890 White Moonstone Loop, San Jose, California 95123, San Jose, 95123 - 3 bed, 4 bath
890 White Moonstone Loop
San Jose, California 95123
Property Price
SUMMARY
Analysis of 890 White Moonstone Loop, San Jose, California 95123 is currently available with a list price of $1,149,900. The property maintains a Excellent Condition Rating (95/100), indicating excellent structural integrity and modern finishes throughout. This turnkey property requires minimal updates and is ready for immediate occupancy. Located in a high-demand neighborhood within the San Jose Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is new construction or fully renovated.
Built in 2015, this property falls within the 10-year threshold for an excellent rating. The interior features modern executive styling, including a kitchen with granite countertops, a large island, and stainless steel gas appliances. The bathrooms are updated with contemporary tiling and dual vanities. With 3-zone AC/Heat, fiber optic wiring, and high-quality flooring throughout, the home meets current market standards for luxury and functionality with no signs of deferred maintenance.
PROSSTRENGTHS & OPPORTUNITIES
- Functional Multi-Suite Layout
The 2015 modern floorplan features three full suites, ensuring every bedroom has its own private bathroom, which is ideal for multi-generational living or high-end rental potential.
- Extensive Community Amenities
Located in Avenue One, the property offers access to a 12,000 sq ft clubhouse, resort-style pool, gym, and community garden, providing a luxury lifestyle rarely found in standard townhome developments.
- Prime Connectivity and Retail Access
The home is strategically positioned near major tech corridors via Highways 85 and 101, and is within walking distance to premier shopping at Village Oaks and Costco.
CONSRISKS & DEFICIENCIES
- High Monthly Carrying Costs
The $439 monthly association fee represents a significant recurring expense that buyers must factor into their total monthly debt-to-income ratio.
- School Rating Discrepancy
Despite the listing's mention of new school zones, current public data shows school ratings in the 5-6 range, which may be a concern for education-focused buyers looking for top-tier performance.
About 890 White Moonstone Loop
*** NEW SCHOOL ZONES W/ HIGHLY RATED ELEMENTARY SCHOOL OPTIONS NOT SHOWING ONLINE!! *** 2015 Modern & Executive Townhome Located In Avenue One Community w/ Tons Of Community Amenities! Great Floorplan w/ 2 Suites Upstairs & 1st Floor Bedroom/Bathroom - Every Room Gets Their Own Bathroom! Large Kitchen w/ Granite Counters, Island & Breakfast Bar, Gas Stove & Lots Of Cabinet Space. Gated Front Porch & Large Balcony - Great For Entertaining & BBQ-ing. 2 Car Garage & Driveway. Primary Suite w/ Large Walk-In Closet. Attached Bathroom Retreat w/ Dual Sinks & Tiled Shower w/ Bench Seat. 2nd Upstairs Suite Has Attached Bathroom w/ Shower/Tub Combo. Upstairs Laundry Room w/ W&D and Built-In Storage Cabinets. Wired For AT&T Fiber High-Speed Internet. 3-Zone AC/Heat, Control Each Floor Separately. Enjoy Community Exclusive 12k Sq Ft Clubhouse w/ Huge Pool, Spa, Gym & Weight Room, Event Center, Lounges & More. Community Events & You Can Rent For Your Own Large Private Events. Also Large Outdoor BBQ & Picnic Areas, Community Garden, Playground. Nearby Gated Dog Park, Public Parks, Shopping incl Costco & Village Oaks, Access to Freeways 85 & 101.
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 2015
- Lot Size
- -
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 4 (4 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $439.0 / Month
Neighborhood Insights
San Jose Unified Schools
Santa Teresa Elementary School
Grades K-6 • 0.5 mi
Bernal Intermediate School
Grades 7-8 • 1.0 mi
Oak Grove High School
Grades 9-12 • 1.5 mi
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 3.0 | 3.0 | 50% |
| Baths | 4.0 | 3.0 | 56% |
| Square foot | 1,793 | 1,156 | 56% |
| Lot Size | - | 779 | 33% |
| Price | $1.15M | $910.0K | 78% |
| Price per sq ft | $641 | $621 | 56% |
| Built year | 2015 | 1988 | 78% |
| HOA | $439.0 | $360 | 78% |
| Days on market | 30 | 123 | 11% |
Pricing History
Listed for Sale
Feb 5, 2026
$1,149,900
Initial Listing
Sold
Jul 10, 2015
$658,000
Public Record