990 E Main E, El Cajon, California 92021, El Cajon, 92021 - 2 bed, 3 bath
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990 E Main E
El Cajon, California 92021
ACTIVE
CONDITION: FAIR
2Beds
3Baths
1,360Sq Ft
95,787Lot Size
Property Price
LIST PRICE$435,000
EST. MARKET VALUE
$445,821
SUMMARY
This Dual-Suite Townhouse is a Prime Investment Opportunity, listed at $435,000—positioned well below the $445,821 Fair Market Value by 2%. This valuation gap offers $10,821 in Instant Equity for the buyer. Featuring a Condition Rating of 4, the property includes newer HVAC and dual-pane windows, though it invites cosmetic updates to maximize value. With a private yard and pool access, this asset is an ideal acquisition for Buy-and-Hold Investors or first-time buyers seeking a functional, value-add property.
Estimated Market Value
$445,821
Based on Realkey algorithm analyzing recent comparable sales in El Cajon.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 990 E Main E Subject 2 bd · 3 ba · 1,360 sqft · $328 | $435,000* List Price | 2 | 3 | 1,360 | $328 | - |
A 780 Ballantyne St J Sold 2 bd · 2 ba · 1,152 sqft · $398 · 0.9 mi | $459,000 | 2 | 2 | 1,152 | $398 | 0.9 mi |
B 166 N 1st St. 23 Sold 2 bd · 2 ba · 1,096 sqft · $342 · 0.2 mi | $375,000 | 2 | 2 | 1,096 | $342 | 0.2 mi |
C 1045 Peach Avenue 28 Pending 2 bd · 2 ba · 1,100 sqft · $363 · 0.7 mi | $399,000 List Price | 2 | 2 | 1,100 | $363 | 0.7 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1981, the property benefits from some updated systems including a newer HVAC and dual-pane windows. However, the interior is dated, featuring popcorn ceilings and worn carpeting, indicating a need for cosmetic updates and minor modernizations.
PROSSTRENGTHS & OPPORTUNITIES
- Dual-Suite Layout
The property features a highly desirable dual-suite configuration where both bedrooms include private en-suite bathrooms, offering maximum privacy for residents, roommates, or guests.
- Modern Upgrades & Privacy
As an end unit, this home offers enhanced privacy and features significant functional upgrades including newer HVAC and dual-pane windows for improved energy efficiency.
- Competitive Market Value
Priced aggressively for a quick sale at $435,000, this 1,360 sqft townhouse offers excellent square footage and amenities for its price point in the current market.
CONSRISKS & DEFICIENCIES
- Low School Ratings
The assigned public schools for this address have low performance ratings, ranging from 2 to 3 out of 10, which may be a concern for families and impact long-term appreciation.
- High Association Fees
The monthly HOA fee of $450 is relatively high, which increases the total monthly carrying cost and may affect the purchasing power of budget-conscious buyers.
About 990 E Main E
1,360sf end unit w/ garage & private yard. This 2 bed, 3 bath has newer HVAC, dual pane windows & master slider to balcony. Spacious downstairs kitchen, dining rm, & living rm space w/ indoor laundry hook-ups. Both bedrooms have own bathrooms, creating a highly desirable dual-suite layout ideal for privacy or guests. Private yard surrounded w/ newer white nylon fence. Garage plus additional assigned parking space. Quiet complex w/ pool & spa is close to schools, churches, & shopping. Already priced for fast sale!
Property Details
Public Facts
- Property Type
- Townhouse
- Year Built
- 1981
- Lot Size
- 95,787 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $450.0 / Month
Neighborhood Insights
El Cajon Unified Schools
Naranca Elementary School
Grades K-5 • 0.6 mi
2/10
Cajon Valley Middle School
Grades 6-8 • 0.4 mi
3/10
El Cajon Valley High School
Grades 9-12 • 0.3 mi
3/10
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 2.3 |
| Baths | 3.0 | 2.4 |
| Square foot | 1,360 | 1,258.889 |
| Lot Size | 95,787 | 69,923.623 |
| Price | $435.0K | $563.8K |
| Price per sq ft | $320 | $441 |
| Built year | 1981 | 2002 |
| HOA | $450.0 | $392 |
| Days on market | 28 | 61 |
Pricing History
Listed for Sale
Sep 27, 2026
$435,000
Initial Listing
Sold
Aug 28, 2012
$140,000
Public Record