83814 Wolf Creek Road, Indio, California 92203, Indio, 92203 - 4 bed, 4 bath
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Indio, California 92203
This Versatile Residential Asset is a Prime Investment Opportunity, listed at $564,900—positioned well below the $579,900 Fair Market Value by 2%. This valuation gap offers $15,000 in Instant Equity alongside a rare 2.89% Assumable Loan advantage. Featuring a Permitted ADU, Owned Solar, and Mountain Views, the property holds a Move-in Ready Condition Rating within a secure gated community. Located in the Desert Sands Unified District, it perfectly balances financial upside with lifestyle utility. This is an ideal match for Owner-Occupants seeking a house-hack or Buy-and-Hold Investors.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 83814 Wolf Creek Road Subject | $559,000* List Price | 4 | 4 | 2,441 | $229 | - |
A 83402 Stagecoach Road Sold | $564,900 | 4 | 3 | 2,439 | $232 | 0.4 mi |
B 84303 Eremo Way Sold | $515,000 | 4 | 2 | 2,122 | $243 | 0.9 mi |
C 83315 Stagecoach Road Sold | $575,000 | 4 | 3 | 2,749 | $209 | 0.5 mi |
D 83960 Hopi Avenue Sold | $600,000 | 4 | 3 | 2,110 | $284 | 0.7 mi |
E 83065 Carmel Mountain Drive Sold | $563,000 | 4 | 3 | 2,107 | $267 | 1.0 mi |
F 42283 Hideaway Active | $565,000 List Price | 4 | 4 | 2,456 | $230 | 0.1 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
The property is move-in ready and well-maintained, featuring significant upgrades such as modern ceramic tile plank flooring, owned solar panels, and a permitted ADU conversion. While the kitchen and bathrooms retain their original 2004 cabinetry and styles, the home's major systems (dual AC and new water heater) are functional and updated, fitting the criteria for a well-maintained home of its age.
The property features an assumable loan with a 2.89% interest rate, providing a significant financial advantage and monthly savings compared to current market rates.
Includes a permitted Accessory Dwelling Unit (ADU) with a private entrance, offering excellent potential for rental income, a home office, or multi-generational living.
Equipped with fully owned solar panels and dual AC systems, significantly reducing utility costs in the desert climate.
Living area discrepancy between mls listing and other public or private record. mls listing living area = 2441, other record living area = 2341.
The conversion of the third-car garage into an ADU limits covered parking and storage space for homeowners with multiple vehicles.
Built in 2004, some original components and aesthetic finishes may require modernization to compete with newer developments in the area.
Desirable Desert Collection gated community. 4 bedrooms including a permitted ADU and 3.5 baths. Open floor plan with mountain views and no rear neighbors. Master suite with dual vanities and walk-in closet. 2 bedrooms with Jack & Jill bath with dual vanities. Bedrooms are separated from the living area for privacy. 4th Bedroom ADU private own entrance in courtyard.Front courtyard area with gate and private backyard with covered patio off dining room. Third-car garage was converted into a permitted ADU. Dual AC and furnace systems for efficiency. New water heater, upgraded ceramic tile plank flooring in living room and bedrooms.Low HOA ($135/mo)Owned solar included in purchase price.OPTIONAL This home comes with an advantage an assumable 2.89% loan with an approximate $399,000 balance if buyer qualifies.
No exterior & parking available.
Grades K-5 • 1.3 mi
Grades 6-8 • 4.4 mi
Grades 9-12 • 4.2 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 4.0 | 3.0 | 68% |
| Baths | 4.0 | 2.0 | 85% |
| Square foot | 2,441 | 2,112 | 72% |
| Lot Size | 7,405 | 7,841 | 48% |
| Price | $559.0K | $547.5K | 51% |
| Price per sq ft | $229 | $277 | 15% |
| Built year | 2004 | 2006 | 28% |
| HOA | $135.0 | $300 | 25% |
| Days on market | 92 | 181 | 15% |
Mar 13, 2026
$559,000
$564,900
-1% Price Drop
Initial Listing
Feb 14, 2026
$564,900
$579,900
-3% Price Drop
Initial Listing
Jan 21, 2026
$579,900
Initial Listing
Oct 20, 2021
$450,000
Public Record
Mar 17, 2011
$163,000
Public Record
Aug 1, 2005
$414,000
Public Record