95 Saginaw Cir, Sacramento, CA 95833, Sacramento, 95833 - 2 bed, 2 bath
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95 Saginaw Cir
Sacramento, CA 95833
ACTIVE
CONDITION: FAIR
2Beds
2Baths
1,224Sq Ft
3,485Lot Size
Property Price
LIST PRICE$379,000
EST. MARKET VALUE
$383,603
SUMMARY
This Single Family Residence represents a Strong Value Opportunity, listed at $379,000—positioned well below the $383,603 Fair Market Value by 1%. This valuation gap offers $4,603 in Instant Equity. Featuring a Fair Condition Rating, the home includes recent mechanical upgrades like a new HVAC system, though it requires cosmetic updates to kitchens and baths. With a VA Assumable Loan available, this property is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking long-term wealth potential.
Estimated Market Value
$383,603
Based on Realkey algorithm analyzing recent comparable sales in Sacramento.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 95 Saginaw Cir Subject 2 bd · 2 ba · 1,224 sqft · $313 | $379,000* List Price | 2 | 2 | 1,224 | $313 | - |
A 1786 Bannon Creek Drive Sold 2 bd · 2 ba · 1,303 sqft · $326 · 0.7 mi | $425,000 | 2 | 2 | 1,303 | $326 | 0.7 mi |
B 34 Chief Court Sold 2 bd · 2 ba · 1,279 sqft · $336 · 0.7 mi | $430,000 | 2 | 2 | 1,279 | $336 | 0.7 mi |
C 3080 Funston Drive Sold 2 bd · 2 ba · 1,134 sqft · $280 · 0.4 mi | $317,000 | 2 | 2 | 1,134 | $280 | 0.4 mi |
D 95 Saginaw Circle Active 2 bd · 2 ba · 1,224 sqft · $326 · 0.0 mi | $399,000 List Price | 2 | 2 | 1,224 | $326 | 0.0 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
The property is 39 years old (built 1985), placing it in the >20y category. While it features significant system upgrades including a brand-new HVAC and newer water heater, plus fresh interior paint and flooring, the bathroom remains dated with original-style laminate vanities and wood-grain doors. It is functional and move-in ready but requires cosmetic updates to the kitchen and baths to move beyond a 'Fair' rating.
PROSSTRENGTHS & OPPORTUNITIES
- Favorable Financing Opportunity
The property features a VA assumable loan with a low interest rate, providing a significant financial advantage and long-term savings for eligible buyers in the current interest rate environment.
- Recent Mechanical Upgrades
Recent investments in a brand-new HVAC system, updated vents, and a newer water heater offer immediate peace of mind and reduce the likelihood of near-term capital expenditures.
- Inviting Open-Concept Design
The interior boasts a spacious open-concept layout anchored by a stunning brick fireplace, creating a modern and functional flow perfect for both daily living and formal entertaining.
CONSRISKS & DEFICIENCIES
- Below-Average School Ratings
The majority of the assigned public schools for this address carry lower performance ratings, which may impact long-term appreciation and appeal to education-focused families.
- Limited Lot Size
With a lot size of approximately 3,485 square feet, the outdoor space is relatively compact for a single-family residence, potentially limiting options for gardening or large-scale outdoor activities.
About 95 Saginaw Cir
Rare opportunity for first-time homebuyers and investors alike! This home presents an outstanding opportunity. Whether you're looking to establish roots, generate rental income, or build long-term wealth through real estate, this property offers exceptional value and versatility. From the moment you step inside, your eyes are drawn to the stunning brick fireplace, a cozy focal point that sets a grand yet inviting tone for the entire home. The spacious, open-concept layout seamlessly connects the living room to the formal dining area, creating an expansive environment ideal for hosting and entertaining. This home offers true peace of mind with recent upgrades, including fresh interior paint, a brand-new HVAC system with updated vents and a newer water heater. Its central location offers convenient access to shopping, dining, schools, parks, and major commuter routes, making it an ideal choice for both owner-occupants and tenants. VA ASSUMABLE LOAN WITH LOW INTEREST RATE. Don't miss this exceptional combination of value, location, and long-term potential.
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 1985
- Lot Size
- 3,485 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sacramento Unified Schools
American Lakes Elementary School
Grades K-6 • 0.6 mi
2/10
Jefferson Elementary School
Grades K-6 • 0.7 mi
4/10
Bannon Creek Elementary School
Grades K-6 • 0.7 mi
3/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 3.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,224 | 1,541.53 |
| Lot Size | 3,485 | 6,320.667 |
| Price | $379.0K | $503.2K |
| Price per sq ft | $310 | $331 |
| Built year | 1985 | 1975 |
| HOA | $0 | $130 |
| Days on market | 23 | 47 |
Pricing History
Listed for Sale
Oct 1, 2026
$379,000
Initial Listing
Sold
May 13, 2021
$327,000
Public Record