8764 Bluff Lane, Fair Oaks, CA 95628, Fair Oaks, 95628 - 3 bed, 3 bath

8764 Bluff Lane
Fair Oaks, CA 95628
Property Price
SUMMARY
Analysis of 8764 Bluff Lane, Fair Oaks, CA 95628 is currently available with a list price of $689,800. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Fair Oaks Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Although built in 1976, the property has undergone an extensive recent renovation within the last 5 years. The interior features a fully modernized kitchen with white shaker cabinetry, stone countertops, and stainless steel appliances. The bathrooms have been updated with contemporary vanities, mirrors, and tile work. Additional high-end features include new floor-to-ceiling three-panel sliding glass doors, updated flooring throughout, and modern light fixtures. The home is in move-in condition with no visible deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Exceptional River Views
Positioned at one of the highest vantage points in The Bluffs, this home offers rare, sweeping views of the American River and stunning sunsets through expansive floor-to-ceiling glass sliders.
- Modern Interior Updates
The residence features high-end updates and an open layout designed to maximize natural light, including a luxurious primary suite with private deck access and dual walk-in closets.
- Comprehensive HOA Benefits
The association fee provides significant value by covering exterior maintenance, roof, and homeowners' insurance, alongside access to premium amenities like tennis courts, a pool, and nature trails.
CONSRISKS & DEFICIENCIES
- Recently Sold Property
The property was recently sold within the past year on 2025-07-25. The sold price is $665,000.00.
- High Monthly Carrying Costs
The $588 monthly HOA fee adds a substantial fixed cost to the monthly budget, which may impact overall affordability for price-sensitive buyers.
- Property Age and Type
Built in 1976, this condominium may not appeal to buyers seeking a modern detached single-family home or those looking for private yard space rather than shared community land.
About 8764 Bluff Lane
Enjoy Spectacular VIEWS from a home positioned at one of the highest vantage points in the Bluffs. Luxurious living at Curragh Downs gives you a sense of being on top of the world. This beautifully updated 3-bedroom, 3-bath residence sits above the American River, offering sweeping views, glowing sunsets, and the soothing sounds of the river and wildlife below. Expansive floor-to-ceiling, 3-panel sliding glass doors flood the living spaces with natural light and perfectly frame the ever-changing scenery as the sun dips below the horizon. The spacious upstairs primary suite has a private deck with floor-to-ceiling 3-panel sliders and TWO generous walk-in closets. Multiple outdoor spaces invite you to relax and take in unforgettable sunsets over the river corridor. Curragh Downs offers nature walking trails, a swimming pool, tennis courts, and a strong sense of community with many long-term residents. HOA covers homeowners' insurance, roof, quarterly community events, and a full range of recreational activities. A Rare Opportunity to own iconic Fair Oaks riverfront living. Welcome home to this close-knit community, where gatherings create cherished memories.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1976
- Lot Size
- 6,882 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $588 / Month
Neighborhood Insights
Fair Oaks Unified Schools
Earl Legette Elementary School
Grades K-6 • 1.1 mi
Harry Dewey Fundamental Elementary School
Grades K-6 • 3.9 mi
Andrew Carnegie Middle School
Grades 6-8 • 2.4 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 2.0 | 71% |
| Baths | 3.0 | 2.0 | 81% |
| Square foot | 1,914 | 1,240 | 90% |
| Lot Size | 6,882 | - | 86% |
| Price | $689.8K | $320.0K | 95% |
| Price per sq ft | $360 | $287 | 86% |
| Built year | 1976 | 1978 | 38% |
| HOA | $588 | $470 | 90% |
| Days on market | 19 | 192 | 5% |
Pricing History
Listed for Sale
Feb 16, 2026
$689,800
Initial Listing
Sold
Jul 25, 2025
$665,000
Public Record
Sold
Sep 9, 2022
$665,500
Public Record
Sold
Dec 27, 2001
$289,000
Public Record













