902 W 20th Street, Merced, California 95340, Merced, 95340 - 2 bed, 1 bath
902 W 20th Street
Merced, California 95340
Property Price
SUMMARY
Analysis of 902 W 20th Street, Merced, California 95340 reveals a Fairly Priced Property with a current list price of $345,000 aligned with the estimated $345,000 Fair Market Value. This represents a stable investment opportunity at market rate. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the Merced Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Estimated Market Value
Comparable Sales Map
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 902 W 20th Street Subject | $345,000* List Price | 2 | 1 | 1,378 | $250 | - |
A 1028 W 22nd Sold | $312,800 | 2 | 1 | 1,104 | $283 | 0.2 mi |
B 1320 W 21st Sold | $276,000 | 2 | 1 | 1,037 | $266 | 0.4 mi |
C 1320 W. 25th Street Sold | $340,000 | 3 | 1 | 1,128 | $301 | 0.5 mi |
D 2331 R Street Sold | $259,000 | 3 | 1 | 1,040 | $249 | 0.3 mi |
E 330 W 22nd Street Sold | $270,000 | 2 | 1 | 1,023 | $264 | 0.5 mi |
F 944 W 18th Pending | $345,000 List Price | 3 | 2 | 1,176 | $293 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is move-in ready and exceptionally well-maintained for its age. It features significant high-value system upgrades including 15 paid-off solar panels, a tankless water heater, and a durable composition roof. While the kitchen and sunroom contain dated elements like Formica countertops and linoleum flooring, the home offers high-quality original hardwood floors, updated stainless steel appliances, and a functional bathroom with a jetted tub, meeting the criteria for a well-maintained home with functional major systems.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7368, living area = 1378.
- Energy Efficiency
The property features 15 fully paid-off solar panels and a tankless water heater, offering significant long-term utility savings and modern sustainability in a vintage home.
- Historic Character
Built in 1917, this home retains its classic appeal with real wood flooring, high ceilings, a built-in hutch, and a charming front porch with tile accents.
CONSRISKS & DEFICIENCIES
- Limited Bathroom Count
With only one bathroom serving a 1,378-square-foot home, the layout may be a drawback for families or those desiring a private primary suite.
- Dated Interior Materials
The presence of Formica countertops and linoleum flooring in the kitchen and sunroom may require additional capital for modern cosmetic upgrades.
About 902 W 20th Street
Charming Corner Lot Home with Modern Upgrades! The welcoming front porch features tile accents and classic wood siding. Step inside to a spacious family room with real wood flooring, stone facia details, a fireplace, and abundant natural light from large single-pane windows. The formal dining room boasts wood floors, a built-in hutch, high ceilings, and a ceiling fan. The functional kitchen includes ample cabinetry, Formica countertops, a stainless steel sink, gas oven, microwave, dishwasher, and laminate flooring. A bright sunroom at the back, surrounded by windows and linoleum flooring, adds extra space. The laundry room offers a sink, tankless water heater, and linoleum flooring for easy care. The primary bedroom features carpet and a walk-through closet. The bathroom includes a jetted tub and tile flooring. The second bedroom offers carpet flooring and a ceiling fan. Additional highlights include a basement, a detached two-car garage, and a large backyard with double side gates perfect for RV or boat parking. The home also features a durable composition roof and 15 paid-off solar panels, delivering long-term savings and energy efficiency. Located just minutes from downtown, parks, dining, and shopping, this property combines charm, functionality, and location appeal.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1917
- Lot Size
- 7,368 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 1 (1 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 18% |
| Baths | 1.0 | 2.0 | 20% |
| Square foot | 1,378 | 1,551 | 31% |
| Lot Size | 7,368 | 7,500 | 37% |
| Price | $345.0K | $360.0K | 34% |
| Price per sq ft | $250 | $245 | 57% |
| Built year | 1917 | 1965 | 4% |
| HOA | $0 | $0 | 50% |
| Days on market | 141 | 171 | 37% |
Pricing History
Listed for Sale
Oct 17, 2025
$345,000
Initial Listing
Sold
May 27, 2022
$300,000
Public Record
Sold
May 13, 1999
$75,000
Public Record