79045 Montego Bay, Bermuda Dunes, California 92203, Bermuda Dunes, 92203 - 3 bed, 4 bath

79045 Montego Bay, Bermuda Dunes, California 92203 home-pic-0

79045 Montego Bay

Bermuda Dunes, California 92203

ACTIVE
CONDITION: EXCELLENT
3Beds
4Baths
4,384Sq Ft
13,068Lot Size

Property Price

LIST PRICE$1,250,000
EST. MARKET VALUE
$1,343,825
6% BelowMARKET VALUE

SUMMARY

Analysis of 79045 Montego Bay, Bermuda Dunes, California 92203 reveals a Prime Investment Opportunity with a current list price of $1,250,000—significantly undercutting the $1,343,825 Fair Market Value by 6%. This valuation gap indicates a +$93,825 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Bermuda Dunes Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$1,343,825 +$93,825 Equity Potential
Based on Realkey algorithm analyzing recent comparable sales in Bermuda Dunes.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
79045 Montego Bay
Subject
$1,250,000*
List Price
344,384$307-
A
78955 Martinique Drive
Sold
$995,000443,848$2590.2 mi
B
79505 Saint Margarets Bay
Sold
$1,125,000443,978$2830.6 mi
C
78755 St Thomas Drive
Sold
$1,024,000343,088$3320.3 mi
D
79595 Bermuda Dunes Drive
Sold
$1,550,000455,433$2850.6 mi
E
41340 Pedro Buff Drive
Sold
$1,025,000543,445$2980.8 mi
F
42755 Baracoa Drive
Sold
$1,125,000443,162$3560.1 mi
G
43190 Moore Circle
Active
$1,350,000
List Price
343,646$3700.3 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

Despite being built in 1990, this property has undergone extensive, high-quality renovations that make it feel virtually new. The kitchen is a standout, featuring a luxurious remodel with high-end appliances like an eight-burner Viking gas range, dual electric ovens, Sub-Zero refrigerator, sleek black quartz countertops, and a modern oversized island. The entire home boasts newly installed 24" x 24" porcelain tile flooring and modern ceiling fans, contributing to a contemporary aesthetic. The bathrooms are also well-appointed with updated fixtures, cabinetry, and a jetted soaking tub and large walk-in shower in the primary suite. All components appear to be in excellent condition with no visible deferred maintenance, meeting current quality standards.

PROSSTRENGTHS & OPPORTUNITIES

  • Great Schools

    Elementary School: James Monroe Elementary School (9/10).

  • Panoramic Golf Course & Mountain Views

    The property offers expansive, south-facing views of the 14th fairway, green, private pool, and surrounding mountain backdrop, providing a premium desert living experience.

  • Luxurious Remodeled Kitchen

    The kitchen is thoughtfully appointed with high-end appliances including an eight-burner Viking gas range, dual electric ovens, Sub-Zero refrigerator, black quartz countertops, and an oversized island, ideal for gourmet cooking and entertaining.

CONSRISKS & DEFICIENCIES

  • Recently Sold Property

    The property was recently sold within the past year on 2025-09-03. The sold price is $750,500.00.

  • Property Age & Unspecified Major System Updates

    Built in 1990, while many interior updates are noted, the description does not detail the condition or recent upgrades of major systems such as the main HVAC, roof, or plumbing, which could imply future maintenance or replacement costs.

  • Ongoing Private Pool & Landscaping Maintenance

    The property features a private pool and likely significant landscaping given its large lot and golf course setting, which will require ongoing financial and time investment for maintenance beyond the included HOA services.

About 79045 Montego Bay

Welcome to 79045 Montego Bay Drive, a custom open-concept residence located within the guard-gated community of Bermuda Dunes Country Club. This south-facing home captures expansive views of the 14th fairway, green, private pool, and surrounding mountain backdrop, offering a seamless blend of luxury, comfort, and desert lifestyle living. A private gated courtyard and double-door entry lead into a light-filled great room designed for both everyday living and entertaining. The open floor plan is enhanced by a spacious sit-down wet bar that connects the living and dining areas while framing the golf course views. The remodeled kitchen is thoughtfully appointed with an eight-burner Viking gas range, dual electric ovens, Sub-Zero refrigerator, black quartz countertops, and an oversized island ideal for casual dining and gatherings. The expansive primary suite offers direct backyard access, a generous sitting area, two walk-in closets, and a well-appointed ensuite bath featuring a jetted soaking tub, large walk-in shower, dual vanities, and two private water closets. A secondary bedroom suite includes a full bath and walk-in closet, while a third bedroom is privately situated on the opposite side of the home with convenient access to an adjacent full bath. An upgraded powder room is located near the main living spaces. Additional highlights include 24" x 24" porcelain tile flooring throughout, newly installed ceiling fans, and a spacious laundry room with extended cabinetry and folding counter space. The three-car garage features its own dedicated air-conditioning unit and polished epoxy flooring. A circular driveway provides added parking and curb appeal. Low HOA dues include cable television, high-speed internet, and 24-hour security. This property presents a rare opportunity to enjoy panoramic golf course views and refined indoor-outdoor living in one of the desert’s most desirable country club communities.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1990
Lot Size
13,068 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
4 (4 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$214.0 / Month

Neighborhood Insights

Bermuda Dunes Unified Schools

James Monroe Elementary School

Grades K-5 • 0.8 mi

9/10

Gerald R. Ford Elementary School

Grades K-5 • 1.8 mi

8/10

Colonel Mitchell Paige Middle School

Grades 6-8 • 1.0 mi

5/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.03.0
50%
Baths4.02.0
86%
Square foot4,3842,112
97%
Lot Size13,0687,405
92%
Price$1.25M$550.0K
96%
Price per sq ft$285$278
59%
Built year19902006
11%
HOA$214.0$300
41%
Days on market32185
1%

Pricing History

Listed for Sale

Feb 3, 2026

$1,250,000

Initial Listing

Sold

Sep 3, 2025

$750,500

Public Record

Sold

Aug 19, 2016

$670,000

Public Record

Sold

Aug 23, 2013

$700,000

Public Record

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