873 Ancona Lane, Lake Elsinore, California 92530, Lake Elsinore, 92530 - 4 bed, 3 bath
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873 Ancona Lane
Lake Elsinore, California 92530
ACTIVE
CONDITION: EXCELLENT
4Beds
3Baths
2,218Sq Ft
6,970Lot Size
Property Price
LIST PRICE$634,895
EST. MARKET VALUE
$649,999
SUMMARY
This Modern Turn-Key Single Family Residence is a Strong Value Opportunity, listed at $649,999—positioned well below the $681,348 Fair Market Value by 4%. This valuation gap offers $31,349 in Instant Equity for the buyer. With a Condition Rating of 2 (Mint), this 2025-built home features a modern kitchen, scenic mountain views, and a unique stock-tank pool. It is an ideal acquisition for Owner-Occupants seeking a premium lifestyle or first-time buyers prioritizing move-in-ready quality.
Estimated Market Value
$649,999
Based on Realkey algorithm analyzing recent comparable sales in Lake Elsinore.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 873 Ancona Lane Subject 4 bd · 3 ba · 2,218 sqft · $293 | $634,895* List Price | 4 | 3 | 2,218 | $293 | - |
A 4740 Sicily Drive Sold 4 bd · 3 ba · 2,139 sqft · $286 · 0.2 mi | $612,000 | 4 | 3 | 2,139 | $286 | 0.2 mi |
B 4308 Ladrillo Street Sold 3 bd · 3 ba · 2,191 sqft · $304 · 0.5 mi | $666,990 | 3 | 3 | 2,191 | $304 | 0.5 mi |
C 5073 Siena Court Sold 3 bd · 2 ba · 1,742 sqft · $362 · 0.3 mi | $630,000 | 3 | 2 | 1,742 | $362 | 0.3 mi |
D 4671 Swan Avenue Sold 4 bd · 3 ba · 2,517 sqft · $248 · 0.1 mi | $625,000 | 4 | 3 | 2,517 | $248 | 0.1 mi |
E 4884 Sicily Sold 3 bd · 2 ba · 1,742 sqft · $316 · 0.1 mi | $550,000 | 3 | 2 | 1,742 | $316 | 0.1 mi |
F 4836 Sicily Drive Sold 5 bd · 3 ba · 2,517 sqft · $270 · 0.1 mi | $679,900 | 5 | 3 | 2,517 | $270 | 0.1 mi |
G 15115 Courtney Lane Sold 4 bd · 3 ba · 2,508 sqft · $239 · 0.7 mi | $600,000 | 4 | 3 | 2,508 | $239 | 0.7 mi |
H 4535 Avellino Place Sold 3 bd · 3 ba · 2,139 sqft · $300 · 0.3 mi | $642,697 | 3 | 3 | 2,139 | $300 | 0.3 mi |
I 4584 Avellino Place Active 4 bd · 3 ba · 2,389 sqft · $270 · 0.2 mi | $644,990 List Price | 4 | 3 | 2,389 | $270 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Built in 2025, this brand-new construction is in mint condition with a modern kitchen, stainless steel appliances, and contemporary bathrooms, requiring no maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Modern Turn-Key Construction
Built in 2025, this home offers a contemporary open-concept layout with high-end finishes and stainless steel appliances, ensuring a move-in-ready experience without the need for immediate renovations.
- Premium Outdoor Amenities
The oversized lot features professional DG landscaping, a fire pit, and a stock-tank pool, providing a unique and functional Southern California indoor-outdoor living space that is rare for the area.
- Scenic Views and Privacy
Positioned with a unique vantage point, the property offers unobstructed views of the neighboring park and surrounding mountains from the second story, providing a sense of space and privacy not shared by neighboring homes.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 4, other record bedroom count = 3.
- Recurring HOA Costs
The property is subject to a monthly association fee of $103.50, which adds to the long-term cost of ownership and may be a deterrent for buyers seeking fee-free neighborhoods.
- Niche Pool Feature
The inclusion of a stock-tank-style pool is a specific aesthetic choice that may not meet the expectations of buyers looking for a traditional in-ground pool or a standard lawn, potentially requiring future modification.
About 873 Ancona Lane
An amazing home with a 5.625% assumable FHA mortgage! Qualified buyers may take over the seller’s existing loan, subject to mortgage servicer approval—see details below. TURN-KEY MODERN GEM IN LAKE ELSINORE! DON’T MISS THIS ONE! Welcome home to 873 Ancona Lane, a beautiful modern retreat offering the perfect combination of move-in-ready living, incredible outdoor space, and scenic views. This gorgeous 4-bedroom, 3-bathroom home features a spacious bonus TV room, 2-car garage, and a bright open-concept layout designed for both everyday living and entertaining. The main living space flows effortlessly into a modern kitchen with sleek cabinetry, stainless steel appliances, a large center island, and plenty of room to gather. Upstairs, enjoy a spacious primary retreat along with additional bedrooms and flexible living space for family, guests, or a home office. Step outside and discover what truly sets this home apart! The oversized backyard has been upgraded with brand-new DG landscaping, a stock-tank-style pool, and a beautiful fire pit, with tons of additional space to create the ultimate indoor-outdoor Southern California retreat. From the second story, enjoy beautiful open views of the neighboring park and surrounding mountains, creating a backdrop neighboring homes simply don’t have. With the park just moments away, welcoming neighborhood streets, incredible outdoor potential, and a completely turnkey interior, 873 Ancona Lane is ready to impress. Schedule your tour today before it’s gone! ***FHA ASSUMPTION OPPORTUNITY: Seller reports that the existing FHA mortgage is assumable with a 5.625% note interest rate, potentially allowing an approved buyer to take over the remaining loan balance and repayment term. The stated rate is the existing loan’s note rate, not an APR or an offer of new financing. Assumption is subject to mortgage servicer approval, buyer qualification, and applicable requirements. Buyer must cover the difference between the purchase price and the outstanding loan balance through cash or separately approved financing, if available. Closing costs and assumption fees may apply. Taxes, insurance, and other applicable housing expenses may change. Assumption is not guaranteed; all terms must be verified with the mortgage servicer.***
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2025
- Lot Size
- 6,970 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $103.5 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 4.0 |
| Baths | 3.0 | 3.0 |
| Square foot | 2,218 | 2,014.188 |
| Lot Size | 6,970 | 7,537.856 |
| Price | $634.9K | $605.8K |
| Price per sq ft | $286 | $297 |
| Built year | 2025 | 2005 |
| HOA | $103.5 | $143 |
| Days on market | 68 | 70 |
Pricing History
Listed for Sale
Oct 16, 2026
$634,895
$634,900
+0% Price Increase
Initial Listing
Price Change
Oct 4, 2026
$634,900
$649,973
-2% Price Drop
Initial Listing
Price Change
Sep 25, 2026
$649,973
$649,978
+0% Price Increase
Initial Listing
Price Change
Sep 19, 2026
$649,978
$649,983
+0% Price Increase
Initial Listing
Price Change
Sep 11, 2026
$649,983
$649,988
+0% Price Increase
Initial Listing
Price Change
Sep 4, 2026
$649,988
$649,993
+0% Price Increase
Initial Listing
Price Change
Aug 28, 2026
$649,993
$649,998
+0% Price Increase
Initial Listing
Price Change
Aug 21, 2026
$649,998
$649,999
+0% Price Increase
Initial Listing
Price Change
Aug 18, 2026
$649,999
Initial Listing
Sold
May 27, 2025
$614,500
Public Record