79422 Montego Bay Drive, Indio, California 92203, Indio, 92203 - 2 bed, 2 bath
79422 Montego Bay Drive
Indio, California 92203
Property Price
SUMMARY
Analysis of 79422 Montego Bay Drive, Indio, California 92203 is currently available with a list price of $419,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Indio Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
The property, built in 1977, features an 'upgraded kitchen' as stated in the description. However, visual inspection of the kitchen and bathroom reveals dated finishes, including light wood cabinets, older white appliances, laminate/cultured marble countertops, and large square ceramic tiles. While clean and functional, these elements suggest renovations were likely completed 15-25 years ago, not recently. The overall condition is well-maintained but shows clear signs of being outdated, aligning with the 'Fair' category.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: James Monroe Elementary School (9/10).
- Premier Golf Course Location & Views
Situated directly on the Classic 10th fairway of the private Bermuda Dunes Country Club, offering desirable golf course, sunrise, mountain, and pond views.
- Upgraded & Expanded Interiors
Features an upgraded kitchen and expanded open-concept great room and dining room, enhancing modern living and entertaining.
CONSRISKS & DEFICIENCIES
- Substantial Monthly Association Fees
The combined HOA ($700) and Security Association fees ($210) amount to $910 per month, representing a significant ongoing financial commitment for ownership.
- Property Age
Constructed in 1977, the property is nearly five decades old. While upgraded, its age may raise concerns for some buyers regarding potential future maintenance or system updates.
- Recent Price Reduction
A recent price drop from $435,000 to $419,000 could indicate a longer market time or an initial overpricing, potentially affecting perceived value or buyer confidence.
About 79422 Montego Bay Drive
This beautiful expanded 2 bedroom /open concept condo with upgraded kitchen is located on the Classic 10th fairway of the famous private Bermuda Dunes Country Club with views of the golf course, sunrises and a serene pond. Both spacious bedrooms have two closets: each having a walk-in closet. And they both have sliding glass doors accessing the courtyard patio. Expanded great room and Dining Room. Large Golf cart/Storage garage in entry courtyard. HOA is $700per month and includes exterior maintenance including roof, pool/spa, Tennis & Pickleball Courts. BD Security Assoc. is $210 per mo. includes gated security and Spectrum cable TV. Imperial Irrigation District for lower electricity rates. Come and enjoy casual desert living full-time or for a vacation retreat!
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1977
- Lot Size
- 2,613 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $632.16 / Month
Neighborhood Insights
Indio Unified Schools
James Monroe Elementary School
Grades K-5 • 1.1 mi
Gerald R. Ford Elementary School
Grades K-5 • 1.9 mi
Colonel Mitchell Paige Middle School
Grades 6-8 • 1.1 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 2,045 | 1,628 | 76% |
| Lot Size | 2,613 | 960 | 59% |
| Price | $419.0K | $258.5K | 71% |
| Price per sq ft | $205 | $239 | 24% |
| Built year | 1977 | 1988 | 24% |
| HOA | $632.16 | $368 | 76% |
| Days on market | 187 | 187 | 53% |
Pricing History
Listed for Sale
Jan 1, 2026
$419,000
$435,000
-4% Price Drop
Initial Listing
Price Change
Sep 1, 2025
$435,000
Initial Listing