863 Agate St 4, San Diego, California 92109, San Diego, 92109 - 3 bed, 3 bath

863 Agate St 4
San Diego, California 92109
Property Price
SUMMARY
Analysis of 863 Agate St 4, San Diego, California 92109 is currently available with a list price of $1,495,000. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although built in 1988, the property has undergone an extensive high-end renovation within the last 5 years. The interior features a modern open-concept kitchen with white shaker cabinetry, stone countertops, and stainless steel appliances. The bathrooms have been fully updated with contemporary vanities and designer tile work. With new recessed lighting, modern flooring throughout, and no visible deferred maintenance, the home meets current luxury standards.
PROSSTRENGTHS & OPPORTUNITIES
- Great Schools
Elementary School: Bird Rock Elementary School (10/10).
- Prime Coastal Location
Situated just blocks from Tourmaline Beach in North Pacific Beach, this property offers an ideal coastal lifestyle with easy access to top-rated dining and local coffee shops.
- Exceptional School District
The home falls within the highly coveted Bird Rock Elementary boundary, which boasts a perfect 10/10 rating, providing significant long-term value and appeal for families.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 2.
- High Monthly HOA Fees
The $650 monthly association fee is a significant recurring cost that may impact the overall affordability and debt-to-income ratio for prospective buyers.
- Aging Infrastructure
Built in 1988, the property may require upcoming maintenance on major systems or cosmetic updates to compete with newer luxury developments in the Pacific Beach market.
About 863 Agate St 4
Welcome to 863 Agate Street, a beautifully crafted residence in the highly sought-after North Pacific Beach neighborhood. This 3-bedroom, 3-bathroom home spans 1,449 sq ft of thoughtfully designed living space, blending coastal charm with modern comfort. One of just five units, the property offers exceptional privacy and a peaceful, boutique-style living experience. Step inside to a bright, open-concept floor plan where the kitchen flows seamlessly into the dining and living areas—perfect for both everyday living and entertaining. Enjoy ocean views from the balcony, creating an ideal indoor-outdoor coastal lifestyle. Two of the bedrooms feature en-suite bathrooms, providing comfort and privacy for both residents and guests. Additional highlights include two side-by-side garage parking spaces, generous storage for beach gear and bikes, and in-unit laundry for added convenience. Located just a few blocks from Tourmaline Beach, this home sits within the coveted Bird Rock School boundary and is moments from popular coffee shops, top-rated restaurants, and all that coastal living has to offer. A rare opportunity to enjoy the best of Pacific Beach living—don’t miss it.
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 1988
- Lot Size
- 7,255 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $650.0 / Month
Neighborhood Insights
San Diego Unified Schools
Bird Rock Elementary School
Grades K-5 • 0.4 mi
Pacific Beach Elementary School
Grades K-5 • 0.5 mi
Sessions Elementary School
Grades K-5 • 1.5 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 3.0 | 3.0 | 50% |
| Square foot | 1,449 | 1,427.5 | 50% |
| Lot Size | 7,255 | 3,049.2 | 78% |
| Price | $1.50M | $1.12M | 83% |
| Price per sq ft | $1.0K | $806 | 89% |
| Built year | 1988 | 1989 | 50% |
| HOA | $650.0 | $250 | 89% |
| Days on market | 23 | 162 | 6% |
Pricing History
Listed for Sale
Feb 12, 2026
$1,495,000
Initial Listing
Sold
Oct 27, 2017
$759,000
Public Record
Sold
Jul 21, 2008
$677,500
Public Record
Sold
Mar 18, 1999
$240,000
Public Record


















































