974-980 Sutter Street, San Francisco, CA 94109, San Francisco, 94109 - 6 bed, bath
974-980 Sutter Street
San Francisco, CA 94109
Property Price
SUMMARY
Analysis of 974-980 Sutter Street, San Francisco, CA 94109 is currently available with a list price of $1,250,000. The property maintains a Poor Condition Rating (30/100), indicating the property requires renovation and updates to maximize its market potential. This presents opportunities for value-add investors. Located in a high-demand neighborhood within the San Francisco Unified School District, this asset is categorized as a low-risk, high-reward acquisition suitable for Experienced Investors and Fix-and-Flip Specialists.
Condition Analysis
OVERALL CONDITION SCORE
Property is extensive renovation needed.
Built in 1908, this property is over a century old. While functional as a mixed-use building, the provided images of the commercial space show worn flooring and dated elements, indicating a need for significant updates. Crucially, there are no images of the residential kitchens or bathrooms, but given the building's age and the property analysis explicitly mentioning 'potential for outdated systems (plumbing, electrical)' and the 'need for significant capital expenditures for upgrades or renovations,' it's highly probable that these key areas require substantial rehabilitation to meet modern standards. The property is not a tear-down, but it requires more than minor updates.
PROSSTRENGTHS & OPPORTUNITIES
- Mixed-Use Income Diversification
The property features six units, including five residential (four 1-bed/1-bath, one 2-bed/1-bath) and one ground-floor commercial space, offering diversified income streams and reduced vacancy risk.
- Prime San Francisco Location
Situated in the highly desirable Lower Nob Hill neighborhood, minutes from Downtown, the Financial District, and Union Square, ensuring strong tenant demand and potential for appreciation.
- Exceptional Walkability & Transit Access
The vibrant neighborhood offers a highly walkable setting with a lively mix of amenities and excellent public transportation options, appealing to urban residents and businesses.
CONSRISKS & DEFICIENCIES
- Building Age & Potential Maintenance
Constructed in 1908, the property is over a century old, which may imply higher ongoing maintenance costs, potential for outdated systems (plumbing, electrical), and the need for significant capital expenditures for upgrades or renovations.
- Small Lot Size
With a lot size of only 2,188 square feet for a 6-unit, 6,330 square foot building, there is limited outdoor space or potential for future expansion on the property.
- San Francisco Rent Control Implications
As a residential income property in San Francisco, it is likely subject to the city's stringent rent control ordinances, which could limit future rental income growth and impact investment returns.
About 974-980 Sutter Street
974-980 Sutter Street is a mixed-use building located in San Francisco's Lower Nob Hill neighborhood. The property totals approximately 6,330 square feet and features six total units, consisting of four one-bedroom/one-bath units, one two-bedroom/one-bath unit, and one ground-floor commercial space. Nestled in San Francisco's historic Lower Nob Hill district, the property sits just minutes from Downtown, the Financial District, and Union Square. This vibrant neighborhood blends classic San Francisco architecture with a lively mix of restaurants, cafes, boutiques, and public transportation options, offering residents and businesses alike a convenient and highly walkable setting.
Property Details
Public Facts
- Property Type
- Mixed Use
- Year Built
- 1908
- Lot Size
- 2,188 Sq. Ft.
Interior
- Total Bedrooms
- 6
- Total Bathrooms
- -
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 7.0 | 29% |
| Baths | - | - | 50% |
| Square foot | 6,330 | 7,300 | 43% |
| Lot Size | 2,188 | 3,468 | 29% |
| Price | $1.25M | $2.27M | 14% |
| Price per sq ft | $197 | $345 | 14% |
| Built year | 1908 | 1914 | 14% |
| HOA | $0 | $0 | 50% |
| Days on market | 142 | 214 | 29% |
Pricing History
Listed for Sale
Oct 16, 2025
$1,250,000
Initial Listing
Sold
Apr 1, 2005
$205,000
Public Record
Sold
Mar 13, 1998
$725,000
Public Record