965 Rosecrans Street, San Diego, California 92106, San Diego, 92106 - 4 bed, 5 bath

965 Rosecrans Street, San Diego, California 92106 home-pic-0

965 Rosecrans Street

San Diego, California 92106

ACTIVE
CONDITION: FAIR
4Beds
5Baths
1,581Sq Ft
7,337Lot Size

Property Price

LIST PRICE$2,200,000
EST. MARKET VALUE
$2,135,153
3% AboveMARKET VALUE

SUMMARY

Analysis of 965 Rosecrans Street, San Diego, California 92106 reveals a property with a current list price of $2,200,000, which is 3% above the estimated $2,135,153 Fair Market Value. Buyers should carefully evaluate the pricing and consider negotiation opportunities. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the San Diego Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.

Estimated Market Value

$2,135,153
Based on Realkey algorithm analyzing recent comparable sales in San Diego.

Comparable Sales Map

Comparables within 1 miles sold in recently

Address Sold Price BedsBathsSq Ft$/SqftDistance
965 Rosecrans Street
Subject
$2,200,000*
List Price
451,581$1,351-
A
634 Tarento Dr
Sold
$1,850,000321,484$1,2470.9 mi
B
3375 Trumbull St
Sold
$1,900,050221,645$1,1550.4 mi
C
903 Moana Dr
Sold
$2,300,000331,682$1,3670.9 mi
D
3728 Jennings St
Pending
$1,795,000
List Price
321,673$1,0730.7 mi

* Subject property listed price vs sold prices of comps.

Condition Analysis

OVERALL CONDITION SCORE

Fair
TeardownExcellent

Property is moderate renovation needed.

Built in 1944, this home is described as a 'value-add opportunity' that is 'ready for your personal touch,' indicating it is functional but significantly outdated. While it retains character through original hardwood floors, the kitchen and bathrooms lack modern updates, and the property analysis suggests a substantial capital investment is required to modernize the interior and systems to meet current neighborhood standards.

PROSSTRENGTHS & OPPORTUNITIES

  • High Available Lot Utilization

    The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 7337, living area = 1581.

  • Prime Coastal Location

    Situated in the prestigious La Playa neighborhood of Point Loma, the property is steps from the Bessemer Path and yacht clubs, offering an elite coastal lifestyle with high walkability to local amenities.

  • Approved ADU Plans

    The property comes with approved plans for a 1,200 sqft ADU above the garage, providing a significant value-add opportunity for rental income, a guest suite, or a home office.

CONSRISKS & DEFICIENCIES

  • Significant Renovation Needed

    Built in 1944 and described as needing a 'personal touch,' the home likely requires a substantial capital investment to modernize the interior and systems to match the neighborhood's luxury standards.

  • High Price per Square Foot

    At a $2.2M list price for approximately 1,581 square feet of original living space, the entry cost is high, especially when factoring in the additional costs of renovation and ADU construction.

About 965 Rosecrans Street

Prime opportunity in the highly desirable La Playa neighborhood of Point Loma’s Village. This single-level residence features 4 bedrooms, 2 bathrooms, and approximately 1,581 square feet of living space, ready for your personal touch. Original hardwood floors run through much of the home, adding warmth and character, while the spacious backyard offers endless possibilities for outdoor living, expansion, or customization. A rare value- add opportunity the property comes with approved plans for a spacious 1,200 sqft ADU above the garage, offering the potential for a private guest residence, income-producing unit, home office, or multigenerational living space. Ideally situated just steps from the scenic Bessemer Path along the bay, nestled between the San Diego and Southwestern Yacht Clubs, this location truly captures the coastal lifestyle. Enjoy being within walking distance to Humphreys concerts, Shelter Island, and the Village’s charming collection of shops, restaurants, and local businesses. Everyday conveniences—including a pharmacy, post office, dry cleaners, bookstores, and salons—are all nearby. Liberty Station is approximately 1.5 miles away, and San Diego International Airport is just 3.5 miles from your door. A rare chance to create something special in one of Point Loma’s most sought-after neighborhoods.

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
1944
Lot Size
7,337 Sq. Ft.

Interior

Total Bedrooms
4
Total Bathrooms
5 (5 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$0 / Month

Neighborhood Insights

San Diego Unified Schools

Cabrillo Elementary School

Grades K-4 • 0.1 mi

4/10

Dana

Grades 5-6 • 0.9 mi

6/10

Correia Middle School

Grades 7-8 • 2.0 mi

6/10

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds4.03.0
66%
Baths5.03.0
95%
Square foot1,5812,168
26%
Lot Size7,3375,294
72%
Price$2.20M$1.85M
71%
Price per sq ft$1.4K$935
94%
Built year19441952
29%
HOA$0$0
50%
Days on market10162
14%

Pricing History

Listed for Sale

Feb 25, 2026

$2,200,000

Initial Listing

Sold

Jan 14, 2022

$1,500,000

Public Record

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