No HOA or Mello Roos fees. Welcome to 9965 Dunbar Lane in El Cajon. If you're looking for a move-in ready home with a ton of upgrades, then look no more. You found it!! This gated property is tucked away, on flat usable land, surrounded by palm and eucalyptus trees for extra privacy and a peaceful vibe. This home features 4 spacious bedrooms and 2.5 bathrooms, all on a single level with high vaulted ceilings and an open floor plan that is bright and airy. Need flexibility? The attached studio ADU has its own entrance, vaulted ceiling, new mini-split heating/cooling unit, water heater, microwave, kitchen area and laundry hookups—perfect for guests, a home office, or rental income. Almost everything here is brand new—hvac, dual-pane windows, electrical, plumbing, ducting, flooring, insulation, water heater, light fixtures, kitchen appliances, countertops, cabinets, bathrooms, roof, and more. The main kitchen is a showstopper with a massive island (7.5’ x 8’), 8-burner Forno oven/stove which can be used with or without the griddle, solid surface countertops, and stylish tile backsplash. The primary suite has a huge walk-in closet and built-in blinds in the sliding dual-pane door, plus the laundry area is conveniently located near all of the bedrooms. Natural light pours in from windows all around, making every room feel cheerful. Outside, you’ll find new turf in front and plenty of space to park your RV, boat and offroad toys. The solar system will save you money and keep your utility costs low. This home offers the feel of a brand-new house in a peaceful, secluded location, fulfilling all of your requirements. Come see it for yourself!