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85571 Adria Drive, Indio, California 92203, Indio, 92203 - 2 bed, 2 bath

85571 Adria Drive, Indio, California 92203 home-pic-0
ACTIVE$424,900
85571 Adria Drive, Indio, California 92203
2Beds
2Baths
1,632Sqft
5,227Lot

Price Vs. Estimate

The estimated value ($412,241.335) is $12,658.665 (2%) lower than the list price ($424,900). This property may be overpriced.

Key pros and cons

Top Pros:
Assumable VA Loan at 2.75%: The availability of an assumable VA loan at a highly favorable 2.75% interest rate presents a significant financial advantage, making the property exceptionally attractive to qualified buyers, including non-veterans, in the current market.
Top Cons:
Age-Restricted Community: As a 55+ community, the property's marketability is limited to a specific demographic, potentially narrowing the pool of prospective buyers.

Compared to the nearby listings

Price:$424.9K vs avg $570.0K ($-145,100)15%
Size:1,632 sqft vs avg 2,147 sqft19%
Price/sqft:$260 vs avg $27436%

More Insights

Built in 2016 (9 years old).
Condition: Built in 2016, this property is only 8 years old and presents as virtually new. The kitchen features modern stainless steel appliances, granite countertops, and a stylish tile backsplash. Bathrooms are equally well-maintained with contemporary vanities and fixtures. Flooring consists of modern large-format tile and clean carpeting. All visible components, including light fixtures and overall finishes, are up-to-date and in pristine condition, indicating no deferred maintenance and meeting current quality standards.
Year Built
2016
Close
-
List price
$425K
Original List price
$425K
Price/Sqft
$260
HOA
$300
Days on market
-
Sold On
-
MLS number
219134806DA
Home ConditionExcellent
Features
Patio
View-

About this home

Live Your Best Life - at a Fraction of the Cost with this Rare Assumable Mortgage.This thoughtfully designed 2-bedroom, 2-bathroom home with a versatile den is perfect for a home office, creative space, or guest room. The open-concept layout creates an inviting atmosphere for both entertaining and everyday living. The chef-inspired kitchen features stunning granite countertops, stainless steel appliances, and a spacious walk-in pantry--ideal for culinary adventures.With 1,632 sq ft, this home offers the perfect balance of space and low-maintenance living.Step outside into your private retreat: a covered patio and flat, south-facing backyard offer the perfect canvas for a garden, a morning coffee spot, or evening gatherings. Just across the street, you'll find a peaceful green space--perfect for relaxing or connecting with neighbors while enjoying the desert landscape.Need extra room? The oversized 2-car garage includes space for a golf cart, hobby station, or additional storage.Welcome to Four Seasons at Terra Lago - A 55+ Resort-Style Community. You'll enjoy a beautifully designed clubhouse with social gathering areas. A modern fitness center, indoor/outdoor pools and courts for tennis, basketball and bocce. A well-stocked library, craft room and a variety of clubs from book discussions to watercolor painting.Whether you're seeking adventure, wellness, or community connection, Four Seasons at Terra Lago offers it all.Just minutes from dining, shopping, and entertainment at Fantasy Springs Resort and Spotlight 29 Casino, you'll love the convenience of your location.*This assumable VA loan at 2.75% is available to qualified buyers--even if you're not a veteran. Loan must be serviced through Freedom Mortgage, and buyers must meet their qualification criteria.

Condition Rating
Excellent
Built in 2016, this property is only 8 years old and presents as virtually new. The kitchen features modern stainless steel appliances, granite countertops, and a stylish tile backsplash. Bathrooms are equally well-maintained with contemporary vanities and fixtures. Flooring consists of modern large-format tile and clean carpeting. All visible components, including light fixtures and overall finishes, are up-to-date and in pristine condition, indicating no deferred maintenance and meeting current quality standards.
Pros & Cons

Pros

Assumable VA Loan at 2.75%: The availability of an assumable VA loan at a highly favorable 2.75% interest rate presents a significant financial advantage, making the property exceptionally attractive to qualified buyers, including non-veterans, in the current market.
Resort-Style 55+ Community Amenities: Located within the Four Seasons at Terra Lago, a 55+ resort-style community, residents benefit from extensive amenities including a clubhouse, fitness center, indoor/outdoor pools, various sports courts, library, and diverse clubs, fostering an active and social lifestyle.
Modern & Well-Appointed Interior: Built in 2016, the home features a modern open-concept layout, a chef-inspired kitchen with granite countertops and stainless steel appliances, a spacious walk-in pantry, and a versatile den, offering a comfortable and contemporary living space.
Low-Maintenance Living & Private Outdoor Space: The 1,632 sq ft home is designed for low-maintenance living, complemented by a private covered patio and a flat backyard, providing an ideal setting for relaxation or entertaining without extensive upkeep.
Convenient Location: The property boasts a convenient location just minutes from dining, shopping, and entertainment options, including Fantasy Springs Resort and Spotlight 29 Casino, enhancing accessibility and leisure opportunities.

Cons

Age-Restricted Community: As a 55+ community, the property's marketability is limited to a specific demographic, potentially narrowing the pool of prospective buyers.
Mandatory Association Fees: The monthly association fee of $300 adds to the recurring cost of homeownership, which may be a consideration for budget-conscious buyers.
South-Facing Backyard in Desert Climate: While offering sun, a south-facing backyard in Indio's desert climate can lead to intense sun exposure and heat, potentially impacting outdoor comfort and increasing cooling costs during warmer months.

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