832 Sutter Street 304, San Francisco, CA 94109, San Francisco, 94109 - 1 bed, 1 bath
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San Francisco, CA 94109
This Modern BMR Condominium is listed at $401,785, offering a stable and fair entry point perfectly aligned with its $401,785 Fair Market Value. Boasting an Excellent Condition Rating, this 2016-built residence features high-end Bosch appliances, contemporary two-tone cabinetry, and a designer walk-in shower. Situated in the heart of the 94109 zip code, the property provides immediate access to Union Square and major transit hubs. This move-in-ready sanctuary is an ideal match for urban professionals or first-time homebuyers qualifying for the MOHCD 100% AMI program.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 832 Sutter Street 304 Subject | $401,785* List Price | 1 | 1 | 713 | $564 | - |
A 900 Bush Street 309 Sold | $445,000 | 1 | 1 | 632 | $704 | 0.1 mi |
B 900 Bush Street 403 Sold | $405,000 | 1 | 1 | 590 | $686 | 0.1 mi |
C 1545 Pine Street 706 Active | $406,353 List Price | 1 | 1 | 626 | $649 | 0.4 mi |
* Subject property listed price vs sold prices of comps.
Property is new construction or fully renovated.
Built in 2016, this modern condominium is within the 10-year threshold for excellent condition. The unit features high-end Bosch stainless steel appliances, contemporary two-tone cabinetry, recessed lighting, and high-quality flooring throughout. The bathroom is updated with a modern floating vanity and a large glass-enclosed walk-in shower, showing no signs of deferred maintenance.
Built in 2016, this contemporary condominium offers modern building standards, updated systems, and energy-efficient features not typically found in older San Francisco inventory.
As a Below Market Rate (BMR) unit priced at $401,785, this property provides a rare opportunity for first-time homebuyers to enter the San Francisco market at a fraction of the median neighborhood price.
Boasting a high walkability score in the 94109 zip code, the property is situated near Union Square, the Financial District, and major transit hubs, offering an ideal urban lifestyle.
The property is subject to strict MOHCD resale price controls and monitoring, which significantly limits the homeowner's ability to build equity or profit from market appreciation.
The $696 monthly association fee is relatively high for a BMR unit, which may challenge the debt-to-income qualifying ratios for buyers within the 100% AMI bracket.
1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $109,100; 2 people = $124,700; 3 people = $140,250, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring &a other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, February 17, 2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on March 10, 2026 at 5:00 PM. Broker Tour: Tuesday 2/24/26 9-11 AM, Open Houses: Sunday 2/22/26 2-4 PM, Thursday 2/26/26 5-7 PM, Saturday 2/28/26 2-4 PM, Sunday 3/8/26 2-4 PM.
No exterior & parking available.
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 1.0 | 2.0 | 49% |
| Baths | 1.0 | 2.0 | 50% |
| Square foot | 713 | 1,000 | 26% |
| Lot Size | 4,553 | 8,779 | 34% |
| Price | $401.8K | $1.03M | 8% |
| Price per sq ft | $564 | $980 | 5% |
| Built year | 2016 | 1980 | 88% |
| HOA | $696 | $908 | 22% |
| Days on market | 125 | 193 | 25% |
Dec 18, 2025
$401,785
Initial Listing
Mar 1, 2023
$354,000
Public Record