97 E Saint James Street 21, San Jose, California 95112, San Jose, 95112 - 2 bed, 2 bath
97 E Saint James Street 21
San Jose, California 95112
Property Price
SUMMARY
Analysis of 97 E Saint James Street 21, San Jose, California 95112 is currently available with a list price of $595,000. The property maintains a Good Condition Rating (78/100), reflecting solid structural condition with well-maintained systems. The property presents an attractive opportunity for buyers seeking a move-in ready home. Located in a high-demand neighborhood within the San Jose Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for both Buy-and-Hold Investors and Owner-Occupants willing to undertake light renovation work.
Condition Analysis
OVERALL CONDITION SCORE
Property is move-in ready.
The property is in move-in ready condition with significant updates that mitigate its 1986 build year. The gourmet kitchen features modern stainless steel appliances, stone countertops, and updated white cabinetry. Bathrooms have been refreshed with contemporary vanities and fixtures. The unit features updated flooring, recessed lighting, and a functional central AC/heating system. While not a brand-new construction, the interior renovations and meticulous maintenance align with the 'good' category.
PROSSTRENGTHS & OPPORTUNITIES
- Prime Urban Location
Situated in the heart of San Jose, the property offers exceptional walkability to San Pedro Square, public transit, and major tech employers, making it ideal for urban professionals.
- Generous Living Space
With 1,537 square feet of living space, this unit is significantly larger than typical two-bedroom condos, featuring an open floor plan and expansive floor-to-ceiling windows.
- Move-In Ready Condition
The home is meticulously maintained and features desirable modern upgrades, including a gourmet kitchen and central climate control, requiring no immediate renovation.
CONSRISKS & DEFICIENCIES
- High Association Fees
The monthly HOA fee of $1,713 is exceptionally high for this price point, which significantly increases the total monthly carrying cost for potential buyers.
- First-Floor Privacy Concerns
Being located on the first floor in a dense downtown environment may lead to increased street noise and reduced privacy compared to units on higher floors.
About 97 E Saint James Street 21
Extremely well kept - ready for you to move in. Unit is located on the first floor and offers a great open floor plan. It showcases floor to ceiling windows with window coverings, huge primary bedroom with walk-in closet, great size second bedroom, central AC/heating, and gourmet kitchen. Deeded parking is located in the gated garage, plus extra storage space just outside of unit. St. James Park includes a dog park, playground, pavilion, and event space. Close to restaurants, bars, San Pedro Square, VTA, Caltrain, and Tech companies with quick freeway access (280, 87, 101).
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1986
- Lot Size
- -
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 2 (2 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $1713.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 2.0 | 2.0 | 50% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,537 | 1,238 | 81% |
| Lot Size | - | - | 50% |
| Price | $595.0K | $635.0K | 29% |
| Price per sq ft | $387 | $557 | 5% |
| Built year | 1986 | 1997 | 14% |
| HOA | $1713.0 | $758 | 95% |
| Days on market | 115 | 152 | 38% |
Pricing History
Listed for Sale
Mar 6, 2026
$595,000
$634,000
-6% Price Drop
Initial Listing
Price Change
Dec 17, 2025
$634,000
$664,000
-5% Price Drop
Initial Listing
Price Change
Nov 12, 2025
$664,000
Initial Listing