99 Holloway Avenue, San Francisco, CA 94112, San Francisco, 94112 - 6 bed, 2 bath
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San Francisco, CA 94112
This Versatile San Francisco Duplex is a High-Potential Investment Opportunity listed at $1,190,000—positioned well below the $1,240,060 Fair Market Value by 4%. This valuation gap offers $50,060 in Instant Equity for buyers. Featuring a Good Condition Rating, the property includes a refreshed, vacant upper unit and a deep lot with significant ADU potential. Located steps from the Ocean Avenue corridor and top-rated schools like Lowell High School, it balances immediate cash flow with lifestyle convenience. This is an ideal acquisition for Owner-Occupants looking to house-hack or Strategic Investors.
Comparables within 1 miles sold in recently
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 99 Holloway Avenue Subject | $1,190,000* List Price | 6 | 2 | 1,850 | $670 | - |
A 42 Farragut Sold | $1,500,000 | 6 | 4 | 2,170 | $691 | 0.8 mi |
B 900 Huron Avenue Sold | $1,370,000 | 4 | 3 | 1,965 | $697 | 0.8 mi |
C 270 Flood Avenue Active | $1,359,000 List Price | 4 | 3 | 1,854 | $733 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Property is move-in ready.
This 1903 duplex is classified as being in good condition because the upper unit has been recently refreshed and is delivered move-in ready. The interiors feature updated flooring, fresh paint, and functional kitchen and bathroom spaces that meet modern standards. While the property's age suggests older core infrastructure, the visible components and cosmetic updates indicate a well-maintained property that does not require immediate renovation for occupancy.
Elementary School: Chinese Immersion School At Deavila (9/10). Middle School: Lilienthal (Claire) Elementary School (9/10). High School: Lowell High School (10/10).
This duplex configuration provides a premier opportunity for either an owner-occupant to live in the vacant upper unit or a strategic investor to benefit from immediate cash flow via the occupied lower unit.
Situated just one block from the Ocean Avenue corridor, the property offers exceptional walkability to Whole Foods and Target, with effortless commuting via the M Line Streetcar and Balboa Park BART.
The property has a small lot size, more than 70 percent of which is taken by its living area. lot size in square feet = 2495, living area = 1850.
Built in 1903, the property likely requires ongoing maintenance and potential modernization of aging systems typical of a century-old San Francisco residence.
The lower unit is currently occupied, which may limit immediate renovation plans or full-property possession for buyers not seeking a multi-generational or income-producing setup.
Welcome to this spacious San Francisco home, offering 1,850 square feet of versatile living space. This duplex offers premier opportunity for an owner occupancy or a strategic investor looking for immediate cash flow and future expansion potential. The Upper Unit is a light filled 3 bd 1 ba with west facing windows, recently refreshed and delivered vacant at close. It is ready for immediate occupancy or a fresh market rate lease. This unit has exclusive use of the dedicated off street parking pad located at the rear of the building. While marketing photos may show the interior with furniture, the unit is currently empty and will be delivered in its clean, upstaged condition. The lower 3 bd 1 ba unit provides immediate stability as it will remain occupied on a month-to-month basis. Beyond the current floor plan, the deep lot features an expansive backyard that invites creative expansion and potential for an ADU and long term value in a high demand neighborhood. Situated just one block from Ocean Ave. corridor, providing effortless access to Whole Foods, Philz Coffee, Target and essential transit-M Line Streetcar and Balboa Bart Station.
No exterior & parking available.
Grades K-5 • 0.6 mi
Grades K-5 • 0.7 mi
Grades K-5 • 0.8 mi
No sensitive facilities data found.
| Feature | Subject | Average Home | Neighborhood Ranking (50 Listings) |
|---|---|---|---|
| Beds | 6.0 | 3.0 | 98% |
| Baths | 2.0 | 2.0 | 50% |
| Square foot | 1,850 | 1,412 | 74% |
| Lot Size | 2,495 | 2,500 | 31% |
| Price | $1.19M | $1.21M | 48% |
| Price per sq ft | $643 | $870 | 10% |
| Built year | 1903 | 1925 | 3% |
| HOA | $0 | $0 | 50% |
| Days on market | 71 | 179 | 8% |
Feb 10, 2026
$1,190,000
Initial Listing
Dec 27, 2022
$1,200,000
Public Record