78910 Montego Bay Circle, Bermuda Dunes, California 92203, Bermuda Dunes, 92203 - 2 bed, 2 bath
78910 Montego Bay Circle
Bermuda Dunes, California 92203
Property Price
SUMMARY
Analysis of 78910 Montego Bay Circle, Bermuda Dunes, California 92203 is currently available with a list price of $415,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Bermuda Dunes Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1984, the property is well-maintained and clean but remains largely in its vintage state. The kitchen and bathrooms feature dated tile countertops, older cabinetry, and white appliances that lack modern appeal. While the home is functional and move-in ready, the interior finishes, including the flooring and light fixtures, show signs of age and have not undergone the comprehensive renovation required for a higher rating.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: James Monroe Elementary School (9/10).
- Comprehensive HOA Package
The monthly dues cover an extensive list of services including roof and exterior maintenance, 24-hour guarded security, water, and high-speed internet, offering a true lock-and-leave lifestyle.
- Scenic Golf Course Frontage
Situated directly on the golf course, the property boasts exceptional panoramic views of the mountains and desert landscape, significantly increasing its aesthetic appeal and value.
CONSRISKS & DEFICIENCIES
- High Monthly Carrying Costs
The $747 monthly HOA fee represents a significant recurring expense that may impact affordability or deter buyers who do not utilize all the included amenities.
- Vintage Construction
Built in 1984, the property may require interior modernization or updates to its mechanical systems to meet the expectations of buyers seeking contemporary finishes.
About 78910 Montego Bay Circle
Located inside the gated Bermuda Dunes Country Club, this Montego Circle residence offers true lock-and-leave living with one of the most comprehensive HOA packages in the Coachella Valley.Monthly dues include 24-hour guarded gate security, exterior building and roof maintenance, community insurance, water, trash service, cable TV, high-speed internet, and meticulous landscaping throughout the community. Residents also enjoy multiple pools, heated spas, a tennis court, and golf course frontage with mountain views.This is a community designed for convenience. No exterior maintenance. No roof worries. No surprise assessments. Just predictable monthly ownership and resort-style amenities handled for you.Ideal for full-time residents, seasonal owners, or buyers downsizing from a single-family home who want lifestyle, security, and simplicity without giving up location or views.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1984
- Lot Size
- 2,613 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $747.0 / Month
Neighborhood Insights
Bermuda Dunes Unified Schools
James Monroe Elementary School
Grades K-5 • 0.7 mi
Gerald R. Ford Elementary School
Grades K-5 • 1.7 mi
Colonel Mitchell Paige Middle School
Grades 6-8 • 1.0 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,415 | 1,415 | 50% |
| Lot Size | 2,613 | 960 | 59% |
| Price | $415.0K | $258.5K | 71% |
| Price per sq ft | $293 | $243 | 88% |
| Built year | 1984 | 1988 | 35% |
| HOA | $747.0 | $368 | 82% |
| Days on market | 31 | 169 | 6% |
Pricing History
Listed for Sale
Mar 6, 2026
$415,000
$428,000
-3% Price Drop
Initial Listing
Price Change
Feb 4, 2026
$428,000
Initial Listing
Sold
Aug 23, 2023
$360,000
Public Record
Sold
Aug 25, 2005
$370,000
Public Record
Sold
Jul 24, 2000
$180,000
Public Record
Sold
Oct 1, 1996
$125,000
Public Record