8764 Bluff Lane, Fair Oaks, CA 95628, Fair Oaks, 95628 - 3 bed, 3 bath

8764 Bluff Lane, Fair Oaks, CA 95628 home-pic-0

8764 Bluff Lane

Fair Oaks, CA 95628

ACTIVE
CONDITION: EXCELLENT
3Beds
3Baths
1,914Sq Ft
6,882Lot Size

Property Price

LIST PRICE$689,800

SUMMARY

Analysis of 8764 Bluff Lane, Fair Oaks, CA 95628 is currently available with a list price of $689,800. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the Fair Oaks Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Excellent
TeardownExcellent

Property is new construction or fully renovated.

Although built in 1976, the property has undergone an extensive recent renovation within the last 5 years. The interior features a fully modernized kitchen with white shaker cabinetry, stone countertops, and stainless steel appliances. The bathrooms have been updated with contemporary vanities, mirrors, and tile work. Additional high-end features include new floor-to-ceiling three-panel sliding glass doors, updated flooring throughout, and modern light fixtures. The home is in move-in condition with no visible deferred maintenance.

PROSSTRENGTHS & OPPORTUNITIES

  • Exceptional River Views

    Positioned at one of the highest vantage points in The Bluffs, this home offers rare, sweeping views of the American River and stunning sunsets through expansive floor-to-ceiling glass sliders.

  • Modern Interior Updates

    The residence features high-end updates and an open layout designed to maximize natural light, including a luxurious primary suite with private deck access and dual walk-in closets.

  • Comprehensive HOA Benefits

    The association fee provides significant value by covering exterior maintenance, roof, and homeowners' insurance, alongside access to premium amenities like tennis courts, a pool, and nature trails.

CONSRISKS & DEFICIENCIES

  • Recently Sold Property

    The property was recently sold within the past year on 2025-07-25. The sold price is $665,000.00.

  • High Monthly Carrying Costs

    The $588 monthly HOA fee adds a substantial fixed cost to the monthly budget, which may impact overall affordability for price-sensitive buyers.

  • Property Age and Type

    Built in 1976, this condominium may not appeal to buyers seeking a modern detached single-family home or those looking for private yard space rather than shared community land.

About 8764 Bluff Lane

Enjoy Spectacular VIEWS from a home positioned at one of the highest vantage points in the Bluffs. Luxurious living at Curragh Downs gives you a sense of being on top of the world. This beautifully updated 3-bedroom, 3-bath residence sits above the American River, offering sweeping views, glowing sunsets, and the soothing sounds of the river and wildlife below. Expansive floor-to-ceiling, 3-panel sliding glass doors flood the living spaces with natural light and perfectly frame the ever-changing scenery as the sun dips below the horizon. The spacious upstairs primary suite has a private deck with floor-to-ceiling 3-panel sliders and TWO generous walk-in closets. Multiple outdoor spaces invite you to relax and take in unforgettable sunsets over the river corridor. Curragh Downs offers nature walking trails, a swimming pool, tennis courts, and a strong sense of community with many long-term residents. HOA covers homeowners' insurance, roof, quarterly community events, and a full range of recreational activities. A Rare Opportunity to own iconic Fair Oaks riverfront living. Welcome home to this close-knit community, where gatherings create cherished memories.

Property Details

Public Facts

Property Type
Condominium
Year Built
1976
Lot Size
6,882 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$588 / Month

Neighborhood Insights

Fair Oaks Unified Schools

Earl Legette Elementary School

Grades K-6 • 1.1 mi

8/10

Harry Dewey Fundamental Elementary School

Grades K-6 • 3.9 mi

7/10

Andrew Carnegie Middle School

Grades 6-8 • 2.4 mi

5/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.02.0
71%
Baths3.02.0
81%
Square foot1,9141,240
90%
Lot Size6,882-
86%
Price$689.8K$320.0K
95%
Price per sq ft$360$287
86%
Built year19761978
38%
HOA$588$470
90%
Days on market19192
5%

Pricing History

Listed for Sale

Feb 16, 2026

$689,800

Initial Listing

Sold

Jul 25, 2025

$665,000

Public Record

Sold

Sep 9, 2022

$665,500

Public Record

Sold

Dec 27, 2001

$289,000

Public Record

Browse Properties by State Browse housing market trends by state