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828 Waterloo Ave, El Cajon, California 92019, El Cajon, 92019 - 3 bed, 2 bath

828 Waterloo Ave, El Cajon, California 92019 home-pic-0
ACTIVE$844,990
828 Waterloo Ave, El Cajon, California 92019
3Beds
2Baths
1,634Sqft
6,100Lot

Price Vs. Estimate

The estimated value ($844,990) is $0 (0%) lower than the list price ($844,990). This property may be overpriced.

Key pros and cons

Top Pros:
Financial Opportunity: Rare opportunity to assume a 2.75% VA loan for qualified buyers, offering significant savings on financing costs in the current market.
Top Cons:
Property Age: Built in 1978, the property's age may imply older underlying systems or potential for future maintenance requirements not covered by recent cosmetic upgrades.

Compared to the nearby listings

Price:$845.0K vs avg $953.9K ($-108,860)37%
Size:1,634 sqft vs avg 1,791 sqft40%
Price/sqft:$517 vs avg $51750%

More Insights

Built in 1978 (47 years old).
Condition: Built in 1978, this property has undergone significant recent upgrades, making it move-in ready. The kitchen is a highlight, featuring a modern remodel with white shaker cabinets, granite countertops, a subway tile backsplash, and stainless steel appliances, all appearing to be in excellent condition and updated within the last 5-10 years. Hardwood flooring throughout the main living areas and bedrooms is well-maintained. While no bathroom images were provided, the overall description and visible areas suggest a well-kept home with functional systems. The addition of fully paid-off solar panels further enhances its appeal. The property aligns with the 'Good' criteria of being extensively renovated within 5-15 years and move-in ready with minimal wear and tear.
Year Built
1978
Close
-
List price
$845K
Original List price
$875K
Price/Sqft
$517
HOA
-
Days on market
-
Sold On
-
MLS number
250039865SD
Home ConditionGood
Features
Patio
ViewNone

About this home

Incredible chance to assume a 2.75% VA loan for qualified buyers — a rare opportunity that makes this home stand out. Add fully paid-off solar for lasting energy savings, recent upgrades, and a location in the sought-after Granite Hills community, and you've got a property that buyers chase but seldom find. Step inside and immediately feel the pride of ownership. Gleaming hardwood floors guide you into a spacious family room with a fireplace, perfect for cozy nights in or lively gatherings. The remodeled kitchen with granite counters and stainless steel appliances invites both everyday meals and holiday hosting. Light-filled spaces and tasteful finishes make every room a place you’ll love spending time. Out back, a private yard offers room to relax, garden, or host weekend barbecues with friends. Imagine morning coffee in your own outdoor retreat or watching kids and pets play freely in a space you control. A detached garage with space for RV parking expands your possibilities even further. Granite Hills offers it all — quiet residential charm, neighborhood pride, quality schools, local parks, nearby hiking trails, and easy access to shopping, dining, freeways, and transit. This home is move-in ready, energy-efficient, and paired with a financing opportunity that almost never comes around. Don't wait — see it before it's gone.

Nearby schools

3/10
Meridian Elementary School
Public,•K-5•0.4mi
4/10
Montgomery Middle School
Public,•6-8•0.8mi
8/10
Valhalla High School
Public,•9-12•1.6mi
3/10
Idea Center
Public,•9-12•4.0mi
Condition Rating
Good
Built in 1978, this property has undergone significant recent upgrades, making it move-in ready. The kitchen is a highlight, featuring a modern remodel with white shaker cabinets, granite countertops, a subway tile backsplash, and stainless steel appliances, all appearing to be in excellent condition and updated within the last 5-10 years. Hardwood flooring throughout the main living areas and bedrooms is well-maintained. While no bathroom images were provided, the overall description and visible areas suggest a well-kept home with functional systems. The addition of fully paid-off solar panels further enhances its appeal. The property aligns with the 'Good' criteria of being extensively renovated within 5-15 years and move-in ready with minimal wear and tear.
Pros & Cons

Pros

Financial Opportunity: Rare opportunity to assume a 2.75% VA loan for qualified buyers, offering significant savings on financing costs in the current market.
Energy Efficiency: Features fully paid-off solar panels, providing lasting energy savings and reducing utility expenses for the homeowner.
Interior Condition & Upgrades: Boasts a remodeled kitchen with granite counters and stainless steel appliances, along with gleaming hardwood floors and recent upgrades, making it move-in ready.
Desirable Community: Situated in the sought-after Granite Hills community, known for its quiet residential charm, neighborhood pride, and convenient access to amenities.
Versatile Parking & Storage: Includes a detached garage with ample space for RV parking, offering enhanced utility, storage, and flexibility.

Cons

Property Age: Built in 1978, the property's age may imply older underlying systems or potential for future maintenance requirements not covered by recent cosmetic upgrades.
Pricing History: The property has undergone two price reductions from its original listing, which could indicate initial overpricing or market resistance.
Mixed School Performance: While the community is desirable, some nearby public schools have lower performance ratings, which might be a consideration for families prioritizing top-tier public education.

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