909 Etheldore Street, Moss Beach, California 94038, Moss Beach, 94038 - 4 bed, 3 bath
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909 Etheldore Street
Moss Beach, California 94038
ACTIVE
CONDITION: FAIR
4Beds
3Baths
2,980Sq Ft
5,000Lot Size
Property Price
LIST PRICE$1,599,000
EST. MARKET VALUE
$1,594,315
SUMMARY
This Spacious Multi-Generational Residence is a Strong Value Opportunity, listed at $1,699,000—positioned well above the $1,624,433 Fair Market Value by 4%. While currently priced above market, the property features a Legal In-Law Unit and a 4-Bedroom Layout, offering significant income potential. The home maintains a Condition Rating of 4, providing a functional base for cosmetic updates. With its coastal location near the Fitzgerald Marine Reserve, this property is an ideal acquisition for Buy-and-Hold Investors or Owner-Occupants seeking a versatile asset with rental upside.
Estimated Market Value
$1,594,315
Based on Realkey algorithm analyzing recent comparable sales in Moss Beach.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 909 Etheldore Street Subject 4 bd · 3 ba · 2,980 sqft · $535 | $1,599,000* List Price | 4 | 3 | 2,980 | $535 | - |
A 855 San Ramon Avenue Sold 3 bd · 3 ba · 2,202 sqft · $607 · 0.7 mi | $1,337,000 | 3 | 3 | 2,202 | $607 | 0.7 mi |
B 830 Buena Vista Street Pending 3 bd · 2 ba · 2,370 sqft · $686 · 0.2 mi | $1,625,000 List Price | 3 | 2 | 2,370 | $686 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1985, the property is over 20 years old and shows signs of cosmetic updates rather than a full modern renovation. The kitchen features updated stainless steel appliances and painted cabinets, but retains dated tile countertops. Overall, it is clean and functional but requires minor modern updates.
PROSSTRENGTHS & OPPORTUNITIES
- Income Potential
The property features a legal 820 sq. ft. in-law unit with a private entrance, offering a significant opportunity for rental income or flexible multi-generational living.
- Coastal Lifestyle Location
Ideally situated near the Fitzgerald Marine Reserve and coastal trails, the home provides residents with premium access to Moss Beach's natural beauty and outdoor recreation.
- Spacious and Versatile Layout
With nearly 3,000 sq. ft. of living space, the residence includes a primary suite with a private balcony and flexible rooms that can easily serve as a home office or den.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Lot size discrepancy between mls listing and other public or private record. mls listing lot size in square feet =5000, other record lot size in square feet = 4372. Living area discrepancy between mls listing and other public or private record. mls listing living area = 2980, other record living area = 2160.
- Market Momentum
The property has been on the market for 42 days and recently underwent a $100,000 price reduction, suggesting initial pricing may have exceeded current buyer demand.
- School District Ratings
The assigned elementary and middle schools have relatively low ratings (4 and 3 respectively), which may be a deterrent for families prioritizing high-performing academic districts.
About 909 Etheldore Street
Spacious and versatile Moss Beach property offering approximately 2,160± sq. ft. in the main residence plus an additional 820± sq. ft. legal in-law unit, creating an excellent opportunity for multi-generational living or potential rental income. The main home features 3 bedrooms and 2 full baths, with a living room highlighted by a wood-burning fireplace and glass door opening to a balcony perfect for entertaining or enjoying the coastal air. The dining area flows into the kitchen with an eat-at counter, while two bedrooms and a convenient laundry room complete this level. Upstairs, the primary suite offers a walk-in closet, ensuite bath and a private balcony. The upper level also includes a family room with built-in shelving and a flexible space ideal for a bedroom, office, or den. The lower-level legal 1-bedroom, 1-bath in-law unit has its own private entrance and offers excellent potential for rental income, guest accommodations, or a separate living space. An attached 2-car garage and backyard with garden area complete the property. Enjoy the coastal lifestyle of Moss Beach, close to Fitzgerald Marine Reserve, beaches, coastal trails, local shops and restaurants, with convenient access to Highway 1 and Highway 92 for Peninsula and Bay Area commutes.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1985
- Lot Size
- 5,000 Sq. Ft.
Interior
- Total Bedrooms
- 4
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Moss Beach Unified Schools
Farallone View Elementary School
Grades K-5 • 1.1 mi
4/10
Manuel F. Cunha Intermediate School
Grades 6-8 • 6.1 mi
3/10
Half Moon Bay High School
Grades 9-12 • 5.8 mi
6/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 4.0 | 2.8 |
| Baths | 3.0 | 2.5 |
| Square foot | 2,980 | 1,423.5 |
| Lot Size | 5,000 | 6,087.25 |
| Price | $1.60M | $1.30M |
| Price per sq ft | $537 | $857 |
| Built year | 1985 | 1972 |
| HOA | $0 | $0 |
| Days on market | 68 | 87 |
Pricing History
Listed for Sale
Oct 16, 2026
$1,599,000
$1,699,000
-6% Price Drop
Initial Listing
Price Change
Sep 28, 2026
$1,699,000
$1,799,000
-6% Price Drop
Initial Listing
Price Change
Aug 17, 2026
$1,799,000
Initial Listing
Sold
Sep 20, 2016
$825,000
Public Record