922 Mission Street, Santa Cruz, California 95060, Santa Cruz, 95060 - 3 bed, 2 bath
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922 Mission Street
Santa Cruz, California 95060
ACTIVE
CONDITION: EXCELLENT
3Beds
2Baths
1,396Sq Ft
1,002Lot Size
Property Price
LIST PRICE$1,099,000
EST. MARKET VALUE
$1,010,372
8% AboveMARKET VALUE
SUMMARY
This Turnkey Victorian Residence is a Strong Value Opportunity, listed at $1,199,000—positioned well above the $1,108,304 Fair Market Value. While priced at a premium, the home features an Excellent Condition Rating following a comprehensive, top-to-bottom renovation. Highlights include a remodeled kitchen, new plumbing, and finished attic/garage spaces. Situated in a prime Westside location near the ocean and UCSC, this property offers a sophisticated lifestyle for Owner-Occupants or discerning professionals seeking a move-in ready, historic home with modern efficiency.
Estimated Market Value
$1,010,372
Based on Realkey algorithm analyzing recent comparable sales in Santa Cruz.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 922 Mission Street Subject 3 bd · 2 ba · 1,396 sqft · $724 | $1,099,000* List Price | 3 | 2 | 1,396 | $724 | - |
A 169 Palo Verde Terrace Active Under Contract 3 bd · 2 ba · 1,237 sqft · $667 · 0.8 mi | $825,000 List Price | 3 | 2 | 1,237 | $667 | 0.8 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Excellent
TeardownExcellent
Property is new construction or fully renovated.
Although originally built in 1850, this Victorian has undergone a comprehensive, top-to-bottom recent renovation (<5 years old). Upgrades include a fully remodeled kitchen with modern cabinetry and appliances, a new bathroom addition, new windows, doors, drywall, and insulation. Major systems have also been updated with a permitted roof, replaced plumbing, a new water heater, and a French drain system, leaving it in mint condition with no immediate maintenance required.
PROSSTRENGTHS & OPPORTUNITIES
- Extensive Modern Upgrades
The property seamlessly blends 1850s Victorian charm with significant modern improvements, including a remodeled kitchen, new plumbing, updated insulation, and a permitted roof for enhanced efficiency and comfort.
- Versatile Bonus Spaces
The inclusion of a finished attic and a finished detached two-car garage provides exceptional flexibility, serving as ideal spaces for a home office, creative studio, or additional storage.
- Prime Westside Location
Situated in one of Santa Cruz's most desirable neighborhoods, the home offers excellent proximity to UCSC, downtown amenities, and is just a short distance from the ocean and local beaches.
CONSRISKS & DEFICIENCIES
- Low Available Lot Utilization
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 1002, living area = 1396.
- Limited Lot Size
With a lot size of approximately 1,002 square feet, the outdoor space is notably constrained for a single-family residence, which may limit gardening or large-scale outdoor entertaining.
- Historic Home Maintenance
Despite the high-quality renovations, an 1850s structure may require more specialized long-term maintenance and care compared to contemporary builds.
About 922 Mission Street
Classic Victorian character meets modern updating in this beautiful Santa Cruz Westside home. Thoughtful renovations throughout include a remodeled kitchen with soft-close cabinetry, accent lighting and updated appliances, engineered hardwood and tile flooring, fresh interior finishes, wainscoting and crown molding. Improvements include updated bathrooms, new windows, doors, drywall and insulation which creates a blend of vintage charm, functionality and efficiency. The finished attic offers bonus flex space, while the finished detached two-car garage provides more possibilities. New Trex decking and fencing, sod landscaping with sprinklers, pavers and timed low-voltage lighting create inviting outdoor spaces to relax and entertain. Additional property upgrades include a permitted roof and skylight, replaced plumbing, a new water heater and French drain system. Set in one of Santa Cruz's most desirable neighborhoods, the home is close to Westside restaurants and shopping, downtown, UCSC and Highway 1, with Cowell Beach and the ocean just a short bike ride away. Welcome Home!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1850
- Lot Size
- 1,002 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.0 |
| Baths | 2.0 | 2.2 |
| Square foot | 1,396 | 1,703.516 |
| Lot Size | 1,002 | 6,974.558 |
| Price | $1.10M | $1.64M |
| Price per sq ft | $787 | $944 |
| Built year | 1850 | 1972 |
| HOA | $0 | $984 |
| Days on market | 45 | 43 |
Pricing History
Listed for Sale
Oct 7, 2026
$1,099,000
$1,199,000
-8% Price Drop
Initial Listing
Price Change
Sep 9, 2026
$1,199,000
Initial Listing
Sold
Apr 29, 2020
$615,000
Public Record
Sold
Feb 24, 2020
$540,000
Public Record
Sold
Jul 1, 2002
$475,000
Public Record
Sold
Jan 2, 2001
$370,000
Public Record