8899 Bluff Lane, Fair Oaks, CA 95628, Fair Oaks, 95628 - 3 bed, 3 bath

8899 Bluff Lane
Fair Oaks, CA 95628
Property Price
SUMMARY
Analysis of 8899 Bluff Lane, Fair Oaks, CA 95628 is currently available with a list price of $495,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the Fair Oaks Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is moderate renovation needed.
Built in 1978, this property is accurately described as a 'light fixer.' The kitchen and bathrooms feature original or dated cabinetry, older appliances, and fluorescent lighting. While the home appears well-maintained and structurally sound, the interior finishes—including the carpeting, tile flooring, and brick fireplace—are significantly outdated and require modernization to meet current market standards.
PROSSTRENGTHS & OPPORTUNITIES
- Prime River Access
Situated steps from the American River corridor, the property offers immediate access to scenic views, nature trails, and a tranquil greenbelt setting within an established community.
- Indoor-Outdoor Living
The residence features a well-proportioned layout with a private courtyard, patio, and elevated decks, seamlessly blending the 2,012 square feet of interior space with the mature natural surroundings.
- Equity Opportunity
As a light fixer with solid construction, this home provides a significant opportunity for buyers to personalize finishes and build immediate sweat equity in a desirable Fair Oaks enclave.
CONSRISKS & DEFICIENCIES
- Required Updates
The property is noted as a light fixer, meaning buyers should budget for immediate costs to modernize finishes and interior aesthetics to bring the home up to contemporary standards.
- High Association Fees
The monthly HOA fee of $588 is a significant recurring expense that may impact the overall monthly affordability and debt-to-income ratio for some prospective buyers.
About 8899 Bluff Lane
Steps from a stunning river view! Situated within the established Bluff City condominium community above the American River corridor, this 3-bedroom, 2.5-bath residence offers a well-proportioned layout, multiple outdoor living areas, and a setting defined by mature greenbelt surroundings. The interior features a spacious living area with brick fireplace, generous bedroom sizes, ample storage, and and indoor-outdoor lifestyle with a private courtyard, patio, and elevated decks. The home is a light fixer, presenting an opportunity to update finishes while benefiting from solid construction and a functional, enduring floor plan. The community setting provides a low-maintenance living environment with shared amenities and maintained common areas, while the location offers convenient access to nearby trails, open space, and the broader Fair Oaks area. Positioned within a quiet, well-kept enclave, the property combines long-term livability with flexibility for buyers seeking quality, location, and the ability to personalize within an established neighborhood.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1978
- Lot Size
- 8,934 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $588 / Month
Neighborhood Insights
Fair Oaks Unified Schools
Earl Legette Elementary School
Grades K-6 • 1.2 mi
Harry Dewey Fundamental Elementary School
Grades K-6 • 4.1 mi
Andrew Carnegie Middle School
Grades 6-8 • 2.5 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 2.0 | 71% |
| Baths | 3.0 | 2.0 | 81% |
| Square foot | 2,012 | 1,240 | 95% |
| Lot Size | 8,934 | - | 86% |
| Price | $495.0K | $320.0K | 81% |
| Price per sq ft | $246 | $285 | 38% |
| Built year | 1978 | 1978 | 50% |
| HOA | $588 | $470 | 90% |
| Days on market | 36 | 192 | 10% |
Pricing History
Listed for Sale
Mar 4, 2026
$495,000
$499,999
-1% Price Drop
Initial Listing
Price Change
Jan 30, 2026
$499,999
Initial Listing




































