8899 Bluff Lane, Fair Oaks, CA 95628, Fair Oaks, 95628 - 3 bed, 3 bath

8899 Bluff Lane, Fair Oaks, CA 95628 home-pic-0

8899 Bluff Lane

Fair Oaks, CA 95628

ACTIVE
CONDITION: FAIR
3Beds
3Baths
2,012Sq Ft
8,934Lot Size

Property Price

LIST PRICE$495,000

SUMMARY

Analysis of 8899 Bluff Lane, Fair Oaks, CA 95628 is currently available with a list price of $495,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Fair Oaks Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Condition Analysis

OVERALL CONDITION SCORE

Fair
TeardownExcellent

Property is moderate renovation needed.

Built in 1978, this property is accurately described as a 'light fixer.' The kitchen and bathrooms feature original or dated cabinetry, older appliances, and fluorescent lighting. While the home appears well-maintained and structurally sound, the interior finishes—including the carpeting, tile flooring, and brick fireplace—are significantly outdated and require modernization to meet current market standards.

PROSSTRENGTHS & OPPORTUNITIES

  • Prime River Access

    Situated steps from the American River corridor, the property offers immediate access to scenic views, nature trails, and a tranquil greenbelt setting within an established community.

  • Indoor-Outdoor Living

    The residence features a well-proportioned layout with a private courtyard, patio, and elevated decks, seamlessly blending the 2,012 square feet of interior space with the mature natural surroundings.

  • Equity Opportunity

    As a light fixer with solid construction, this home provides a significant opportunity for buyers to personalize finishes and build immediate sweat equity in a desirable Fair Oaks enclave.

CONSRISKS & DEFICIENCIES

  • Required Updates

    The property is noted as a light fixer, meaning buyers should budget for immediate costs to modernize finishes and interior aesthetics to bring the home up to contemporary standards.

  • High Association Fees

    The monthly HOA fee of $588 is a significant recurring expense that may impact the overall monthly affordability and debt-to-income ratio for some prospective buyers.

About 8899 Bluff Lane

Steps from a stunning river view! Situated within the established Bluff City condominium community above the American River corridor, this 3-bedroom, 2.5-bath residence offers a well-proportioned layout, multiple outdoor living areas, and a setting defined by mature greenbelt surroundings. The interior features a spacious living area with brick fireplace, generous bedroom sizes, ample storage, and and indoor-outdoor lifestyle with a private courtyard, patio, and elevated decks. The home is a light fixer, presenting an opportunity to update finishes while benefiting from solid construction and a functional, enduring floor plan. The community setting provides a low-maintenance living environment with shared amenities and maintained common areas, while the location offers convenient access to nearby trails, open space, and the broader Fair Oaks area. Positioned within a quiet, well-kept enclave, the property combines long-term livability with flexibility for buyers seeking quality, location, and the ability to personalize within an established neighborhood.

Property Details

Public Facts

Property Type
Condominium
Year Built
1978
Lot Size
8,934 Sq. Ft.

Interior

Total Bedrooms
3
Total Bathrooms
3 (3 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$588 / Month

Neighborhood Insights

Fair Oaks Unified Schools

Earl Legette Elementary School

Grades K-6 • 1.2 mi

8/10

Harry Dewey Fundamental Elementary School

Grades K-6 • 4.1 mi

7/10

Andrew Carnegie Middle School

Grades 6-8 • 2.5 mi

5/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds3.02.0
71%
Baths3.02.0
81%
Square foot2,0121,240
95%
Lot Size8,934-
86%
Price$495.0K$320.0K
81%
Price per sq ft$246$285
38%
Built year19781978
50%
HOA$588$470
90%
Days on market36192
10%

Pricing History

Listed for Sale

Mar 4, 2026

$495,000

$499,999

-1% Price Drop

Initial Listing

Price Change

Jan 30, 2026

$499,999

Initial Listing

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