985 Bay Terrace Dr, Galt, CA 95632, Galt, 95632 - 3 bed, 3 bath
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985 Bay Terrace Dr
Galt, CA 95632
ACTIVE
CONDITION: GOOD
3Beds
3Baths
1,535Sq Ft
10,263Lot Size
Property Price
LIST PRICE$519,000
EST. MARKET VALUE
$528,602
SUMMARY
This Turnkey Single Family Residence is a Strong Value Opportunity, listed at $519,000—positioned well below the $528,602 Fair Market Value by 1.8%. This valuation gap offers $9,602 in Instant Equity. Featuring a Good Condition Rating with modern quartz countertops and luxury vinyl flooring, the home offers a move-in-ready aesthetic. The expansive 1/4 acre corner lot provides rare RV access and flexible outdoor space. This property is an ideal acquisition for Owner-Occupants or first-time buyers seeking a refreshed, versatile home.
Estimated Market Value
$528,602
Based on Realkey algorithm analyzing recent comparable sales in Galt.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 985 Bay Terrace Dr Subject 3 bd · 3 ba · 1,535 sqft · $344 | $519,000* List Price | 3 | 3 | 1,535 | $344 | - |
A 1035 Starbrook Drive Sold 3 bd · 2 ba · 1,430 sqft · $364 · 0.2 mi | $520,000 | 3 | 2 | 1,430 | $364 | 0.2 mi |
B 893 Black Canyon Court Sold 3 bd · 2 ba · 1,472 sqft · $374 · 0.5 mi | $550,000 | 3 | 2 | 1,472 | $374 | 0.5 mi |
C 1203 Dawnwood Drive Sold 3 bd · 2 ba · 1,402 sqft · $374 · 0.4 mi | $525,000 | 3 | 2 | 1,402 | $374 | 0.4 mi |
D 787 Twin Hills Drive Sold 4 bd · 2 ba · 1,641 sqft · $285 · 0.7 mi | $467,000 | 4 | 2 | 1,641 | $285 | 0.7 mi |
E 1080 Elk Hills Drive Sold 3 bd · 2 ba · 1,884 sqft · $332 · 0.4 mi | $625,000 | 3 | 2 | 1,884 | $332 | 0.4 mi |
F 894 Strathaven Way Sold 3 bd · 2 ba · 1,433 sqft · $348 · 0.5 mi | $499,000 | 3 | 2 | 1,433 | $348 | 0.5 mi |
G 929 Lake Canyon Avenue Sold 3 bd · 2 ba · 1,648 sqft · $337 · 0.4 mi | $555,000 | 3 | 2 | 1,648 | $337 | 0.4 mi |
H 1187 Park Terrace Drive Sold 3 bd · 2 ba · 1,265 sqft · $368 · 0.4 mi | $465,000 | 3 | 2 | 1,265 | $368 | 0.4 mi |
I 1021 Bay Shore Drive Pending 4 bd · 2 ba · 1,637 sqft · $333 · 0.2 mi | $545,000 List Price | 4 | 2 | 1,637 | $333 | 0.2 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Good
TeardownExcellent
Property is move-in ready.
Built in 2002 (22 years old), the property exceeds the 'Fair' age threshold but qualifies as 'Good' due to a recent high-quality cosmetic refresh. Updates include new luxury vinyl flooring, fresh interior paint, and upgraded quartz countertops in the kitchen. The home appears well-maintained and move-in ready, though original 2002 systems and cabinet frames likely remain.
PROSSTRENGTHS & OPPORTUNITIES
- High Available Lot Utilization
The property has a large lot size, which is more than 4 times of its living area. lot size in square feet = 10263, living area = 1535.
- Modern Interior Upgrades
The home features fresh interior paint, luxury vinyl flooring, and elegant quartz countertops, offering a move-in-ready aesthetic for contemporary buyers.
- Expansive Corner Lot
Situated on a nearly quarter-acre corner lot, the property provides significant outdoor space and the highly desirable potential for RV access.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Bedroom count discrepancy between mls listing and other public or private record. mls listing bedroom count = 3, other record bedroom count = 4.
- Modest Square Footage
At 1,535 square feet, the interior living space may feel limited for larger families or those seeking more expansive common areas.
- Potential System Aging
Built in 2002, the property may soon require capital improvements for major systems like the roof or HVAC if they remain original to the home.
About 985 Bay Terrace Dr
Discover the perfect blend of comfort and modern style in this beautifully refreshed home featuring 3 bedrooms, a versatile den or flex room, and 2.5 bathrooms. Fresh interior paint, stylish luxury vinyl flooring, and upgraded fixtures create a bright, contemporary feel throughout. The kitchen is a standout, featuring elegant quartz countertops that add a touch of sophistication and provide the perfect setting for everyday living and entertaining. With flexible living spaces designed to accommodate your lifestyle, there's plenty of room to relax, work, and create lasting memories. This is an extra large corner lot, with RV access possibilities on approximately 1/4 acre. Don't miss this wonderful opportunity to make this inviting home your own!
Property Details
Public Facts
- Property Type
- Single Family Residence
- Year Built
- 2002
- Lot Size
- 10,263 Sq. Ft.
Interior
- Total Bedrooms
- 3
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 3.0 | 3.2 |
| Baths | 3.0 | 2.0 |
| Square foot | 1,535 | 1,726.798 |
| Lot Size | 10,263 | 6,674.528 |
| Price | $519.0K | $537.1K |
| Price per sq ft | $338 | $309 |
| Built year | 2002 | 1999 |
| HOA | $0 | $265 |
| Days on market | 10 | 69 |
Pricing History
Listed for Sale
Oct 14, 2026
$519,000
Initial Listing
Sold
Jul 5, 2019
$328,000
Public Record
Sold
Apr 23, 2014
$240,000
Public Record
Sold
Nov 24, 2008
$195,000
Public Record