97 E Saint James Street 21, San Jose, California 95112, San Jose, 95112 - 2 bed, 2 bath
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97 E Saint James Street 21
San Jose, California 95112
ACTIVE
CONDITION: FAIR
2Beds
2Baths
1,537Sq Ft
0Lot Size
Property Price
LIST PRICE$499,000
SUMMARY
Analysis of 97 E Saint James Street 21, San Jose, California 95112 is currently available with a list price of $499,000. The property maintains a Fair Condition Rating (50/100), suggesting the property is in acceptable condition with potential for value enhancement through selective updates and improvements. Located in a high-demand neighborhood within the San Jose Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1986 (38 years old), the property is dated and lacks a cooling system. While the interior features functional hardwood floors, the age of the structure and systems, combined with visible needs for cosmetic updates like paint, places it in the fair category.
PROSSTRENGTHS & OPPORTUNITIES
- Generous Living Space
At 1,537 square feet, this two-bedroom condo offers an exceptionally large footprint that includes a separate family room and a designated dining area, providing a house-like feel.
- Ground Floor Accessibility
The property features bedrooms on the ground floor, offering convenient single-level living arrangements that are highly desirable for accessibility and ease of movement.
- Ample Parking and Storage
The inclusion of a two-car garage is a premium feature for a condominium in San Jose, providing secure parking and significant additional storage capacity.
CONSRISKS & DEFICIENCIES
- High Association Fees
The monthly HOA fee of $1,022 is notably high, which significantly increases the total monthly carrying costs and may impact the buyer's purchasing power.
- Lack of Cooling System
The absence of a cooling system is a drawback for the San Jose climate, potentially requiring a post-purchase investment to maintain comfort during summer months.
About 97 E Saint James Street 21
Located in San Jose, this home offers 1,537 square feet of living space with two bedrooms and two full bathrooms featuring both shower and tub options. The property includes more than one bedroom on the ground floor, providing convenient living arrangements. The layout includes a separate family room and a designated dining area, supporting comfortable family living. Heating is provided by central forced air, and there is no cooling system installed. The home comes with a two-car garage for parking and storage needs. This residence falls within the San Jose Unified elementary school district.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1986
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $1022.0 / Month
Neighborhood Insights
San Jose Unified Schools
Horace Mann Elementary School
Grades K-5 • 0.3 mi
4/10
Peter Burnett Middle School
Grades 6-8 • 1.1 mi
4/10
San Jose High School
Grades 9-12 • 1.3 mi
3/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.0 |
| Baths | 2.0 | 2.0 |
| Square foot | 1,537 | 1,088.503 |
| Lot Size | - | 1,303.863 |
| Price | $499.0K | $648.7K |
| Price per sq ft | $325 | $614 |
| Built year | 1986 | 1987 |
| HOA | $1022.0 | $594 |
| Days on market | 6 | 56 |
Pricing History
Listed for Sale
Sep 3, 2026
$499,000
Initial Listing
Sold
Jan 21, 2004
$437,000
Public Record