905 Loma Ct, El Cajon, California 92020, El Cajon, 92020 - 2 bed, 1 bath

905 Loma Ct, El Cajon, California 92020 home-pic-0

905 Loma Ct

El Cajon, California 92020

ACTIVE
CONDITION: GOOD
2Beds
1Baths
1,165Sq Ft
40,100Lot Size

Property Price

LIST PRICE$949,900
EST. MARKET VALUE
$854,344
11% AboveMARKET VALUE

SUMMARY

Estimated Market Value

$854,344
Based on Realkey algorithm analyzing recent comparable sales in El Cajon.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
905 Loma Ct
Subject
$949,900*
List Price
211,165$733-
A
188 Garden Grove Lane
Sold
$875,000321,225$7140.8 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

This 1954 property is in move-in ready condition with significant recent maintenance and cosmetic updates. Key improvements include a 2025 plumbing replacement, refinished hardwood floors, fresh interior/exterior paint, and new kitchen appliances and flooring. While the kitchen and bathroom retain their original vintage cabinetry and tile, they have been refurbished to a high standard, and the home features modern comforts like central A/C and a central vacuum system.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 40100, living area = 1165.

  • Significant Development Potential

    The expansive 0.92-acre lot offers rare subdivision opportunities under SB-9 or the addition of an ADU, providing massive upside for developers or investors in a high-demand area.

  • Prime Hilltop Location

    Situated on a quiet cul-de-sac in the desirable Fletcher Hills neighborhood, this hilltop property enjoys abundant natural light, privacy, and a serene setting with mature foliage.

CONSRISKS & DEFICIENCIES

  • MLS Listing Discrepancy

    Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 2, other record bedroom count = 3.

  • Limited Living Configuration

    With only 2 bedrooms and 1 bathroom, the current floor plan may be too small for growing families or buyers seeking a more traditional primary suite.

  • High Price-to-Square-Foot Ratio

    The list price of $949,900 for a 1,165-square-foot home places a heavy premium on the land value, which may challenge buyers looking for more finished interior living space at this price point.

About 905 Loma Ct

First time on the market in almost half a century! Gorgeous turn key home in highly desirable Fletcher Hills! Hard to find cul-de-sac & hilltop location, this gem is flooded with sunlight & set on an expansive .92-acre lot which may offer subdivision opportunities (check with planning department). Tons of potential here! Could be perfect for developer, or buyers wanting to add an ADU - Potential for lot split under SB-9; buyer to verify with City of El Cajon. Cast iron plumbing replaced in 2025. Original eat-in kitchen is in excellent condition & all cabinetry faces have been sanded/painted & given new hinges & hardware. New single-basin sink plus new appliances & flooring. This very special home has central A/C & heat, refinished hardwood floors, fresh paint inside & out, updated bathroom w/ pristine original tile on vanity. Brick fireplace, 2 car garage, highly efficient central vacuum system, multiple pocket doors & spacious closets. Covered front porch overlooking mature foliage & a yard filled with birdsong. One bedroom has private entrance. Arguably one of the best lots in Fletcher Hills. You won't want to miss this opportunity! All buyers welcome. Love where you live!

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1954
Lot Size
40,100 Sq. Ft.

Interior

Total Bedrooms
2
Total Bathrooms
1 (1 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

El Cajon Unified Schools

Fletcher Hills Elementary School

Grades K-6 • 0.6 mi

8/10

Northmont Elementary School

Grades K-6 • 1.2 mi

6/10

Flying Hills Elementary School

Grades K-6 • 1.3 mi

5/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds2.03.0
10%
Baths1.02.0
10%
Square foot1,1651,851
15%
Lot Size40,1009,205
94%
Price$949.9K$945.0K
51%
Price per sq ft$815$521
99%
Built year19541964
20%
HOA$0$0
50%
Days on market14148
1%

Pricing History

Listed for Sale

Feb 21, 2026

$949,900

Initial Listing

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