9903 Club Place Lane, Carmel, California 93923, Carmel, 93923 - 2 bed, 3 bath
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9903 Club Place Lane
Carmel, California 93923
ACTIVE
CONDITION: FAIR
2Beds
3Baths
2,014Sq Ft
963Lot Size
Property Price
LIST PRICE$1,495,000
EST. MARKET VALUE
$1,495,000
SUMMARY
This Carmel Valley Ranch Condominium represents a Strong Value Opportunity, listed at a List Price of $1,495,000, which aligns with its $1,495,000 Fair Market Value. While the property maintains a Condition Rating of 4, it offers a spacious 2,014 sqft layout with dual fireplaces and a private garden patio. The HOA’s master insurance policy provides significant financial stability in a high-cost market. This residence is an ideal acquisition for Owner-Occupants seeking a resort-style lifestyle or Buy-and-Hold Investors targeting the prestigious Carmel Unified school district.
Estimated Market Value
$1,495,000
Based on Realkey algorithm analyzing recent comparable sales in Carmel.
Comparable Sales Map
Comparables within 1 miles sold in recently
Map unavailable.
| Address | Sold Price | Beds | Baths | Sq Ft | $/Sqft | Distance |
|---|---|---|---|---|---|---|
★ 9903 Club Place Lane Subject 2 bd · 3 ba · 2,014 sqft · $742 | $1,495,000* List Price | 2 | 3 | 2,014 | $742 | - |
A 10427 Fairway Lane Sold 3 bd · 4 ba · 2,209 sqft · $792 · 0.6 mi | $1,750,000 | 3 | 4 | 2,209 | $792 | 0.6 mi |
* Subject property listed price vs sold prices of comps.
Condition Analysis
See Full ReportOVERALL CONDITION SCORE
Fair
TeardownExcellent
Property is moderate renovation needed.
Built in 1992 (32 years old), the home is well-maintained and move-in ready but remains largely in original condition. The kitchen and bathrooms feature dated tile countertops, older cabinetry, and 90s-style fixtures that require cosmetic updates to meet modern standards.
PROSSTRENGTHS & OPPORTUNITIES
- Resort Lifestyle & Amenities
Located within the prestigious Carmel Valley Ranch, this property offers immediate proximity to a golf course, clubhouse, pool, and spa, providing a high-end leisure-focused lifestyle.
- Insurance Cost Efficiency
The HOA’s comprehensive master insurance policy helps reduce individual homeowner premiums and may bypass the need for the expensive California FAIR Plan, a significant financial advantage in the current market.
- Spacious & Functional Layout
With over 2,000 square feet of living space, dual fireplaces, and a private garden patio, the home offers a generous and seamless indoor-outdoor flow rarely found in two-bedroom condominiums.
CONSRISKS & DEFICIENCIES
- MLS Listing Discrepancy
Living area discrepancy between mls listing and other public or private record. mls listing living area = 2014, other record living area = 1943.
- Extended Market Stagnancy
The property has been on the market for 128 days and has undergone three price reductions, suggesting that the listing has struggled to gain traction at its previous price points.
- High Monthly Carrying Costs
The $1,050 monthly association fee represents a substantial recurring expense that may deter budget-conscious buyers despite the included insurance benefits.
About 9903 Club Place Lane
Carmel Valley Ranch is more than a homeits a lifestyle. This spacious 2-bedroom, 3-bath residence is ideally located near the golf course, clubhouse, pool, and spa. Inside, approximately 2,014 square feet offer an easy, comfortable layout with open living spaces, fireplaces in both the living room and primary suite, a generous kitchen that opens to the family room, formal dining, a large walk-in closet, and a private garden patio for seamless indoor-outdoor living. The HOAs comprehensive master insurance policy may also help reduce the coverage an individual homeowner must obtain, often making insurance more affordable and potentially avoiding the need for a California FAIR Plan policy. A rare opportunity to enjoy the relaxed resort lifestyle that makes Carmel Valley Ranch so special.
Property Details
Public Facts
- Property Type
- Condominium
- Year Built
- 1992
- Lot Size
- 963 Sq. Ft.
Interior
- Total Bedrooms
- 2
- Total Bathrooms
- 3 (3 Full, 0 Half)
Exterior & Parking
No exterior & parking available.
Utilities & Misc
- HOA Fee
- $1050.0 / Month
Neighborhood Insights
Sensitive Facilities
No sensitive facilities data found.
Neighborhood Comparison
| Feature | Subject | Average Home |
|---|---|---|
| Beds | 2.0 | 1.8 |
| Baths | 3.0 | 1.8 |
| Square foot | 2,014 | 1,173.727 |
| Lot Size | 963 | 1,650.545 |
| Price | $1.50M | $942.6K |
| Price per sq ft | $742 | $788 |
| Built year | 1992 | 1970 |
| HOA | $1050.0 | $1.3K |
| Days on market | 150 | 84 |
Pricing History
Listed for Sale
Sep 15, 2026
$1,495,000
$1,525,000
-2% Price Drop
Initial Listing
Price Change
Jul 27, 2026
$1,525,000
$1,575,000
-3% Price Drop
Initial Listing
Price Change
Jul 1, 2026
$1,575,000
$1,595,000
-1% Price Drop
Initial Listing
Price Change
May 27, 2026
$1,595,000
Initial Listing
Sold
Jul 10, 2024
$1,540,000
Public Record
Sold
Sep 2, 2009
$650,000
Public Record
Sold
Jul 29, 2002
$730,000
Public Record