Think you can't afford to own a home? Come see this Immaculate two bedroom, two bathroom detached Single-Family Home in the Highly Desired 55+ Watercolors gated Community! This property carries a $103,000 silent 2nd mortgage with the City of La Quinta Housing Authority and you must meet moderate income requirements. Total Purchase price including the silent second is $455,000 ( $455,000 - $103,000= $352,000). Buyer needs to qualify with the Housing Authority for the lesser amount. There is no Interest due or payments on the silent 2nd. Situated away from road noise and the entrance gate, this beautifully maintained detached single-family home offers the perfect blend of comfort, style, and convenience surrounded by nearby multi-million dollar homes and communities. With impeccable pride of ownership and tasteful upgrades throughout, this home is truly move-in ready! Step into the remodeled kitchen, featuring quartz countertops, Stainless steel appliances, custom-painted new soft close cabinets, a new sink, faucet and refrigerator. The open-concept great room boasts high 12+ft ceilings, ceiling fans, two new chandeliers, cozy gas fireplace, and an abundance of natural light. The spacious primary suite offers a large walk-in closet and an en suite bathroom with a dual sink vanity and a walk-in shower. Additional highlights include an indoor laundry space, an attached two-car garage with EV charger, new garage opener including springs and rollers, and a generous side yard patio with a new canvas sunshade-covered sliding door perfect for outdoor relaxation. Don't miss this rare opportunity to own a detached home in the desirable Watercolors 55+ community. Watercolors is an income qualified community offering low maintenance living, community pool/spa and a clubhouse. Close to shopping malls, restaurants and all amenities. NO Rentals, NO cash purchases, NO investors- PRIMARY RESIDENCE ONLY. INCOME LIMITS, 1 person $62,651to 87,300, 2 people $71,601to 99,750, 3 people $80,551 to 112,250, 4 people $89,501 to 124,700. Call listing agent for more details.