circle community, this condo offers comfort, convenience, and a premier desert lifestyle.

Property Details

Public Facts

Property Type
Condominium
Year Built
1988
Lot Size
2,614 Sq. Ft.

Interior

Total Bedrooms
2
Total Bathrooms
2 (2 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$746.49 / Month

Neighborhood Insights

Bermuda Dunes Unified Schools

James Monroe Elementary School

Grades K-5 • 0.7 mi

9/10

Gerald R. Ford Elementary School

Grades K-5 • 1.7 mi

8/10

Colonel Mitchell Paige Middle School

Grades 6-8 • 0.9 mi

5/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds2.02.0
50%
Baths2.02.0
50%
Square foot1,4151,415
50%
Lot Size2,614960
59%
Price$375.0K$258.5K
53%
Price per sq ft$265$243
71%
Built year19881988
50%
HOA$746.49$368
82%
Days on market5169
6%

Pricing History

Listed for Sale

Mar 2, 2026

$375,000

Initial Listing

Sold

May 28, 2021

$300,000

Public Record

Sold

Mar 1, 2021

$171,500

Public Record

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