905 Loma Ct, El Cajon, California 92020, El Cajon, 92020 - 2 bed, 1 bath
Loading property details...
El Cajon, California 92020
This Development-Ready Hilltop Estate is listed at $949,900, representing a land-heavy valuation relative to the $854,344 Fair Market Value. Boasting a Condition Rating of 3, the home is move-in ready with refinished hardwood floors and 2025 plumbing upgrades. The expansive 0.92-Acre Lot provides rare SB-9 subdivision potential and panoramic hillside views in the sought-after Fletcher Hills area. With access to the 8-rated Fletcher Hills Elementary, the property combines immediate livability with massive development upside. This is a premier opportunity for Developers or Owner-Occupants seeking a high-utility asset.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 905 Loma Ct Subject | $949,900* List Price | 2 | 1 | 1,165 | $733 | - |
A 188 Garden Grove Lane Sold | $875,000 | 3 | 2 | 1,225 | $714 | 0.8 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
This 1954 property is in move-in ready condition with significant recent maintenance and cosmetic updates. Key improvements include a 2025 plumbing replacement, refinished hardwood floors, fresh interior/exterior paint, and new kitchen appliances and flooring. While the kitchen and bathroom retain their original vintage cabinetry and tile, they have been refurbished to a high standard, and the home features modern comforts like central A/C and a central vacuum system.
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 40100, living area = 1165.
The expansive 0.92-acre lot offers rare subdivision opportunities under SB-9 or the addition of an ADU, providing massive upside for developers or investors in a high-demand area.
Situated on a quiet cul-de-sac in the desirable Fletcher Hills neighborhood, this hilltop property enjoys abundant natural light, privacy, and a serene setting with mature foliage.
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 2, other record bedroom count = 3.
With only 2 bedrooms and 1 bathroom, the current floor plan may be too small for growing families or buyers seeking a more traditional primary suite.
The list price of $949,900 for a 1,165-square-foot home places a heavy premium on the land value, which may challenge buyers looking for more finished interior living space at this price point.
First time on the market in almost half a century! Gorgeous turn key home in highly desirable Fletcher Hills! Hard to find cul-de-sac & hilltop location, this gem is flooded with sunlight & set on an expansive .92-acre lot which may offer subdivision opportunities (check with planning department). Tons of potential here! Could be perfect for developer, or buyers wanting to add an ADU - Potential for lot split under SB-9; buyer to verify with City of El Cajon. Cast iron plumbing replaced in 2025. Original eat-in kitchen is in excellent condition & all cabinetry faces have been sanded/painted & given new hinges & hardware. New single-basin sink plus new appliances & flooring. This very special home has central A/C & heat, refinished hardwood floors, fresh paint inside & out, updated bathroom w/ pristine original tile on vanity. Brick fireplace, 2 car garage, highly efficient central vacuum system, multiple pocket doors & spacious closets. Covered front porch overlooking mature foliage & a yard filled with birdsong. One bedroom has private entrance. Arguably one of the best lots in Fletcher Hills. You won't want to miss this opportunity! All buyers welcome. Love where you live!
No exterior & parking available.
Grades K-6 • 0.6 mi
Grades K-6 • 1.2 mi
Grades K-6 • 1.3 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 3.0 | 12% |
| Baths | 1.0 | 2.0 | 12% |
| Square foot | 1,165 | 1,900 | 17% |
| Lot Size | 40,100 | 9,500 | 94% |
| Price | $949.9K | $945.0K | 51% |
| Price per sq ft | $815 | $524 | 98% |
| Built year | 1954 | 1965 | 22% |
| HOA | $0 | $0 | 50% |
| Days on market | 60 | 153 | 17% |
Feb 21, 2026
$949,900
Initial Listing