79045 Montego Bay, Bermuda Dunes, California 92203, Bermuda Dunes, 92203 - 3 bed, 4 bath

79045 Montego Bay
Bermuda Dunes, California 92203
Property Price
SUMMARY
Analysis of 79045 Montego Bay, Bermuda Dunes, California 92203 reveals a Prime Investment Opportunity with a current list price of $1,250,000—significantly undercutting the $1,343,825 Fair Market Value by 6%. This valuation gap indicates a +$93,825 Instant Equity potential for buyers. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Bermuda Dunes Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 79045 Montego Bay Subject | $1,250,000* List Price | 3 | 4 | 4,384 | $307 | - |
A 78955 Martinique Drive Sold | $995,000 | 4 | 4 | 3,848 | $259 | 0.2 mi |
B 79505 Saint Margarets Bay Sold | $1,125,000 | 4 | 4 | 3,978 | $283 | 0.6 mi |
C 78755 St Thomas Drive Sold | $1,024,000 | 3 | 4 | 3,088 | $332 | 0.3 mi |
D 79595 Bermuda Dunes Drive Sold | $1,550,000 | 4 | 5 | 5,433 | $285 | 0.6 mi |
E 41340 Pedro Buff Drive Sold | $1,025,000 | 5 | 4 | 3,445 | $298 | 0.8 mi |
F 42755 Baracoa Drive Sold | $1,125,000 | 4 | 4 | 3,162 | $356 | 0.1 mi |
G 43190 Moore Circle Active | $1,350,000 List Price | 3 | 4 | 3,646 | $370 | 0.3 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Despite being built in 1990, this property has undergone extensive, high-quality renovations that make it feel virtually new. The kitchen is a standout, featuring a luxurious remodel with high-end appliances like an eight-burner Viking gas range, dual electric ovens, Sub-Zero refrigerator, sleek black quartz countertops, and a modern oversized island. The entire home boasts newly installed 24" x 24" porcelain tile flooring and modern ceiling fans, contributing to a contemporary aesthetic. The bathrooms are also well-appointed with updated fixtures, cabinetry, and a jetted soaking tub and large walk-in shower in the primary suite. All components appear to be in excellent condition with no visible deferred maintenance, meeting current quality standards.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: James Monroe Elementary School (9/10).
- Panoramic Golf Course & Mountain Views
The property offers expansive, south-facing views of the 14th fairway, green, private pool, and surrounding mountain backdrop, providing a premium desert living experience.
- Luxurious Remodeled Kitchen
The kitchen is thoughtfully appointed with high-end appliances including an eight-burner Viking gas range, dual electric ovens, Sub-Zero refrigerator, black quartz countertops, and an oversized island, ideal for gourmet cooking and entertaining.
CONSRISKS & DEFICIENCIES
- Recently Sold Property
The property was recently sold within the past year on 2025-09-03. The sold price is $750,500.00.
- Property Age & Unspecified Major System Updates
Built in 1990, while many interior updates are noted, the description does not detail the condition or recent upgrades of major systems such as the main HVAC, roof, or plumbing, which could imply future maintenance or replacement costs.
- Ongoing Private Pool & Landscaping Maintenance
The property features a private pool and likely significant landscaping given its large lot and golf course setting, which will require ongoing financial and time investment for maintenance beyond the included HOA services.
About 79045 Montego Bay
Welcome to 79045 Montego Bay Drive, a custom open-concept residence located within the guard-gated community of Bermuda Dunes Country Club. This south-facing home captures expansive views of the 14th fairway, green, private pool, and surrounding mountain backdrop, offering a seamless blend of luxury, comfort, and desert lifestyle living. A private gated courtyard and double-door entry lead into a light-filled great room designed for both everyday living and entertaining. The open floor plan is enhanced by a spacious sit-down wet bar that connects the living and dining areas while framing the golf course views. The remodeled kitchen is thoughtfully appointed with an eight-burner Viking gas range, dual electric ovens, Sub-Zero refrigerator, black quartz countertops, and an oversized island ideal for casual dining and gatherings. The expansive primary suite offers direct backyard access, a generous sitting area, two walk-in closets, and a well-appointed ensuite bath featuring a jetted soaking tub, large walk-in shower, dual vanities, and two private water closets. A secondary bedroom suite includes a full bath and walk-in closet, while a third bedroom is privately situated on the opposite side of the home with convenient access to an adjacent full bath. An upgraded powder room is located near the main living spaces. Additional highlights include 24" x 24" porcelain tile flooring throughout, newly installed ceiling fans, and a spacious laundry room with extended cabinetry and folding counter space. The three-car garage features its own dedicated air-conditioning unit and polished epoxy flooring. A circular driveway provides added parking and curb appeal. Low HOA dues include cable television, high-speed internet, and 24-hour security. This property presents a rare opportunity to enjoy panoramic golf course views and refined indoor-outdoor living in one of the desert’s most desirable country club communities.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1990
- Lot Size
- 13,068 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $214.0 / Month
Neighborhood Insights
Bermuda Dunes Unified Schools
James Monroe Elementary School
Grades K-5 • 0.8 mi
Gerald R. Ford Elementary School
Grades K-5 • 1.8 mi
Colonel Mitchell Paige Middle School
Grades 6-8 • 1.0 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 4.0 | 2.0 | 86% |
| Square foot | 4,384 | 2,112 | 97% |
| Lot Size | 13,068 | 7,405 | 92% |
| Price | $1.25M | $550.0K | 96% |
| Price per sq ft | $285 | $278 | 59% |
| Built year | 1990 | 2006 | 11% |
| HOA | $214.0 | $300 | 41% |
| Days on market | 32 | 185 | 1% |
Pricing History
Listed for Sale
Feb 3, 2026
$1,250,000
Initial Listing
Sold
Sep 3, 2025
$750,500
Public Record
Sold
Aug 19, 2016
$670,000
Public Record
Sold
Aug 23, 2013
$700,000
Public Record



































































