972 Merced River Rd, Chula Vista, California 91913, Chula Vista, 91913 - 5 bed, 4 bath

972 Merced River Rd, Chula Vista, California 91913 home-pic-0

972 Merced River Rd

Chula Vista, California 91913

ACTIVE
CONDITION: GOOD
5Beds
4Baths
2,928Sq Ft
Lot Size

Property Price

LIST PRICE$1,200,000
EST. MARKET VALUE
$1,178,834

SUMMARY

Estimated Market Value

$1,178,834
Based on Realkey algorithm analyzing recent comparable sales in Chula Vista.

Condition Analysis

OVERALL CONDITION SCORE

Good
TeardownExcellent

Property is move-in ready.

The property is in move-in ready condition and appears well-maintained since its 2003 construction. The kitchen features desirable granite countertops and updated stainless steel appliances. While some elements like the cabinetry and tile flooring reflect the original build style, the home shows minimal wear and tear, and the primary suite and converted living area provide modern functionality without the need for immediate renovation.

PROSSTRENGTHS & OPPORTUNITIES

  • Multigenerational Versatility

    The home features a main-level bedroom and bathroom plus a converted tandem garage with independent exterior access, providing an ideal setup for guests, extended family, or rental potential.

  • Modern Open-Concept Layout

    The spacious kitchen, equipped with granite countertops and a center island, flows seamlessly into the family room and backyard, creating a perfect environment for entertaining.

  • Prime Location and Views

    Situated in the desirable Otay Ranch III community, the property offers scenic hillside and mountain views and is conveniently located near top-rated schools, parks, and shopping.

CONSRISKS & DEFICIENCIES

  • Reduced Garage Capacity

    The conversion of the tandem garage space into a living area significantly reduces covered parking and storage options, which may be a drawback for households with multiple vehicles.

  • Square Footage Verification

    The discrepancy between public records and the total usable area requires the buyer to verify permits and usage for the additional finished space to ensure compliance.

About 972 Merced River Rd

Located in desirable Otay Ranch III, this spacious 5-bedroom, 4-bath residence offers approximately 2,928 sq ft per public records, plus additional finished living space providing expanded flexibility. The main level features a full bedroom and bathroom, ideal for guests or multigenerational living. The open-concept kitchen includes granite countertops, stainless steel appliances, center island with cooktop, abundant cabinetry, and seamless flow into the family room with fireplace and direct backyard access. Upstairs, the expansive primary suite offers dual vanities, soaking tub, separate shower, and walk-in closets. Secondary bedrooms are well-sized and thoughtfully positioned. The former tandem garage space has been converted into additional finished living area, currently configured as a bedroom with full bathroom and independent exterior backyard access. This added space provides flexible options for extended living, office, gym, or private retreat. Total usable area is approximately 3,146 sq ft including this finished space (buyer to verify all square footage, permits, and usage). The backyard is designed for entertaining, featuring a pergola-covered patio, grassy area, and hillside views. The exterior-access bathroom adds convenience for gatherings. Located near parks, schools, shopping, and Otay Ranch amenities, this home offers space, versatility, and location

Property Details

Public Facts

Property Type
Single Family Residence
Year Built
2003
Lot Size
-

Interior

Total Bedrooms
5
Total Bathrooms
4 (4 Full, 0 Half)

Exterior & Parking

No exterior & parking available.

Utilities & Misc

HOA Fee
$138.0 / Month

Neighborhood Insights

Sensitive Facilities

No sensitive facilities data found.

Neighborhood Comparison

FeatureSubjectAverage HomeNeighborhood Ranking (50 Listings)
Beds5.04.0
78%
Baths4.03.0
74%
Square foot2,9282,157
87%
Lot Size-3,987.5
19%
Price$1.20M$962.5K
84%
Price per sq ft$410$457
23%
Built year20032004
49%
HOA$138.0$116
74%
Days on market9177
1%

Pricing History

Listed for Sale

Feb 26, 2026

$1,200,000

Initial Listing

Sold

Oct 17, 2003

$515,000

Public Record

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